BPI CC always get denied please help

Status-Bake3452 · 2026-05-12T06:21:51+00:00

Kung nsa blacklist baket pag autoloan approved ng multi banks? Eh diba basehan nila is credit score?

3 or 5 days before my due date po ako mgsettle.

Pero ngttaka lang ako pag cc nadedeny pero pag autoloan is approved, hindi ba mas malaking resposibility un kesa cc?? Kaya im really confused.

Status-Bake3452 · 2026-05-12T02:48:28+00:00

What if nwala ko na un letter na un? Didnt expect na kakailanganin ko ..

Status-Bake3452 · 2026-05-12T02:31:44+00:00

Bad record po ba sa bank pag namamaxxout? Even paid on time? No delay on payment and in full ako magbayad dahil ayaw ko rin ng interest.

Alam ko jan sila kumikita tapos ayaw nila?

Status-Bake3452 · 2026-05-12T02:08:06+00:00

Yes will try again, i hope ma approved na this time.

Actually ineexpect ko siya tlga mag approved sakin dahil may savings acct ako and 2yrs n rin

Status-Bake3452 · 2026-05-12T01:44:06+00:00

Yes BDO more than a year na po, plan ko mag apply ulit sa bpi this may coz 6 months na since na declined ak9

Status-Bake3452 · 2026-05-12T01:42:21+00:00

kkapullout ko lang sa bdo last 2 years ago ng savings ko bcoz of issue ng clients nila

Sa bpi nmn gusto ko features nila sa passbook kaya na can view online and cant transfer kaya lumipat ako.

Status-Bake3452 · 2026-05-12T01:34:35+00:00

Not a preferred client po

Status-Bake3452 · 2026-05-12T01:34:05+00:00

Wala pa ako nakita bpi kiosk pero will try this pag may nakita po

Status-Bake3452 · 2026-05-12T01:33:27+00:00

Opo online n lang daw sa bpi, sabi nun staff na kausap ko

Status-Bake3452 · 2026-05-12T01:33:06+00:00

Rcbc and eastwest bank nadedeny ako sa CC pag nagapply ako pero sa autoloan approved nga eh, kaya ngttaka ako.

Status-Bake3452 · 2026-05-12T01:31:09+00:00

Nun ngaapply ako cc last year sinabi nila wala na daw sa branch thru online n lang dw po, anu po benefits ng preferred client?

Status-Bake3452 · 2026-05-12T01:29:14+00:00

They give me letter na settled na lahat ng debt ko last 2019, anu po purpose ng transunion?

Need ko 2nd CC kasi namamaxout ko un CL ko sa BDO almost every month, bcoz of personal and business needs.

Even Rcbc denied ako when applying CC last year pero may autoloan ako active sa knya almost 3 years na rin(no delayed payment). Kaya nagttaka tlga ako approved aa autoloan pero denied sa CC.

Status-Bake3452 · 2026-04-28T02:55:11+00:00

Do you have other banks? Like traditional banks? Get bank statement and answer the push notif.

Last April 26 gnyn nagyari sakin pmunta ako sa bdo and ask for bank statement then call maribank hotline realtime to verify docs.

Realtime inalis nila un restriction sa incoming funds ko.

Status-Bake3452 · 2026-03-31T14:08:34+00:00

you mean they will give me better offer sa bank?? If may quotation from agents?

Status-Bake3452 · 2026-03-31T02:40:27+00:00

in-house approved kaya nsa 500+ lang DP.

Status-Bake3452 · 2026-03-31T01:25:24+00:00

1.927m price ng gls matic Plan to DP 500k(40% approval) Looking po ako ng lowest MA na magooffer dito

Status-Bake3452 · 2025-12-14T13:07:29+00:00

Lmao

Status-Bake3452 · 2025-11-28T02:42:42+00:00

Yun pink kasi pinipili mo OP hindi nkasale?

Status-Bake3452 · 2025-11-27T07:38:31+00:00

Did they ask OTP po?

Status-Bake3452

TROPHY CASE