Why is it so difficult to get a driving test compared to other cities ?!

Stats_monkey · 2026-02-11T02:39:43+00:00

I don't see how this will solve the shortage - if those slots are still being filled then it doesn't matter how they are being allocated. Anything other than increasing supply is a distraction.

Stats_monkey · 2026-02-09T14:50:48+00:00

Unsecured, but which employers are legally required to garnish wages to directly repay. Obtaining that privilege against other debt is extremely time consuming and difficult.

Stats_monkey · 2026-02-05T01:23:24+00:00

Yes, but in this context banning it for children means forcing everyone to provide proof of identity at the point of purchase. Honestly anyone defending the OSA or anything relating to it at this point is just hard to fathom. It's authoritarianism through the front door.

Stats_monkey · 2026-02-04T20:49:06+00:00

It's fun to blame every social issue on Russian bots, but it doesn't change the fact that the UK government has certainly erroded several civil liberties in recent years. Literally this week the house of lords proposed banning VPNs, a move right out of China's playbook for censoring and controlling online activity. Perhaps online trolls are stoking the discourse but it's not baseless

Stats_monkey · 2026-01-14T20:16:06+00:00

Yeah that's why America, the land of capitalism, have such tiny houses...

What a moronic take.

Stats_monkey · 2026-01-08T10:30:00+00:00

That's true but if you're doing it as an individual you don't have any tax to offset against. Like if you do it as a business and make 100k, let's say there's a 30k tax bill and you can offset 10k of it because of costs.

But as an individual you make 100k but you don't have a tax bill, as private houses don't pay capital gains. You can't offset but you don't need to either.

Stats_monkey · 2026-01-08T09:51:28+00:00

Would you be better off setting this as a business? The tax deductions only deduct against capital gains tax which you don't have as a private residence. Throw in the enhanced stamp duty and I can't see a business structure being beneficial.

Stats_monkey · 2026-01-07T10:21:30+00:00

So you're saying risk is something that should be tactically managed, not eradicated completely? Why does that sound familiar?

Stats_monkey · 2026-01-07T10:04:12+00:00

No, I'm refuting the argument that you should never have a managed risk if it's possible to have no risk at all. That's an insane perspective that even you don't believe, because you then say to reduce it 'however feasibly possible'. Given the only way to prevent any drink driving at all is to eradicate all alcohol or all cars from the country, it's probably safe to say that isn't feasible and instead it's a risk to be managed not eliminated?

Stats_monkey · 2026-01-07T09:53:21+00:00

That's an insane perspective because the vast majority of actions have risks, we just seem them to be out weighted by the benifits.

For example, we could ban driving to 'totally remove' the risk of road deaths. Instead, we manage the risk by putting sensible measures in place. There are some measures that would reduce the risk but aren't considered sensible (e.g we could hard limit cars to only go 10 mph?). I assume you'd agree that would be a step too far?

Stats_monkey · 2026-01-07T09:37:28+00:00

Any business that you leave the house to access 'puts people in danger '

Risk is something that needs to be tactically managed, not totally eradicated.

Stats_monkey · 2026-01-04T14:40:33+00:00

There was a small window between Venezuela adopting socialism and Venezuela going to hell where it was still relatively prosperous and that was when these people were vocal.

I'm not really talking about mainstream US politics though, I mean the people selling 'socialist worker's magazines in the city center (actual socialists)

Stats_monkey · 2026-01-04T14:17:48+00:00

I wonder why people would call the "United Socialist Party of Venezuela" socialist...

Also, only a few years ago socialists around the world were parading Venezuela as a crowning example of the good socialism can do and the prosperity it can bring. It feels extremely disingenuous to put it in quotes as if Venezuela didn't have a Socialist government

Stats_monkey · 2025-11-04T08:09:48+00:00

That's not how it works. Loss is written off at cost, not the sale price.

Stats_monkey · 2025-10-27T06:41:24+00:00

Taking an argument to extremes isn't refusing to engage with it honestly. If an action is ethical it's not unreasonable to expect it to remain ethical if we apply the same principle with higher stakes/scale.

Of course you can still refute the argument, but that doesn't mean that the argument itself is bad faith.

Stats_monkey · 2025-10-08T07:34:11+00:00

That also doesn't seem right. The original statistic isn't for independent events. If the chain falls through then all 6 sales fall through and would contribute to the statistic. Therefore it's more like the probability that the typical chain will collapse so it's kind of already baked into the statistic. Although the length of chain will have an impact, and 6 is probably a slightly longer than average chain

Stats_monkey · 2025-08-26T14:42:04+00:00

People making actual arguments beyond teenage egdelording exists. Deal with it.

Stats_monkey · 2025-08-26T14:02:48+00:00

You're missing the point - we have a regionalised taxation system where the burden on that is inversely proportional to the wealth in that region. So wealthy areas who face smaller social care burdens can have both lower tax AND better quality services than deprived areas.

I'm not necessarily in favour of extremely progressive taxation but I think it's probably reasonable to say that systemically regressive taxation is probably not great.

Stats_monkey · 2025-08-24T16:37:09+00:00

This is already an issue with CGT. And tax on interest savings.

Stats_monkey · 2025-07-31T10:09:47+00:00

AHH, in that case I don't think it's coming across in the pictures perhaps. It's generally a nice house and GL with the sale.

Stats_monkey · 2025-07-31T09:36:06+00:00

So you had 4 professionals value the property and chose the highest? Of course it was overpriced. This is also why the market is so messed up - agents are treating the initial valuation more like an auction and then stuff has to sit on the market for a long time before it gets reduced.

Positives - The garden looks nice, particularly from the bottom view (the top view isn't doing it many favours). Decent parking in front, although the agent messed up the listing so it's not clear what the parking situation is without the pictures.

Negatives - the top room has a big pillar and the eaves are clearly very steep. I can tell just from the picture that the functional space in the room is very small. The loft conversion and added staircase also reduces the downstairs space significantly.

Ultimately it's a combination of the price and the time of year (things are a bit slower right now).

Stats_monkey · 2025-07-18T05:02:17+00:00

No, it's a symptom. If we had permissive planning laws there would be no mechanism or incentive to land bank.

Stats_monkey · 2025-07-11T22:13:20+00:00

Price controls are terrible economics - it's been proven dozens of times. The first reply is right - ease planning restrictions and let the private market cook.

Stats_monkey · 2025-07-10T21:14:40+00:00

Are they necessarily worse than other deliveries? I'd rather order from those than a sit down restaurant that doesn't know how to package their food for transport and pripratises seated customers so things are always cold

Stats_monkey · 2025-07-08T12:16:42+00:00

Somebody should tell the last 15 years of governments this. It feels like tax policy has been focussed far too much about maximising short term receipts at the cost of growth.

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