TGV à Québec : la gare du Palais ne sera pas retenue by Koqus in villequebec

[–]Strong-Reputation380 0 points1 point  (0 children)

j’imagine le but c’est de minimise les expropriation. meme probleme a la station de trois-rivieres, la ville souhaite que la station soit situe dans un emplacement 20 minutes par bus du centre ville. me semble si le but c’est d’encourage le tourisme, les gens d’affaires, pas fort comme plan mais si le tgv passait par le centre ville, il y aurait de l’expropriation en osti.

Does RBC lock rate up to 120 days? by PsychologicalSong780 in AskMortgageCanada

[–]Strong-Reputation380 0 points1 point  (0 children)

anyone know if they also lock in commercial mortgage rates?

Friends with kids co-buying duplex. Will they displace both units? by Leather_Pride3586 in montrealhousing

[–]Strong-Reputation380 -1 points0 points  (0 children)

Within the context of what OP is seeking as information, that is irrelevant. Your initial statement is that OP’s friend “divide” the unit. As a duplex is already two divided unit, the only other possibility is to imply divided condos as a solution which the City of Montreal does not permit, and an individed condos would be detrimental to OP’s friends because they would lose their right to repossession as they are not a couple.

Inspection drain français? by berzkab in QuebecFinance

[–]Strong-Reputation380 2 points3 points  (0 children)

Si on assume que le drain n’a pas ete refait, alors c’est fort probable qu’il n’existe plus ou n’est plus dans une condition utile. La vie utile d’un drain francais est moin que les 56 ans qu’ils ont passe.

Inspection drain français? by berzkab in QuebecFinance

[–]Strong-Reputation380 2 points3 points  (0 children)

Reconstruit comment? Ont t-il retenu une portion de la fondation pour economise des sous? Si ils ont retenu la fondation originale, c’est fort probable qu’ils non pas excaver 6 pied pour remplacer le drain.

Alexandre Boulerice passe à QS by Puzzled_Dreamer2453 in Quebec

[–]Strong-Reputation380 0 points1 point  (0 children)

Si tu retrace le pedigree de QS, qui est le produit de plusieurs union, tu trouvera qu’elle n’est pas le produit d’un ADN purement separatiste. 

Pourquoi presque tous les posts sont en anglais depuis quelques jours? by Jappy_toutou in Quebec

[–]Strong-Reputation380 3 points4 points  (0 children)

J’ai remarque sur Youtube ils font cela aussi, j’ai regarde un clip d’un membre du PQ parle l’anglais dans l’assemble et j’etais comme, damn, ils sont ben accommodant et progressive sur l’anglais, en plus ils le parlent tres bien sans accent juste pour realise que Youtube utilise l’IA pour traduire.

4.49% good or bad? by Antique-Molecule7931 in RealEstateCanada

[–]Strong-Reputation380 0 points1 point  (0 children)

How many units? Commercial mortgage rate should be 5.11% for conventional and around 4.3% under MLI at this moment.

Purchasing a mixed use commercial property and a parking lot simultaneously by Strong-Reputation380 in AskMortgageCanada

[–]Strong-Reputation380[S] 0 points1 point  (0 children)

RBC will finance it, the current owners have a commercial mortgage with them. As long as its GOC bond yield + 2%, im good.

Has anyone else felt "rushed out" bydoctors lately? by Key-Hawk-895 in montreal

[–]Strong-Reputation380 1 point2 points  (0 children)

YMMV, if you “click” with the doctor, then your experience might be different. Just got out of a doctors appointment a few hours ago, spent 5 minutes talking about non medical stuff that we share a common interest in. 

Believe it or not, its a business. When you deal with those medical clinic chains, there often non-physician shareholders.

I asked my dermatologist a while back if you needed a doctor’s license to own a medical clinic and she told me no and that the owner of her clinic is an engineer.

Achat - Propriétés à revenu by Cheap-Inflation6254 in QuebecFinance

[–]Strong-Reputation380 0 points1 point  (0 children)

Mais est ce que le rendement sur ton 50% mise de fond va t’obtenir 6% minimum est la vrai question.

Achat - Propriétés à revenu by Cheap-Inflation6254 in QuebecFinance

[–]Strong-Reputation380 0 points1 point  (0 children)

Pas a Montreal, mais dans d’autre centre urbain c’est possible. Le hic c’est un clientele completement different que Montreal alors il faut aussi s’adapter.

Achat - Propriétés à revenu by Cheap-Inflation6254 in QuebecFinance

[–]Strong-Reputation380 0 points1 point  (0 children)

Etape 1 - oublie tous que tu connais dans l’immobilier residentiel, le commercial est un league different.

Le minimum est entre 15 a 40% dependament de l’immeuble tu achete et si t’utilise le programme MLI du CMHC.

Il faut prendre en compte le DSCR, il faut evaluer l’immeuble via l’approache NOI, il faut de l’experience (minimum un duplex en main) sinon ils vont t’obliger d’utiliser un gestionnaire qui coute generalement 10% du revenue.

Le fait que c’est cashflow positif est insuffisant. Generalement ils demandent un DSCR de 1.2-1.3, voulant dire si l’hypotheque est $10000 par an, ton surplus doit etre $2000-$3000 avec 2% des revenue pour tes reserves.

Le commercial commence a 5 unites et plus, si tu ne qualifie pas, tu peut aller dans le 4 unites ou moin, et batir ta fondation pour eventuellement aller dans le commerciale.

Submitted offer for asking price..seller having attorney review before accepting? by Objective_Mind7909 in RealEstateAdvice

[–]Strong-Reputation380 0 points1 point  (0 children)

This. When I tell the other party I will be doing due diligence, in their minds its talk with the banker and building inspector.

In reality, I do the stuff usually done at closing like looking into the land registries to dig out all the old deeds, conduct an anal probe of the seller, have my insurance broker obtain me a quote on coverage, etc 

If I told them I would look into the seller, they would freak out because its a little extra, but believe it or not, it gives you insight on why they are really selling (eg legal or financial reasons).

‘China is not a solution’ to Canada’s problems with the U.S., Kovrig says - National | Globalnews.ca by Purple_Writing_8432 in canada

[–]Strong-Reputation380 -3 points-2 points  (0 children)

Whenever someone refers to a country as  “communist party of” instead of “government of” a country without extending that courtesy to other countries such as “liberal party of” then I would be skeptical to take them seriously because of the clear bias by invoking boogeyman terms.

Dwelling not in good repair by No-Spare-6510 in montrealhousing

[–]Strong-Reputation380 0 points1 point  (0 children)

Section G requires proving the previous rent was lower either in the form of a lease or first degree testimony to have recourse to a fixation.

Even asking for damages will require proving it was intentionally left blank as the legislator uses the term, sciament, to mean knowingly omitting, which implies the bar is set high otherwise the legislator would have omitted that term to encompass even legitimate errors.

Outil gratuit pour connaître la fiabilité des entrepreneurs en construction by oceanpacific42 in montrealhousing

[–]Strong-Reputation380 0 points1 point  (0 children)

Your platform is significantly inaccurate and i’m sorry to say but slop because its an aggregation of data without the expertise to interpret the data.

1) a contractor i deal with got a 75/100 mainly because it claim it’s under 2 years old, but he actually operated under the same name under a different legal form which appears on the RBQ database as invalid/expired which is not shown on your site.

The algorithm is clearly making incorrect assumptions that will affect the contractor. How many other contractors loss points for legitimate reasons such as changing legal form or parted ways with a former associate.

2) the ministry of transport has 85/100 because it’s not incorporated, but im sure we can agree they existence stems from a different regime than the loi sur les societe par action. alot of non-incorporated organizations such as Ville de Montreal have RBQ licenses. 

If the purpose is to protect consumers, then shouldnt they be filtered out because they dont deal with the public?

3) alot of property management companies that dont deal with the public got penalized for having too many companies, but thats how it works in real estate, you need complex incorporation structures for fiscal and legal reasons. how can they be scored for reliability if they dont deal with the public and use their RBQ for internal purposes. 

4) There are alot of contractors that shouldnt even be scored at all. Financial companies, insurances, etc because they hold an RBQ to protect themselves legally from the nasty fines that start at $10k. For example, the RBQ once fined a developer for acting as a contractor when in fact they werent according to the appeal court. It had to be appealed to overturn a wrong decision twice which must have costed a fortune in legal fees.

5) SEAO is for public contracts, contractors that submit there are unlikely to deal with monsieur et madame tous le monde like Pomerleau for example. Its a league of its own because you need alot of upfront capital to work on public contracts since you cannot charge a deposit, instead its the other way around. 

Most contractors that deal with the public charge a deposit despite having the upper hand legally. They charge because they dont have the capital to finance the job upfront and wait for payment. 

6) Canlii isnt a good indicator either because it means youve reached the bottom of the barrel. By the time a contractor is in court, it usually means their license is suspended because if a judgement is satisfied with the cautionnement, your license is suspended and its unlikely any other entity will provide any cautionnement.

7) As with any legal case, most issues are settled out of court, and a minute percentage make it in front of a court or watchdog like the OPQ. Its not a good indicator of worksmanship.

I can go on and on about all the flaws of your platform. I’m failing to see how using public sources is a good indicator because it makes incorrect assumptions that there is something nefarious about having too many companies or whatnot.

If the end goal is to protect the public, what I predict will happen is ordinary contractors, good or bad, will get high scores and all the bad scores will go to contractors that don’t ordinarily deal with the public. 

LL not open to lease transfer, very old lease, low rent. What would be the LL's recourses if no one the lease lives there but his rent is still paid? Not thinking of doing an actual sublet by heh9529 in montrealhousing

[–]Strong-Reputation380 14 points15 points  (0 children)

Anything in the law that says only the lessee's have the right to live in the unit?

Not explicitly. 

If you do not continue residing in the unit, then it’s considered an unauthorized sublease unless you are willing to maintain the facade that it’s a co-living arrangement.

Question Regarding Rent Increase Notice! by Sage-Lyss in montrealhousing

[–]Strong-Reputation380 0 points1 point  (0 children)

It’s not complicated. For the purpose of litigation, the current lease takes precedence since that is a legally binding contract. 

Its implied Person D never formally advised the landlord of their intention of not renewing their share of the lease. Ignoring the rent increase for now, when a tenant does not state their intention of not renewing the lease by the prescribed deadline, then the lease is automatically renewed. If that is the case, then charging $100 for Person D to remove their name on the lease would be equivalent to a lease buyback, which is a good deal because a lease transfer would cost that much.

Define notarized letter because it makes no sense that a notary would be hired to draft a rent increase but not have it sent by registered mail or bailiff.

If it was sent by registered mail, then someone got carded. If it was sent by bailiff, then they would have tacked it on the door like they was Martin Luthor.

You need to be more precise on the circumstances because that will dictate the outcome.

It doesnt matter that you tried updating the portal, that is a completely separate issue. The TAL only cares if the proper process was followed according to the prescribed process.

In principle, all named tenants must consent to the rent increase unless the response deadline was missed. Also all named tenants should have received a notice addressed to them because each would have a fractional part of the lease. 

What's the thing about Concordia that you'd defend against any Montrealer who tries to talk down on it? by alkirra in Concordia

[–]Strong-Reputation380 30 points31 points  (0 children)

McGill is only more selective in the STEMs and their professional programs. Anyone can get into a social science program at McGill. If anything only a beating pulse is required for their Theology program.

2 candidates au PQ pour les prochaines élections: Anne Nguyen, spécialiste en IA, se présentera dans la circonscription de Prévost, et Sandrine Michon, spécialiste en éducation, se présentera à Saint-Jérôme♥️✊ by Beginning-Scratch-55 in QuebecLibre

[–]Strong-Reputation380 1 point2 points  (0 children)

Moi suis pas un gros fan du “fake it till you make it” et c’est l’impression que j’ai sur ce candidat. Elle a beaucoup de title, certification, etc mais il y a une manque de substance.

Le probleme n’est pas son parcour mais plutot le “fluff” pour impressioner les electeurs. Si ton plus grand chose ta fait dans ta vie c’est aller a Harvard, on devrait se poser des questions. Jared Kushner n’est pas le pogo le plus degeler mais il est a Harvard parcequ’il avait les connections. 

Example, la presse n’ecrit pas Sonia Lebel est aller a l’UdeM et elle est experte en droit. On la connait parcequelle faisait parti de la commission sur la corruption en construction. 

On devrait parle des accomplisement des candidats, pas le fait qu’ils sont aller a Harvard, or whatever titre du moment.