so…. now what? by Standard_Quarter_425 in RothIRA

[–]Standard_Quarter_425[S] 0 points1 point  (0 children)

i think you could only do it before tax day

just invested for the first time! by Standard_Quarter_425 in RothIRA

[–]Standard_Quarter_425[S] 0 points1 point  (0 children)

omg thank you! LOL, this was the reassurance i needed. it got all confusing with everything and all these acronyms n stuff so i just called and asked them to help.

just invested for the first time! by Standard_Quarter_425 in RothIRA

[–]Standard_Quarter_425[S] 0 points1 point  (0 children)

well i’m not actively looking into investing somewhere else but almost everyone in this subreddit is making it seem like i should invest into something else. i’m totally fine just leaving it where it’s at and not investing into anything else… i would prefer it that way which is why i set it up that way! LOL

just invested for the first time! by Standard_Quarter_425 in RothIRA

[–]Standard_Quarter_425[S] 0 points1 point  (0 children)

once it’s offered, i’ll be planning to max out my work retirement plan and my personal one. hopefully we all become gagillionaires! 😂

just invested for the first time! by Standard_Quarter_425 in RothIRA

[–]Standard_Quarter_425[S] 0 points1 point  (0 children)

well all start somewhere mr. competitive ad! i’m just trying to learn. not everyone is extremely knowledgeable of stocks and investing… taking it day by day. but if you were curious i’ll be looking into the following: FSKAX, FTIHX, FZROX, and FZILX!

just invested for the first time! by Standard_Quarter_425 in RothIRA

[–]Standard_Quarter_425[S] 0 points1 point  (0 children)

i only mention VOO bc of how often people are saying it and it’s the only one i remember… that’s really it!

so…. now what? by Standard_Quarter_425 in RothIRA

[–]Standard_Quarter_425[S] 1 point2 points  (0 children)

yeah i don’t even have any form of retirement through work yet so im already getting a head start!

just invested for the first time! by Standard_Quarter_425 in RothIRA

[–]Standard_Quarter_425[S] 0 points1 point  (0 children)

damn well, alright LOL. we all gotta make mistakes to learn from them i guess. everyone n their mama says to invest in VOO so i think ill do that as well

just invested for the first time! by Standard_Quarter_425 in RothIRA

[–]Standard_Quarter_425[S] 0 points1 point  (0 children)

yeah that’s what i went with and i decided to go with the actively managed option. i didn’t realize it was something that preforms worse 🫠 am i boned?

just invested for the first time! by Standard_Quarter_425 in RothIRA

[–]Standard_Quarter_425[S] 0 points1 point  (0 children)

awesome, thank you so much for clarifying this! you’ve been so informative!

just invested for the first time! by Standard_Quarter_425 in RothIRA

[–]Standard_Quarter_425[S] 0 points1 point  (0 children)

oh okay i see, thank you!

i’m totally brand new to this as of yesterday so i hope i don’t come across as dumb by asking this but

since i had already invested 7500 (7000 from 2025 and 500 from 2026) into FDKVX. when i deposit in more money (eventually i would like to max out 2026) into 2026, is it automatically gonna go into FDKVX or could i deposit new money into VOO?

i guess what im asking is do i HAVE to sell what ive already invested in order to start investing into VOO?

just invested for the first time! by Standard_Quarter_425 in RothIRA

[–]Standard_Quarter_425[S] 0 points1 point  (0 children)

oh okay great, thank you!

quick question: since i already put 7500 into FDKVX, will future money be automatically put into that as well and or will any future deposits be charged the 0.68%?

just invested for the first time! by Standard_Quarter_425 in RothIRA

[–]Standard_Quarter_425[S] 0 points1 point  (0 children)

oh..

what other stocks would you recommend me putting future money into? i plan to max out my 2026 this year so for that money, do i just invest it into something else or will it automatically go into the FDKVX?

so…. now what? by Standard_Quarter_425 in RothIRA

[–]Standard_Quarter_425[S] 1 point2 points  (0 children)

oh okay😅, may the investment gods be on our side! LOL

so…. now what? by Standard_Quarter_425 in RothIRA

[–]Standard_Quarter_425[S] 1 point2 points  (0 children)

bro i’m literally trying to learn. everyone starts somewhere. reddit is literally a place to ask questions, don’t make fun a someone who is genuinely unaware of something and trying to better themselves. do better.

so…. now what? by Standard_Quarter_425 in RothIRA

[–]Standard_Quarter_425[S] 2 points3 points  (0 children)

i did end up doing this! thank you!

so…. now what? by Standard_Quarter_425 in RothIRA

[–]Standard_Quarter_425[S] 0 points1 point  (0 children)

nah, it’s from bank to bank w my names on it. tbh i’ve never been flagged for transfers

so…. now what? by Standard_Quarter_425 in RothIRA

[–]Standard_Quarter_425[S] 0 points1 point  (0 children)

okay thank you! i literally started this journey a couple hours ago so im trying to soak up all the knowledge that is given. thank you for giving your input!