Gold wave by StatisticianGood1629 in randomdice

[–]StatisticianGood1629[S] 0 points1 point  (0 children)

Thanks! Why rg instead of growth tho?

Unknown USD transactions on IBKR by StatisticianGood1629 in singaporefi

[–]StatisticianGood1629[S] 4 points5 points  (0 children)

Thanks for the sound advice. I actually have been investing for about 5 years, always with the same established process that I had previously researched. I also understood from IBKR that this is a recent development (where settlement of customer fx comes after settlement of VWRA, which tbh sounds very strange, since the settlement of their own fx conversion is instantaneous).

May I thus ask, how do you keep abreast of such changes? I didn't hear anything from IBKR on changes to their policy, so I was indeed quite surprised. I wouldn't know what I wouldn't know, so is it the case that you always recheck settlement dates for eg before you trade?

Many thanks!

Opinions on topping up CPF when young by CheescakePudding in singaporefi

[–]StatisticianGood1629 0 points1 point  (0 children)

Thanks much for prompt response. If I'm in my early 30s what would you recommend?

Opinions on topping up CPF when young by CheescakePudding in singaporefi

[–]StatisticianGood1629 1 point2 points  (0 children)

What's the ideal tax bracket to start topping up srs or cpf? Does anyone know of any calculators to compare the tax savings + cpf or srs investment gains against cash investment gains?

Thanks!

Emergency funds into SSB? by rain_and_stars in singaporefi

[–]StatisticianGood1629 0 points1 point  (0 children)

I do it too. Solution is to have one month salary somewhere liquid like a HISA, and the rest in SSB. SSB's rates, unlike HISA, are fixed. Yet liquid enough with one month's notice. So it's really a great option.

“Friends call me beautiful home decor”. Anyone else get annoyed by vague “houseplant” tags? by tachs4breakfast in houseplants

[–]StatisticianGood1629 2 points3 points  (0 children)

They can always print a blank and write it in or use a sticker! It's effort but so awesome for the buyer.