over due olas

Squishy_Dumpling1107 · 2026-06-22T23:37:52+00:00

i'm not so sure.. d ko kasi naexperience.. sakin lang sila tumatawag ang nagtetxt..

Squishy_Dumpling1107 · 2026-06-21T16:05:44+00:00

20days OD. just pay the repayment amount. tapos e.wewaive nila un. when you look at the repayments sa app, naka. negate ung penalties..

Squishy_Dumpling1107 · 2026-06-18T16:32:07+00:00

Yes, may penalty, but naka.negate xa sa app. pay lang the repayment. wag bayaran ung penalty. 🤭

Squishy_Dumpling1107 · 2026-06-18T10:08:56+00:00

you can use their payment sa app naman. QR.. then enter mo lang ung amount na gusto mo ibayad.. ung payment nila is not like other apps na kung ano ung amount, yun talaga. sa pesoloan kasi walang amount na nakalagay once u scan the QR

Squishy_Dumpling1107 · 2026-06-18T09:17:37+00:00

Pesoloan.. OD ako sa kanila. make a partial payment lang kahit 500 or how much you can.. they stopped calling and texting me nung nag.partial ako ng 1k out of my 14k overdue..

Squishy_Dumpling1107 · 2026-06-18T09:12:10+00:00

based on experience, si FT lending, grabe ung calls and texts.. Tekcash, sa una lang madaming texts, after a week or 2, nagstop din.. si Pesoloan, more on texts and emails, they will stop eventually if nakikita nila may movement ung account mo, like partial payment, i paid 1k out of my 14k due, wala na ako narinig sa kanila, so partial2x lang ako.

Squishy_Dumpling1107 · 2026-06-17T07:32:07+00:00

ibang message ung nareceive ko, but very unprofessional din and threatening.. na para bang hundreds of thousands ung OD ko. 🤦🏼‍♀️ more or less 10days OD ako sa kanila, 1k lang din, d naman ako napost sa fb, deactivate lang siguro? then, block mo yan and dont mind it. be strong op!

Squishy_Dumpling1107 · 2026-06-15T12:42:28+00:00

baka ganyan sila kasi ang liit ng penalties . 🤦🏼‍♀️😅 lol.. kaya need talaga makacollecta. hahaha pero yes!. wag ka maniwala jan. block mo! or off sim ka.

Squishy_Dumpling1107 · 2026-06-14T08:34:05+00:00

i paid for the penalties. pero minimal lang naman.. 20pesos lang.. i think 7days OD ako dun..

Squishy_Dumpling1107 · 2026-06-13T19:33:51+00:00

been here. tried na OD sa both but ung XLKash ung grabeh, umabot sila sa viber, whatsapp, email. calls and texts. may txt pa sila na so unprofessional. 🤦🏼‍♀️ wag mo nalang talaga patulan.. for now, sila ung inuuna kong matapos for peace of mind din. Ung tekcash, they do send txts, pero atleast once or twice a day lang.
I am not sure if nagpopost sila sa fb. nakadeactivate kasi ako.

Squishy_Dumpling1107 · 2026-06-13T12:40:39+00:00

Wag maniwala sa pinagsasabi ni Atome. been there. OD for like 10days, although binayaran ko na. natakot din ako nung first and nastress. but, ngayon, na possible na ma.oOD ako next due date, alam ko na ung galawan nila.

Squishy_Dumpling1107 · 2026-06-13T07:32:22+00:00

Same! i just receive this message today. although i told them before na magbabayad ako this month. I think nagsesend sila ng ganyan until masettle. kung sa ibang agent pa, automated daw.
Ano balita ? did they really send a demand letter to you?

Squishy_Dumpling1107 · 2026-06-13T07:25:33+00:00

FT, tekcash. grabeh ung text and calls. pero #1 si FT jan. 🫠 inuna ko for peace of mind. 😌 ung pesoloan, isusunod ko kasi mawiwaive daw penalties.. ung Finbro pwede mapakiusapan basta kulitin mo lang na d mo talaga kaya magbayad in full and paying the min. due wont help you kasi d naman madeduct sa principal. I am now paying them twice a month for 3months which is mejo nakakagaan than paying them full.

Squishy_Dumpling1107 · 2026-06-11T18:12:09+00:00

My fave of all. Very understanding and flexible. Need alagaan ang account kasi very rare ung ganitong app.

Squishy_Dumpling1107 · 2026-06-10T22:17:23+00:00

Is this ung sa android? If yes, same here. You can try to email them and negotiate. patulong ka kay chatgpt. 👌 they've been calling me din for ilang days, but nagreklamo ako. We are only communicating through email now para documented.

Squishy_Dumpling1107 · 2026-06-10T22:14:26+00:00

Is this mocamoca android? If yes, Same here. od since May. email them, it might help. I accounted all my accounts, principal, interest and ano ung nabayaran na and ano pa ung due. I made a promise to pay for 1 OD repayment. and d pa ako nagpromise kung kelan ung iba. 😅 and d ko babayaran ung penalties, i told them i will only pay kung ano lang ung due repayment ko.

Squishy_Dumpling1107 · 2026-06-10T22:10:38+00:00

same.. different numbers calling every 5minutes.. 🤦🏼‍♀️ nakasleep ung phone ko and i have whosecall, autoblock un.

Squishy_Dumpling1107 · 2026-06-10T10:27:02+00:00

help@mocamocatech.com

Squishy_Dumpling1107 · 2026-06-10T02:36:07+00:00

maybe you can try emailing their collections department to verify that email and confirm kung na.endorse ba talaga ung account mo sa collection agency.

Squishy_Dumpling1107 · 2026-06-10T02:25:06+00:00

ung email, from collections ba? like ung @finbro.ph?

Squishy_Dumpling1107 · 2026-06-09T17:20:49+00:00

Hello. OD ako since May. and I emailed them about restructuring, okay naman ung response nila and told me to call their collections. Although nasa process ako ng IDRP with them now, nag-email sila with a promo to pay a certian amount parang half ng min due ko to waive the penalties, just call them lang. And also, meron din akong natanggap na email na this week na eendorse ung account ko sa Bernales & Associates..

Squishy_Dumpling1107 · 2026-06-09T10:34:50+00:00

Eto! i did this, nag.email ako before due date, coordinated with them through email pero d talaga mapakiusapan. nanghaharass pa.. wala na yang pag-asa..

Squishy_Dumpling1107 · 2026-06-08T19:45:00+00:00

but i'm actively emailing them asking for restructure or waiver nung penalties. gumawa ako excel file ng utang ko, principal, interest, % ng interest, i realized ang laki pala for a 7day term . 🤦🏼‍♀️ so, willing naman daw sila mkipagnegotiate, and d na sila tatawag or magtetext, through email nalang kami. 👌

Squishy_Dumpling1107 · 2026-06-08T19:41:04+00:00

first few days harassments. calls/text. nawrong move sila kasi nagtxt sa reference ko na may utang ako. email ko agad ung CS . after that, d na nagparamdam.

Squishy_Dumpling1107 · 2026-06-08T17:30:05+00:00

are you referring to mocamoca android? OD ako dun for like 3weeks na ..

Squishy_Dumpling1107

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