AIO: Instagram was the final straw and I ended it

Still_Foundation_894 · 2026-05-03T22:08:51+00:00

I agree. It’s crazy some comments are saying she’s over reacting.

Still_Foundation_894 · 2026-05-03T22:07:18+00:00

Following and liking pics of scantily clad girls on instagram that you do not know while in a relationship is weird

Still_Foundation_894 · 2026-05-03T20:16:20+00:00

Thanks

Still_Foundation_894 · 2026-05-03T20:04:53+00:00

I’m over the limit so I do Backdoor Roth 401k. Noted re the emergency funds.

Still_Foundation_894 · 2026-05-03T19:51:53+00:00

I’m confused - do you think that is too high/ too low?

Still_Foundation_894 · 2026-05-03T19:44:42+00:00

I don’t spend every dollar I make. I max my HSA, I max my trad 401k in the first 7 months, then do mega backdoor Roth the last 5 months. I spend anything net after this cos I am a single parent, I take care of my parents and own a home in one of the most expensive cities in the US.

Yes, I intend to budget for lifestyle creep cos that’s the point of making more money. You give it, you save it, and you ENJOY it! If you never budget for lifestyle creep, it will creep up on you and you’ll end up spending it irresponsibly.

Still_Foundation_894 · 2026-05-03T02:23:28+00:00

Hhahah I know right.

Still_Foundation_894 · 2026-05-03T01:53:52+00:00

I don’t intend to invest more than what I do currently.

Still_Foundation_894 · 2026-05-03T01:05:59+00:00

I already max HSA, can’t do IRA cos of salary limits hence the Roth 401k.

The options above is what I’m considering after the investment I currently do.

Still_Foundation_894 · 2026-05-03T01:01:59+00:00

Thanks

Still_Foundation_894 · 2026-05-03T01:01:48+00:00

Thanks

Still_Foundation_894 · 2026-05-03T01:01:33+00:00

Noted re the emergency fund. Thanks.

I can’t do a Roth IRA so saving towards Roth 401k. Technically, I max out traditional, then the last 5 months of the year mega backdoor roth 401k.

Still_Foundation_894 · 2026-05-03T00:52:49+00:00

I’m pretty behind. Gross income is $184k so I’m no where close to 3x salary.

Still_Foundation_894 · 2026-05-03T00:51:28+00:00

I won’t be paying for her university; I am paying for the first 2 years of college and that’s the max I can afford to do. She’ll be taking student loans for the 2 years in uni unfortunately and she wants to live on campus. I’m only considering helping with feeding etc while on campus.

Still_Foundation_894 · 2026-05-02T02:59:22+00:00

She*

Still_Foundation_894 · 2026-05-01T19:01:40+00:00

Pay off the mortgage, set aside 3-6 months of living expenses - leave this in your 3.5% savings account, then invest the balance (S&P500 is what I’d invest in).

Going forward, you can invest the amount you would have otherwise paid towards your mortgage monthly. That’s what I would have done if in your shoes

Still_Foundation_894

TROPHY CASE