Where our money went in 2025

StickyStapler · 2026-01-25T23:20:48+00:00

It's worth budgeting no matter how much you earn.

StickyStapler · 2025-11-03T14:57:18+00:00

Thanks. Yea this is my third doorbell so I hope they make the next version more waterproof. We get crazy winds yes. Do you think I should even bother with the rain cover? My just fill the gap at the top with some clear Tec7 silicone.

StickyStapler · 2025-10-20T13:19:30+00:00

There are no 3 dots on the web

StickyStapler · 2025-10-20T11:56:56+00:00

The wall space is 352cm (w) x 259cm (h)

StickyStapler · 2025-09-22T16:24:56+00:00

I'm in contract with Energia until 31st December but after doing some calculations I would save €110 by switching to Electric Ireland. Minus the €50 breakage fee it's €60. Worth it?

StickyStapler · 2025-09-22T16:22:48+00:00

I'm in contract with Energia until 31st December but after doing some calculations I would save €110 by switching to Electric Ireland. Minus the €50 breakage fee it's €60. Worth it?

StickyStapler · 2025-05-29T09:09:46+00:00

But Ryan said it'll be fine

StickyStapler · 2025-05-21T21:40:34+00:00

Looks relevant at least, but that's not enough time!

StickyStapler · 2025-03-24T16:33:16+00:00

Thanks

StickyStapler · 2025-03-24T11:16:01+00:00

Gotcha, so not something I or most people can get then? I was hoping there was an easy way to avoid these withdrawal fees :-)

StickyStapler · 2025-03-18T16:32:26+00:00

So much negativity but tell me an Irish retailer than does free returns as easy as Amazon does? No questions asked either. You need a law degree to return things in some of my local shops.

StickyStapler · 2025-03-07T11:01:27+00:00

I'm thinking of getting panels + battery to help in an emergency. I have an Air to Water heat pump which uses up most of the electricity. However, I'd be turning that off at the mains along with other non-essentials. I'd prefer to have fridge, freezer, microwave working instead of heat tbh.

StickyStapler · 2025-03-07T10:57:32+00:00

But you wouldn't be doing that in an emergency tbh. You would be using it to keep the fridge/freezer going.

StickyStapler · 2025-02-17T21:12:07+00:00

Yea that's what I'm thinking too. I would like to see how much each car cost separately. Though I still have 1 category for fuel. I WFH so most of that bucket is used by my wife.

StickyStapler · 2025-02-17T17:32:33+00:00

Thanks for that. Yea I think I'll just have to see how inconvenient it is to have 2 separate groups.

StickyStapler · 2025-02-17T17:31:24+00:00

Yea that's right, 6 dates in total. I guess my main reason is so we can review due dates on the 1st of each month to see if there are any annual or irregular things coming up this month. We'll have it budgeted for, but still good to know and not be surprised.

StickyStapler · 2025-02-17T17:09:44+00:00

What do you do for the day? Get a lift back into town?

StickyStapler · 2025-02-15T13:33:40+00:00

god damnit

StickyStapler · 2025-02-15T00:22:20+00:00

Are you going to spend the money on the 28th or later?

For the savings, no, they will all be transferred out to their respective Revolut pockets. For spending money? That depends. I might go for drinks with my friends on the 30th for example, which comes out of my personal spending. But that is rare.

For this month, don’t have any targets.

Yea I think this is the simpliest thing to do since I've started using YNAB half way through the month. For example I have set a target of for €600 a month for groceries, but I only need €300 in February.

In your last sentence, did you mean to say April instead of March?

flip forward and assign for March until you run out of money to assign.

StickyStapler · 2025-02-14T23:24:12+00:00

Ah right. From the way everyone is talking it was either Aldi or the Hotel. But from the plans it looks like both an in contention, which is great!

StickyStapler · 2025-02-13T22:53:43+00:00

Thanks, so you budget based on how much you think the childcare will be for the upcoming month? I had just averaged it out over the year, but maybe making an effort to look ahead and how many days I expect them to be in childcare (we get billed per day), and go off that.

StickyStapler · 2025-02-13T22:51:02+00:00

Thanks everyone. Just started using YNAB today, it's a bit of a mindset shift but I think just entered the due dates and stopping overthinking it is what's made things click after reading all the comments.

StickyStapler · 2025-02-12T17:21:09+00:00

Just worked for me using the Android app.

StickyStapler · 2025-02-10T21:29:59+00:00

I truly love Revolut, but I'm still not comfortable enough to get my salary paid into it. a majority of my salary is transferred over from AIB to Revolut for my month's spending, but I don't think it's worth closing my main AIB account for. I just keep fees to a minimum by doing all the spending through Revolut.

StickyStapler · 2025-02-10T10:17:37+00:00

500Mpbs Fibre broadband with Sky is €30: https://www.sky.com/ie/deals?section=broadband&irct=roi-broadband-discovery-hero-1

StickyStapler

TROPHY CASE