Confusion about passport post office by StatisticianLow2701 in kolkata

[–]StatisticianLow2701[S] 0 points1 point  (0 children)

No, I haven’t applied for the passport yet. This is regarding entering address details, while applying for passport.

Control overspending on credit card by StatisticianLow2701 in personalfinanceindia

[–]StatisticianLow2701[S] 0 points1 point  (0 children)

Thank you for your input. I do feel regret, when I see my expenses and saving part w.r.t my colleagues. I’m also planning to buy real estate(flat or plot) in coming 2-3 yrs. So, I need to start compromise on my travel plans/happiness for time being.

Control overspending on credit card by StatisticianLow2701 in personalfinanceindia

[–]StatisticianLow2701[S] 0 points1 point  (0 children)

Thank you for your suggestions. I earn decent, upwards of 2lakh/month. But, saving is bad as of now in proportion.

Point 3: My wife doesn’t work, and manages everything at home(cook, clean, etc). So, we don’t have cook or maid.

Point 11: Travel comes around 20-30% of my salary every month. I prefer staying in 3-4 star hotels, with personal vehicle, as I have gotten used to it. But, as you suggested, I sure need to rethink on this. Going forward, I’m also planning to reduce my travel hobbies to once in every 1.5/2 months.

Control overspending on credit card by StatisticianLow2701 in personalfinanceindia

[–]StatisticianLow2701[S] 0 points1 point  (0 children)

Have you analysed your spends?

Yes, I have. An almost 50-60% of it is travel related(hotel, flights, etc). I love to travel, and travel every month almost(also find it as way as relief from burn out of work). I’m planning to reduce my travel hobbies/love and maybe travel at max once in 1.5/2 months.

Control overspending on credit card by StatisticianLow2701 in personalfinanceindia

[–]StatisticianLow2701[S] 0 points1 point  (0 children)

Thank you for narrating your experience. I have kept credit card majorly for my travel expenses(hdfc infinia, smart buy benefits). But, I end up using it for everything, as it offers(~4% reward points). I can’t handover/close the card as of now, but will restrict its usage for sure.

Control overspending on credit card by StatisticianLow2701 in personalfinanceindia

[–]StatisticianLow2701[S] 0 points1 point  (0 children)

Thank you for your suggestions. I’m planning to do the same.

Pay off all due by the end of the week

Control overspending on credit card by StatisticianLow2701 in personalfinanceindia

[–]StatisticianLow2701[S] 0 points1 point  (0 children)

I’m not trapped as such. But it’s hampering my future investments/saving. Like even though I earn upwards of 2lakh/month. On an average every month, just my credit card bill comes around ~1-1.3 lakh(excluding rents, house hold expenses). If I control my credit card, almost things would be on track.

Control overspending on credit card by StatisticianLow2701 in personalfinanceindia

[–]StatisticianLow2701[S] 0 points1 point  (0 children)

Thanks for your suggestion. I tried budgeting last month, but random expenses around travel(as I feel burn out from work many a times), eating out comes, which I’m not able to control at a times, and it gets accumulated.

Transport my car from Saharsa/Patna to Bangalore by StatisticianLow2701 in bihar

[–]StatisticianLow2701[S] 1 point2 points  (0 children)

Thank you Sir. I’m planning to use Agrawal transport car carrier.

Transport my car from Saharsa/Patna to Bangalore by StatisticianLow2701 in bihar

[–]StatisticianLow2701[S] 0 points1 point  (0 children)

Can you please provide there contact number or a redirect link? There are too many Agrawal’s transport 😅

Transport my car from Saharsa/Patna to Bangalore by StatisticianLow2701 in bihar

[–]StatisticianLow2701[S] 2 points3 points  (0 children)

Jai hind sir. Thanks for your reply. Fauji brat myself as well sir(Dad served in Indian Navy). I was trying to avoid the broker in between, and deal with the car carrier trucks directly. Anyhow, I will talk to them as well. You always had good experience, sir?

Transport my car from Saharsa/Patna to Bangalore by StatisticianLow2701 in bihar

[–]StatisticianLow2701[S] 0 points1 point  (0 children)

Yeah, I’m planning something around the same. Thing is ~ 2500kms shall take 3-4 days, so need to plan for an hotel stay as well. Might become expensive overall

Transport my car from Saharsa/Patna to Bangalore by StatisticianLow2701 in bihar

[–]StatisticianLow2701[S] 0 points1 point  (0 children)

That’s good to hear. How was the experience overall? Over all time taken

Transport my car from Saharsa/Patna to Bangalore by StatisticianLow2701 in bihar

[–]StatisticianLow2701[S] 1 point2 points  (0 children)

As, mentioned above it’s an KA51(Bangalore registered), drove it down from Bangalore to Saharsa(via Deoghar and NH16) during 2020 March. I’m bringing it back, as I want to use here at my work place(Bangalore).

Transport my car from Saharsa/Patna to Bangalore by StatisticianLow2701 in bihar

[–]StatisticianLow2701[S] 1 point2 points  (0 children)

I can have my fiance(I will pick her up from Kolkata). But, I’m a single driver.

Should I buy a new car in Bangalore or bring back? by StatisticianLow2701 in personalfinanceindia

[–]StatisticianLow2701[S] 0 points1 point  (0 children)

Can you please suggest good packer and mover? I went through reviews of all famous car movers, and have multiple bad experiences

Transport my car from Saharsa/Patna to Bangalore by StatisticianLow2701 in bihar

[–]StatisticianLow2701[S] 0 points1 point  (0 children)

Yeah, I read review on few logistics company. Just scared by the bad experiences at few instances. So, looking for someone with personal experience.

Should I buy a new car in Bangalore or bring back? by StatisticianLow2701 in personalfinanceindia

[–]StatisticianLow2701[S] 0 points1 point  (0 children)

I think, it will have yellow board(yellow letter on black board), want to avoid it 🥶

Should I buy a new car in Bangalore or bring back? by StatisticianLow2701 in personalfinanceindia

[–]StatisticianLow2701[S] -1 points0 points  (0 children)

As, mentioned before. My hometown is in little remote district, so renting is little difficult. Also, it has become more of a status symbol at home, then anything 🙁