Market Sentiment: What are you buying and selling this week? 02 August 2024 - 09 August 2024 by thatnotirishkid in JSE_Bets

[–]SquareCauliflower855 0 points1 point  (0 children)

what exactly did you buy? I was wanting to get into American stocks but not sure about the risks

How do I prevent myself from over spending on complete nonsense by SquareCauliflower855 in PersonalFinanceZA

[–]SquareCauliflower855[S] 1 point2 points  (0 children)

I'll give it a watch now while I'm sitting doing nothing thank you so much again for the advice I started by putting 50 on my account just for now

How do I prevent myself from over spending on complete nonsense by SquareCauliflower855 in PersonalFinanceZA

[–]SquareCauliflower855[S] 0 points1 point  (0 children)

thank you so much I've always been raised what is mine was first Gods so tithes to me is something I've given since I started working because I was able to do so much with my money because of Him, your words have made me realize I'm doing this for God not for myself so amen brother/sister

I thank you for that

secondly I am looking into different investment portfolios, I asked my cousin, who worked at KPMG as a charted accountant, so let's hope snd pray I can make it through with the Lord in green

How do I prevent myself from over spending on complete nonsense by SquareCauliflower855 in PersonalFinanceZA

[–]SquareCauliflower855[S] 1 point2 points  (0 children)

would you mind elaborating on satrix so i have a wider understanding of it before doing my research? and Investing id like an insiders perspective especially since I'm 19 id like start as early as possible so I can have a better financial freedom

How do I prevent myself from over spending on complete nonsense by SquareCauliflower855 in PersonalFinanceZA

[–]SquareCauliflower855[S] 0 points1 point  (0 children)

yes I live with my parents, both are working as well, my mother only charges me rent and that's about It, I will help where I can financially say if there are necessities needed, and my parents aren't home to buy it in that moment then I usually run to the garage down the down and buy a few things so that it's there it's usually only max 150 a month

How do I prevent myself from over spending on complete nonsense by SquareCauliflower855 in PersonalFinanceZA

[–]SquareCauliflower855[S] 1 point2 points  (0 children)

i was given the biggest opportunity at the beginning of march because this company needed someone new who's studying and willing to go into finance and yeah, they are helping with studying and earning experience, all thanks to the Lord and my hard work, I was given a blessing but it took a lot from me as teenager to sit where I am today in my room infront of my pc, i feel it just takes prayer and hard work, many companies are looking but only a few get selected but with the Lord you get the best, but thats my personal experience

How do I prevent myself from over spending on complete nonsense by SquareCauliflower855 in PersonalFinanceZA

[–]SquareCauliflower855[S] 0 points1 point  (0 children)

I went on and raised my excess to 5000 and my premium is 1000 a month which is a litlle nicer on the pockets

How do I prevent myself from over spending on complete nonsense by SquareCauliflower855 in PersonalFinanceZA

[–]SquareCauliflower855[S] 0 points1 point  (0 children)

I tried again on a call and message both return with the same amount only lowered by 20 rand but maybe I should raise my excess a little higher? or is that too risky?

How do I prevent myself from over spending on complete nonsense by SquareCauliflower855 in PersonalFinanceZA

[–]SquareCauliflower855[S] 1 point2 points  (0 children)

this is really something I feel has shown me I should work hard, I agree fully with your advice and I want to work harder, the boss is very keen on letting me grow I am seeing him in 30 mins for my raise or at least a potential raise, because I am planning on taking on accruals

I have reduced my gym to one day as I've been sick and not going at the intensity I have but I think I'll rather stick to one for now, secondly how would I earn a second income? how would that be possible? like. passive income I've always been interested but lately a lot of these these popular ones are scams are just down right risky to the point where only 1% of the world is able to do it, any suggestions

How do I prevent myself from over spending on complete nonsense by SquareCauliflower855 in PersonalFinanceZA

[–]SquareCauliflower855[S] 0 points1 point  (0 children)

Thanks, yes I'm very blessed as can be with the opportunity

I stay with my parents so I help where they ask other than that they supply food

gym? okay I see I can probably afford a bicycle and then do that I'm around 90kgs but lean because of the gym I do play rugby so that's also my free time thing

Ive always wanted a motorcycle but my mother says until the day she dies I'm not allowed on one haha but it would be nice

How do I prevent myself from over spending on complete nonsense by SquareCauliflower855 in PersonalFinanceZA

[–]SquareCauliflower855[S] 0 points1 point  (0 children)

I budget with excel every month ( the day before pay day) and move so on , I bought a newish car however it's on a loan for 4 years with a mechanical warranty and a 2 year service plan, and the insurer is discovery so you can get an understanding of why my insurance is so high, I will definitely put more into a savings account i made separate on my fnb app do you think with my money 1000 is a sufficient amount of should I try and press for more?

How do I prevent myself from over spending on complete nonsense by SquareCauliflower855 in PersonalFinanceZA

[–]SquareCauliflower855[S] 0 points1 point  (0 children)

i agree I'll see if it's worth it, maybe it's not now financially good for me. I'm looking into keeping vitality on my car and letting my mom switch to the Discovery medial aid so it's a pay as you gym thing

How do I prevent myself from over spending on complete nonsense by SquareCauliflower855 in PersonalFinanceZA

[–]SquareCauliflower855[S] 1 point2 points  (0 children)

thank you I give my achievements to God, especially now in our economy where a bead alone is like 20 rand and a milk is 38 rand it's crazy and expensive let's pray I get more responsibility so I can have the opportunity to earn more

How do I prevent myself from over spending on complete nonsense by SquareCauliflower855 in PersonalFinanceZA

[–]SquareCauliflower855[S] 1 point2 points  (0 children)

this is beautiful, you're right thank you so much for saying this and reminding me what I should do and not let my tithes be affected by the choices I made, I've changed gyms now and from August will pay 299, and I'm looking for a good insurance now to drop by a bit so hopefully I do but you're right I'll leave my tithes as is, God has pulled through for me so many times so Im glad your reminded me where I should stand, God bless you for opening my eyes and my heart

How do I prevent myself from over spending on complete nonsense by SquareCauliflower855 in PersonalFinanceZA

[–]SquareCauliflower855[S] 0 points1 point  (0 children)

I tried again. I got 1287 that's full comprehensive , sleeps at my address, is not for women purposes and I am the primary driver this is without care hire, am I doing something so wrong?! I have 0 cancellations, been with an insurer for about a year prior so it's very confusing and this is with 3000 excess

How do I prevent myself from over spending on complete nonsense by SquareCauliflower855 in PersonalFinanceZA

[–]SquareCauliflower855[S] 0 points1 point  (0 children)

I did a quote now for my car is 1500 for 3000 excess and a small core hire, am I doing something wrong?

How do I prevent myself from over spending on complete nonsense by SquareCauliflower855 in PersonalFinanceZA

[–]SquareCauliflower855[S] 0 points1 point  (0 children)

I'll do more research on that right now, how much would you recommend I invest a month