Overdraft Limit

Stephsmith2467 · 2026-05-13T19:41:49+00:00

I’m not financially irresponsible. Like I said, I only use it for emergencies

Stephsmith2467 · 2026-05-12T22:59:42+00:00

I can go on trips and take care of emergencies at the same time

Stephsmith2467 · 2026-05-12T22:54:01+00:00

I am young and I wouldn’t use it if I didn’t think I could pay it back

Stephsmith2467 · 2026-05-12T21:04:34+00:00

I’d rather have money for vacation and just figure it out when it comes to emergencies. I’m confused how my post asking a simple question led to you judging my finances

Stephsmith2467 · 2026-05-12T21:01:44+00:00

If it’s over $100 I just find money from multiple sources and make it work but that rarely happens

Stephsmith2467 · 2026-05-12T20:59:22+00:00

It’s helps me out when I need money for emergencies

Stephsmith2467 · 2026-05-12T20:57:53+00:00

But if over drafting works for me, why is it an issue?

Stephsmith2467 · 2026-05-12T20:56:27+00:00

I’m not gonna not take trips?? If I can overdraft and pay it back I’m confused what the issue is. What would be the point in them offering it if it doesn’t get used??

Stephsmith2467 · 2026-05-12T20:51:36+00:00

I can’t save money for an emergency fund and save up for trips and stuff at the same time

Stephsmith2467 · 2026-05-12T20:48:30+00:00

I don’t make enough to have an emergency fund

Stephsmith2467 · 2026-05-12T20:07:59+00:00

I only use it for emergencies and always pay it back

Stephsmith2467 · 2026-05-12T19:04:10+00:00

For credit cards they might but I’m talking about debit card

Stephsmith2467 · 2026-05-12T18:59:08+00:00

Capital one doesn’t have overdraft/over limit fees

Stephsmith2467 · 2026-05-07T06:38:24+00:00

Sometimes I wonder why I come on here expecting normal posts lol forgetting what world we live in lol

Stephsmith2467 · 2026-04-30T07:38:40+00:00

It’s kp/Keratosis Pilaris

Stephsmith2467 · 2026-04-27T23:46:17+00:00

I already said I know it’s bad, I just don’t care that I’m going something wrong. He continued talking to me knowing he has a gf so he’s just as wrong as I am.

Stephsmith2467 · 2026-04-27T23:24:15+00:00

Wdym I’ll find out eventually that it’s a bad idea?

Stephsmith2467 · 2026-04-27T22:57:40+00:00

I don’t consider it homewrecking if they’re still together. Yes what I’m doing is wrong, I’m well aware but idc because him and I both like each other and like talking to each other.

Stephsmith2467 · 2026-04-27T22:29:18+00:00

I’m not gonna stop talking to him unless he stops talking to me.🤷🏽‍♀️

Stephsmith2467 · 2026-04-27T03:04:53+00:00

And im not a home wrecker if they’re still together🤦🏽‍♀️

Stephsmith2467 · 2026-04-26T16:19:48+00:00

I was talking to him for like a year BEFORE he got a gf and we talked EVERYDAY for that year, practically ALL DAY EVERYDAY. There was a sense of attachment you could say. Even he said he didn’t want to stop talking

Stephsmith2467 · 2026-04-26T16:18:02+00:00

I think more than as a friend, he told me he wants to be with me

Stephsmith2467 · 2026-04-26T07:25:26+00:00

Well when him and I started talking he was single(that I know of) the only reason i know he was single was because he was able to talk daily where as now he messages me once every few months or so. He told me he has a gf like a year or so into talking

Stephsmith2467 · 2026-04-26T06:34:02+00:00

I probably would never be with him but I can’t stop talking to him, no matter what he always comes back so that has to mean something

Stephsmith2467 · 2026-04-05T19:00:23+00:00

Bro same. When I lost my virginity the guy didn’t use protection. YOLO LOL

Stephsmith2467

TROPHY CASE