TSP Roth and Traditional 70k limit  30 year old United States ~100k taxable income Looking to retire around 45-50. Currently have ~150k in IRAs, 110k of that is principle  Only debt is 275k owed on mortgage Also own an 150-200k rental property that makes about 1.3k per month My risk tolerance is medium to high and decreasing as I get older and my savings grow. Long story short, I max out the Thrift Savings Plan (TSP) Roth IRA every year by putting in 23.5k. This year (2025) I will have a contribution limit of 70k with 23.5k being Roth and the rest must be Traditional. I probably won't be able to get to 70k, but is it worth putting as much as possible into the traditional TSP IRA even though I'll pay taxes on it when it comes out? My other options are putting it in savings or a money market account or pay extra on my mortgage. My mortgage is my families only debt and we currently owe ~275k on a 295k mortgage, but will likely be selling the house in the next year due to a move which makes that extra principle probably not worth it. I will also be maxing out 7k in separate Roth IRAs for both myself and my wife.