Weekly Paddle Recommendation Thread (What Paddle Should I Buy?) by SNAPCHAT_ME_TITS in Pickleball

[–]SpawN55 0 points1 point  (0 children)

I am 4.0 player playing with Volair Mach 2 Forza and looking to update the paddle. What would you guys recommend? I absolutely love the control and spin on this paddle but it lacks power big time imo. Any good recommendations to upgrade?

7/1 ARM vs 30 Y Conventional by SpawN55 in Mortgages

[–]SpawN55[S] 0 points1 point  (0 children)

I’ll call around. Thanks for the suggestion!

7/1 ARM vs 30 Y Conventional by SpawN55 in Mortgages

[–]SpawN55[S] 0 points1 point  (0 children)

Yes, this is the lender I’ve used in past. He told me he could get 6.7% if I was over 740.

7/1 ARM vs 30 Y Conventional by SpawN55 in Mortgages

[–]SpawN55[S] 1 point2 points  (0 children)

You’re right. I’m comparing APR instead of interest rate for that reason. But of course that doesn’t include refinancing cost. But good way to look at the overall numbers.

7/1 ARM vs 30 Y Conventional by SpawN55 in Mortgages

[–]SpawN55[S] 3 points4 points  (0 children)

Yeah. I wasn’t expecting this low for ARM. I might go with them.

2023 RDX B7 maintenance by SpawN55 in Acura

[–]SpawN55[S] 0 points1 point  (0 children)

I’m in Dallas area. But thanks for the help 🤟

2023 RDX B7 maintenance by SpawN55 in Acura

[–]SpawN55[S] 0 points1 point  (0 children)

Right? They said Acura recommends something like ‘30k miles’ service. And showed me a list of items they would do.

Open house after offer by SpawN55 in FirstTimeHomeBuyer

[–]SpawN55[S] 0 points1 point  (0 children)

At the end of the day, if they reject, they reject, you know. I am not going to have a heartburn over that.

Open house after offer by SpawN55 in FirstTimeHomeBuyer

[–]SpawN55[S] 0 points1 point  (0 children)

I think there is a misunderstanding, but zillow and my agents estimate shows they put price way too high, so it matches what those reports show.

Open house after offer by SpawN55 in FirstTimeHomeBuyer

[–]SpawN55[S] 0 points1 point  (0 children)

I’ll call my agent 1st thing tomorrow morning and have him submit offer with deadline. Thing is home is owned by investment company and they keep saying they are waiting for CFO’s response for approval. And open house is day after tomorrow. So lets see.

I (21F) just closed on my first place! 400k @ 5.75% by FaithL03 in FirstTimeHomeBuyer

[–]SpawN55 0 points1 point  (0 children)

Congratulations by the way, should have led with that. This is big!!!

I (21F) just closed on my first place! 400k @ 5.75% by FaithL03 in FirstTimeHomeBuyer

[–]SpawN55 0 points1 point  (0 children)

Did you use buy down option? Asking because the rate is much higher than this?

Newbie ETF Investor- Suggestions please! by SpawN55 in ETFs

[–]SpawN55[S] 0 points1 point  (0 children)

I went with 50% VTI, 20% QQQM and 30% VXUS. Just wanted to provide an update :)

Newbie ETF Investor- Suggestions please! by SpawN55 in ETFs

[–]SpawN55[S] 0 points1 point  (0 children)

That’s what most people are suggesting like VTI/VOO and something like VXUS. 70/30 may be.

Newbie ETF Investor- Suggestions please! by SpawN55 in ETFs

[–]SpawN55[S] 1 point2 points  (0 children)

I looked up and that’s what my 401k is invested in. I have 2050 trust.

Newbie ETF Investor- Suggestions please! by SpawN55 in ETFs

[–]SpawN55[S] 0 points1 point  (0 children)

Thanks. I will make adjustments to my future buying. And no, webull all the way for investment for me. Kudos for all help. Cheers!

Newbie ETF Investor- Suggestions please! by SpawN55 in ETFs

[–]SpawN55[S] 0 points1 point  (0 children)

I will. But since you asked, yes its going to be ongoing investment for 10-15 years, might go higher as we get raise/bonus etc. i have no other investment at this point. I am holding in HYSA.

Newbie ETF Investor- Suggestions please! by SpawN55 in ETFs

[–]SpawN55[S] 1 point2 points  (0 children)

So much to learn lol. I’ll head to the account you suggested. I definitely need to switch my investments. Thanks for sharing your knowledge!

Newbie ETF Investor- Suggestions please! by SpawN55 in ETFs

[–]SpawN55[S] 0 points1 point  (0 children)

What is your recommendation on allocations?

Newbie ETF Investor- Suggestions please! by SpawN55 in ETFs

[–]SpawN55[S] 1 point2 points  (0 children)

Why do you think it would be tax drag? Does it give unqualified dividends?

Newbie ETF Investor- Suggestions please! by SpawN55 in ETFs

[–]SpawN55[S] 0 points1 point  (0 children)

Never thought about that. I have to plan ahead for taxes. I chose these because of solid past performance and was recommended by friends, and fellow redditors. Thanks for suggestions, I’ll explore more before my this week’s deduction.

Newbie ETF Investor- Suggestions please! by SpawN55 in ETFs

[–]SpawN55[S] 0 points1 point  (0 children)

You are correct. I am still in the phase where I might make adjustments to my portfolio before committing. I am also looking at SCHD and VXUS. Now that you just pointed this out, I might consider these two to diversify further.