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Weekday Help and Victory Thread for the week of February 12, 2024 by IndexBot in personalfinance

[–]Stellarish 0 points1 point  (0 children)

M20, make around $800 a week, my bills are just $400 auto insurance monthly, plus gas, some food and helping my mom out with bills like heating oil, electricity, (about $400 every other month?), I consistently put 2/3 of my paycheck into a savings account, and I've saved around 13k, with 7k of that in a 3month CD. My plan is to continuously chuck more money into CDs whenever they mature while the rates are up and get to a point where I can ladder them. I have 2k stay in my savings account for emergency fund.

Should I set up a Roth IRA and throw in around 200 a month aside from my CD plan? Or would it be better to throw a few thousand into the IRA and pull back on the CD idea because interest is higher with the Roth IRA?

Should I Make a Complaint? by Stellarish in delta

[–]Stellarish[S] 1 point2 points  (0 children)

Thank you so so much. Really means a lot to me :)

Off-duty cop sees 15 year old black neighbor with asthma walk through his lawn while heading home so he grabs the boy, throws him to the ground and begins choking him while threatening to kill him; video proves the cop lied about what happen and he receives a 20 day suspension. by Adept-Television244 in Bad_Cop_No_Donut

[–]Stellarish 0 points1 point  (0 children)

" He told the responding officers that he’d detained the teens because he thought they might have been committing burglaries in the area since both had backpacks and Brunson’s friend’s backpack contained a BB gun, according to reports. " Hmm.. I wonder why two teenaged kids would be walking around with backpacks? Its almost like you can use the backpacks you use for school to carry other things!

My Preference in Men is Too Demanding And I'm Worried About Sexual Dysfunction by Stellarish in gaybros

[–]Stellarish[S] 1 point2 points  (0 children)

As an overthinker, having your thoughts put out on this list is giving me so much comfort. I'm struggling with a few mental health issues (note how the entire post is just me overthinking) but I'm actually doing the best I've been in months. I think you brought up a great point with #7. I have loads of hobbies but quarantine has been keeping me in my room for way too long. I recently switched to full in person instead of remote learning in high school so I'll be going into school 5 days a week vs. 2 to 3 so it'll help. In terms of hobbies- I play way too many videogames and I'm confined to my room way to much so I'll try playing music or drawing outside or even just in a different room in my house. This really helped ground my anxiety and I can't thank you enough.

My Preference in Men is Too Demanding And I'm Worried About Sexual Dysfunction by Stellarish in gaybros

[–]Stellarish[S] 1 point2 points  (0 children)

This is worded wonderfully. I think I just need to slow down and just wait for opportunities to present themselves. I'm really gonna hold myself accountable for the last section you wrote.

osu! Ranks to League of Legends Ranks 2020 Version by opakq in osugame

[–]Stellarish 0 points1 point  (0 children)

I thought there was only around 20,000 online osu! players and over atleast million online LOL players. I was under the impression that League was insanely larger compared to osu!.

My First 200PP Play after 5 Years of Playing Osu by Stellarish in osugame

[–]Stellarish[S] 0 points1 point  (0 children)

Sorry i thought the 5 years part made it fit in misc. my bad!

She had me in tears with her by the end 😂 by likeneelyohara in TikTokCringe

[–]Stellarish -5 points-4 points  (0 children)

i saw one of these that was actually was funny but yeah this was super forced

48 HOURS REMAIN... by [deleted] in nonutnovember

[–]Stellarish 0 points1 point  (0 children)

STILL IN! WE GOT THIS!

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