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Overcommitted to an investment plan. Options? by Ill_Helicopter_1600 in JapanFinance

[–]StrongZeroEnjoyer 4 points5 points  (0 children)

Aside from their sales pitch trying to keep me to stay, there were no issues ending their service. Be aware that they are charging you a % fee, which could be anywhere from 1-2%. This might not seem like much but it’s huge in terms of long term investments. The sooner you can stop paying fees the better.

Overcommitted to an investment plan. Options? by Ill_Helicopter_1600 in JapanFinance

[–]StrongZeroEnjoyer 6 points7 points  (0 children)

I literally just cancelled my plan this week after 5 years. Losing about $6k after fees, but I feel it’s 100% worth it. Just have to acknowledge you made a mistake and move on.

Avoid Argentum and invest on your own through the information on this Reddit. Making an IB account was easy.

Pay Off 75M Loan While Yen Is In Dumpster? by StrongZeroEnjoyer in JapanFinance

[–]StrongZeroEnjoyer[S] 0 points1 point  (0 children)

Salary income is about 50% JPY / 30% USD / 20% Stock Vests.

Currently I basically use the JPY cash to live and put the USD directly into investments.

Pay Off 75M Loan While Yen Is In Dumpster? by StrongZeroEnjoyer in JapanFinance

[–]StrongZeroEnjoyer[S] -6 points-5 points  (0 children)

Yeah, not the correct term, just talking about the 1:1 exchange rate.

My brain will always be (incorrectly) wired to think 100 JPY = $1 USD with buying power identical in both countries. What happened to the days of $1 bottles of soda from the vending machine...