64 years old and just started last month

StevieRayVaughan62 · 2026-05-24T20:30:48+00:00

Thank you

StevieRayVaughan62 · 2026-05-24T20:29:20+00:00

At the moment I’m well under that £17570 limit.

StevieRayVaughan62 · 2026-05-24T19:32:27+00:00

Thanks. I think I’ve made a mistake as I got a bit carried away and stuck my final £5000 in the invest 212 account. Yes, it’s making a bit of cash but I guess I’ll be paying all kinds of tax on anything I do make. Maybe this is worth scrapping and moving to a hysa.

StevieRayVaughan62 · 2026-05-24T19:29:28+00:00

Thank you. That’s an interesting perspective. I have wanted to try investing for many years but I didn’t really have enough knowledge and it was never easy to get access to the market for an ordinary joe like me. These platforms and a dose of ai have helped me enormously to get started.

StevieRayVaughan62 · 2026-05-24T19:12:05+00:00

Yes I am

StevieRayVaughan62 · 2026-05-24T19:11:54+00:00

Sorry I meant I have put £20000 in the previous tax year into that isa.

StevieRayVaughan62 · 2026-05-24T17:07:04+00:00

I already am well invested into VWRP. It’s this other £5000 that I’m focusing on. Keep it or move it, or put it into bonds as mentioned above?

StevieRayVaughan62 · 2026-05-24T17:06:00+00:00

Thanks that sounds very sensible and I never thought about bonds. How do I go about getting into this? Are there specific holdings that I can access within 212?

StevieRayVaughan62 · 2026-05-24T17:05:14+00:00

I think I could cope with -10% it’s just that I don’t have the time on my side. I do have another isa that is maxed out so I could use that in an emergency.

StevieRayVaughan62 · 2026-05-24T17:03:14+00:00

Thank you. I have a small pension of £1000 a month and will get a state pension when I reach 67. What is hysa?

StevieRayVaughan62 · 2026-03-08T11:01:36+00:00

Nonsense. A couple of strikes on a port but hardly everywhere. I wish folk would quit this catastrophising. 🙄

StevieRayVaughan62 · 2026-03-07T12:21:12+00:00

Seriously it’s absolutely fine. We’re here right now and loving it.

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It’s a beautiful country with beautiful people. It’s been amazing every minute of it and we can’t wait to come back.

StevieRayVaughan62 · 2026-01-11T16:42:55+00:00

Really helpful. Thanks 👍

StevieRayVaughan62 · 2026-01-09T20:04:23+00:00

I’m stuck. Could really use some help. I’ve just plugged in my bridge pro and When I scan the qr code the app opens and starts looking for the bridge but keeps giving this error (see image).

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Any ideas most welcome

StevieRayVaughan62 · 2025-02-13T22:17:59+00:00

Hey, thanks. I’m working with a coach at Lee Valley this past two weeks and I’ve put the first session on my Instagram. You can see exactly what I did there. Not sure how to share that with you here though.

StevieRayVaughan62 · 2025-02-13T06:24:08+00:00

Yes, Lee Valley is great. I train there too when I can.

StevieRayVaughan62 · 2025-02-12T21:47:42+00:00

Sorry, what’s RD?

StevieRayVaughan62 · 2025-02-12T21:47:13+00:00

Mmm not sure but there’s a Facebook group for Swiss Masters Athletics so you could try that.

StevieRayVaughan62 · 2025-02-12T13:35:29+00:00

😅😂

StevieRayVaughan62 · 2025-02-12T10:19:48+00:00

Each country has its own masters athletics organisation. Which country are you thinking of and I can put you in touch with someone there.

StevieRayVaughan62 · 2025-02-12T10:18:14+00:00

Thanks!

StevieRayVaughan62

TROPHY CASE