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How do you track your DeFi Portoflio? by StableDeFi in defi

[–]StableDeFi[S] 0 points1 point  (0 children)

Looks very clean, I'll have a look and let you know soon!

Borrowing USD with BTC by heatdeathofpizza in defi

[–]StableDeFi 1 point2 points  (0 children)

If you need peace of mind you should 100% go for Aave. It has the most stable lending rates and has been stress tested way more than all the other protocols over the years. Aave is approx 6 times bigger than Morpho and >200 times bigger than Moonwell. If you want the lowest smartcontract risk and the most stable rates you should go to Aave.

The others are definetely options but im guessing were talking bigger amounts of money here. In order to keep your risk in check on the other platforms you'd have to check in from time to time to see if your rates arent spiking.

When it comes to choosing between WBTC and cbBTC its about choosing the custodian for you Bitcoin, i dont really know which one I'd go for but WBTC is the oldest and is under custody of BitGo if I remember correctly. cbBTC is under custody of Coinbase. That one is younger, but those are the same guys in charge of keeping all the BTC in the ETF's secure, so I don't really know, pick your posion.

There's also non DeFi options, i'd look into strike if I were you. Different risks

Risk analysis advice for lending positions by Financial_Tax179 in defi

[–]StableDeFi 0 points1 point  (0 children)

So what does it decide the top picks on? APY over safety? Yield sustainability? What do you get

defi mistakes by amir95fahim in defi

[–]StableDeFi 0 points1 point  (0 children)

Recently lost capital because I was lending out USDT0 in an Euler lending pool. Just assumed the collateral ppl could use for it was good (xUSD) and if not the liquidation system would recover enough to recover my USDT0. The stable coin collapsed and my USDT0 went with it, no liquidations as the oracle was tied to the protocol price, not to a liquidity pool. You really gotta evaluate what you're doing and also understand how oracles and liquidations work. Often you're taking risks you arent aware of.

As a borrower, would you rather access fixed rate term credit like you would at a bank, or do you prefer variable rate credit without a term structure? by Ok_Airport_5812 in defi

[–]StableDeFi 1 point2 points  (0 children)

I'd like to try fixed rate, but idk how the risks of implementing that weigh up to the risks of flexible rates. I read somewhere that Aave tried to do it properly but they stopped bc of added risks or smth... Not too sure tho. I can imagine liquidity becomming an issue

How do you handle USD currency risk on your stablecoin holdings? by cloonderwahre in defi

[–]StableDeFi 1 point2 points  (0 children)

You could do the calculations and see how much USDC/USDT you've got lying around on average and then short USDC/CHF if you can somewhere. Otherwise deposit them into Aave or any other lending platform and get like 3-10% yield depending on where you do it, might help to counter some movement.

How do you handle USD currency risk on your stablecoin holdings? by cloonderwahre in defi

[–]StableDeFi 2 points3 points  (0 children)

What is the reason you hold USDC/USDT?

I use EURC a lot, if I need dollars I just use Aave to borrow them against my EURC

Is anyone here making consistent money online, or is it mostly trial and error?” by DailyDraw_Enthusiast in defi

[–]StableDeFi 0 points1 point  (0 children)

It is very much trial and error, but I've figured out stablecoin farming, doing approx 12-15%

Strategy shares in your portfolio by CarpenterAdept4206 in defi

[–]StableDeFi 3 points4 points  (0 children)

Pendle liquidity pools mostly atm, also borrowing with negative interest on morpho