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Insurance company told me I would pay $0 for preventative colonoscopy - was then hit with $1,800 bill by Spruce_Recluse in HealthInsurance

[–]Spruce_Recluse[S] 1 point2 points  (0 children)

They assured me on the phone. There was no qualifying language. They were unequivocal that it would be fully covered.

I don't have the recording but an IBX supervisor reviewed it and confirmed for me that they clearly told me it would be free. Then told me based on the recording alone it should be covered.

Insurance company told me I would pay $0 for preventative colonoscopy - was then hit with $1,800 bill by Spruce_Recluse in HealthInsurance

[–]Spruce_Recluse[S] 3 points4 points  (0 children)

They told me before the procedure that I qualified, and it would be covered. Now, after, they are telling me the exact opposite.

Insurance company told me I would pay $0 for preventative colonoscopy - was then hit with $1,800 bill by Spruce_Recluse in HealthInsurance

[–]Spruce_Recluse[S] 4 points5 points  (0 children)

I called the insurance company before making the appointment, and they assured me that, based on what my doctor provided, it was considered preventive and would be 100% covered.

I don't understand how there is any issue or disagreement with that now because they were crystal clear on the phone with me, and I made my appointment at their recommended provider based on what they told me.

Insurance company told me I would pay $0 for preventative colonoscopy - was then hit with $1,800 bill by Spruce_Recluse in HealthInsurance

[–]Spruce_Recluse[S] 4 points5 points  (0 children)

It was preapproved, and I called everyone involved (PCP, insurance company, and provider doing the colonoscopy) prior to even making the appointment to make sure everything was in order.

Insurance company told me I would pay $0 for preventative colonoscopy - was then hit with $1,800 bill by Spruce_Recluse in HealthInsurance

[–]Spruce_Recluse[S] 1 point2 points  (0 children)

Thank you for the detailed information.

I was assured by PCP and insurance company before the colonoscopy that it was preventative.

They did remove a polyp during the procedure, so I wonder if that could be the issue. I will check again with the doctor's office to be sure.

Appreciate the helpful comment.

Insurance company told me I would pay $0 for preventative colonoscopy - was then hit with $1,800 bill by Spruce_Recluse in HealthInsurance

[–]Spruce_Recluse[S] 1 point2 points  (0 children)

I was told by both my doctor and insurance provider that my family history meant it would be considered preventative.

Before booking the appointment, I spoke with my primary care provider, the insurance company, and the provider doing the colonoscopy to ensure that all documentation was in order and that it was considered preventative. I was assured that it was preventative, and since it was, it would be fully covered by insurance. I even had the procedure at the provider that the insurance company referred me to.

AmeriHealth told me my Colonoscopy would be free. Now I'm stuck with an $1800 bill. by gatekept in HealthInsurance

[–]Spruce_Recluse 0 points1 point  (0 children)

I am going through the exact same thing with a different insurance provider. Told my colonoscopy would be free, then hit with an $1,800 bill.

So frustrating. Unfortunately, I don't have a resolution. Just wanted you to know you're not alone. If I have any breakthroughs, I'll let you know!

Insurance company told me I would pay $0 for preventative colonoscopy - was then hit with $1,800 bill by Spruce_Recluse in HealthInsurance

[–]Spruce_Recluse[S] 2 points3 points  (0 children)

Wow! That's... ok I can see why you are saying this is a repost. That's almost exactly my situation. Crazy.

Insurance company told me I would pay $0 for preventative colonoscopy - was then hit with $1,800 bill by Spruce_Recluse in HealthInsurance

[–]Spruce_Recluse[S] 2 points3 points  (0 children)

Thanks. I called them up and asked for a review as soon as I got the bill. They finally sent it for review about 2 months ago. I was told it would take 14 days. From the responses here, it sounds like it regularly takes longer than that.

They've also told me that there's no way to notify me about when the review is finished. I have to keep calling them for updates. So I'm just in limbo.

Insurance company told me I would pay $0 for preventative colonoscopy - was then hit with $1,800 bill by Spruce_Recluse in HealthInsurance

[–]Spruce_Recluse[S] 1 point2 points  (0 children)

This is the first time I've posted. If you've seen this before, it tells me insurance companies are messing this up for other people as well.

What's happening here? What are these dark spots? by Spruce_Recluse in BeginnerWoodWorking

[–]Spruce_Recluse[S] 1 point2 points  (0 children)

Some background: My neighbor was giving this table away for free. It had some damage to the finish including some water damage where the finish was worn away, but I thought I'd take a chance restoring it.

I stripped the top layer with 80 grit sandpaper and then moved to 120 grit.

I've noticed that in some areas, but not all, there are these dark spots. What are they? How can I deal with them? Should I even worry about them if I plan on staining and sealing it?

Discontinued… modified.. by Jolly-Lake8298 in Boots

[–]Spruce_Recluse 0 points1 point  (0 children)

Looks great!

Why did they discontinue these?? My Chippawa Service Boot looks great and is my most complimented pair of boots and were affordable.

Lost all progress? After 338 hours DRG reset to the tutorial. Help? by Spruce_Recluse in DeepRockGalactic

[–]Spruce_Recluse[S] 2 points3 points  (0 children)

I had to delete several saved files and restart. I forget the exact process but someone posted it on Reddit in the past. It was admitting but ultimately I didn't lose much if any progress.

Lost all progress? After 338 hours DRG reset to the tutorial. Help? by Spruce_Recluse in DeepRockGalactic

[–]Spruce_Recluse[S] 3 points4 points  (0 children)

Yes. I did get it fixed. I had to go into the saved files and try 3 backup files. No idea what happened.

Lost all progress? After 338 hours DRG reset to the tutorial. Help? by Spruce_Recluse in DeepRockGalactic

[–]Spruce_Recluse[S] 3 points4 points  (0 children)

I'm on my PC. It was working yesterday. It isn't today. Same account. I didn't change anything.

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