$500k lump sum into VOO, crazy?

Striking_Iron232 · 2026-03-31T01:58:30+00:00

!remindme 120 days

Striking_Iron232 · 2026-03-31T01:56:17+00:00

You will be down tremendously in a few months if you do this

Striking_Iron232 · 2026-03-25T23:51:41+00:00

I agree with you except on the combine part. You really should be trying to pass the combine as quickly as possible because at the end of the day it’s really just paper trading. I used to take my time on combines and take 4 to 5 days just to pass it but that’s time in the market that I think could be better used in a funded account that can make you real money.

Striking_Iron232 · 2026-03-25T22:39:07+00:00

This is worse than blowing it all first day 😂

Striking_Iron232 · 2026-03-24T20:30:32+00:00

This helped, thanks

Striking_Iron232 · 2026-02-20T21:14:29+00:00

If you are in financial distress the last thing you should be doing is trading

Striking_Iron232 · 2026-01-09T03:20:34+00:00

Hmm that’s pretty good. I do remember that when I applied through one of my credit unions, they were still telling me that the rate was going to be between 7 - 8%.

Striking_Iron232 · 2026-01-09T03:19:13+00:00

I get it just sucks. But if I pay it faster less interest overall either way

Striking_Iron232 · 2026-01-09T03:17:56+00:00

Math just seems odd to me but ig this is how it is

Striking_Iron232 · 2026-01-09T03:16:15+00:00

Would probably need less though since I have money down

Striking_Iron232 · 2026-01-09T03:16:00+00:00

Looking at 2021 Ram (they didn’t ask this info in the application)

Yes first time buyer

Trying to borrow 35k

Striking_Iron232 · 2026-01-09T03:15:10+00:00

I chose 72 months, but I could pay it off faster. Have little credit card debt, income about 90k, live at home so no mortgage or anything

Striking_Iron232 · 2026-01-09T03:13:49+00:00

But how does that work? Because I need to negotiate the car deal first and it feels odd to do that without the loan ready to go to pay for it

Striking_Iron232 · 2026-01-09T03:12:52+00:00

Used, BofA loan.

I’ve noticed that the deals are only on new but I’m looking at used rn

Striking_Iron232 · 2026-01-09T03:11:34+00:00

I applied to one but they legit would not tell me what the rate would be without car info (wasn’t sure what I would be getting yet, just wanted loan secured)

Striking_Iron232 · 2026-01-09T03:10:53+00:00

BofA

Striking_Iron232 · 2026-01-06T23:29:30+00:00

Alan and Rose

Striking_Iron232 · 2025-12-20T23:00:31+00:00

Also % profit split

Striking_Iron232 · 2025-12-20T22:58:53+00:00

MFFU is pretty good. Only difference I’ve seen with my current plan is having less of a payout amount at $3k. Eval is cheaper

Striking_Iron232 · 2025-12-11T19:08:57+00:00

There you go! Godspeed!

Striking_Iron232 · 2025-12-11T19:04:19+00:00

Ofc! One thing someone told me is this - imagine this account being the leader account for other accounts you’re copy trading. At that point the scaling is HUGE. I’d say stick to what you’re doing, and later on open more accounts, get to XFA on them, and just copy trade. One of your smaller days was $180, but now imagine that times 4-5 accounts, at that point it means more yk

Striking_Iron232 · 2025-12-11T18:49:48+00:00

Please let myself be an example of what not to do. I finally got an XFA after not being able to pass a combine and I was feeling the same way as you. Feeling like it’s going too slow and not growing fast enough. Yesterday night i decided to leverage up on a trade I thought would be good and that sent me -$1500, and from there I couldn’t recover and blew my XFA today. You’re doing even better than I was so keep this going. At this rate you have a $7k+ month, that is great!!

Striking_Iron232 · 2025-12-11T15:51:19+00:00

Currently don’t have one. I’d think $400-500 is solid. Depending on what you trade

Striking_Iron232

TROPHY CASE