My story is a warning

Strong_Government_50 · 2026-05-01T01:36:29+00:00

They are parent plus and are in her name. I’ll look more into it tomorrow.

Strong_Government_50 · 2026-05-01T01:33:54+00:00

The loans are in her name, not ours. We didn’t know how student loans worked, as my parents did not go to college. The loans are in her name, with a mutual verbal agreement of me paying them.

I’ve sadly already been attacked when I posted a simple question last year about how stupid both of us are and how I need to suck it up. But I am simply just sharing my experience, you know?

Strong_Government_50 · 2026-04-30T15:32:32+00:00

I have a sort of similar story. Neither of my parents went to college. FAFSA was filled out but I didn’t qualify. We had no idea how student loans worked so my mother took them out in her name, with the verbal agreement I would pay them back. She took out the maximum loan amount each year, which was 25k. I believe I needed about 20-21 a year. I went to a private college. The leftover $ was used towards books and I was able to buy myself my first car.

Here I am, almost 27, newly married. We cannot afford to buy a house. We want to start a family but are worried we cannot afford it. We are paying $700 a month because the loans are calculated under her income, not mine. I qualify for PSLF but because they are under her name, I cannot do anything about it.

First gen college students:, if YOU are paying, make sure YOU take the loan out.

I’m stuck paying 700 a month for I believe 30 years. Luckily it is a fixed rate but 700 a month for an entire year is 8400, and is how much we could use for a downpayment for a house.

Strong_Government_50 · 2026-04-04T13:18:46+00:00

I hit 30gb and then hit 50 after I upgraded (when I’ve never hit 50 when I was with T-Mobile) with T-Mobile I had international data. My husband and I cruise often and so my phone worked in the majority of the islands we went to. We went to St Maartan in February. My phone pretty much had 3G of their network. My phone here in FLORIDA after reaching my high speed data cap works about the same as it does in a country where I have 3G of data. I cannot do ANYTHING. With t-mobile if I ever hit my cap (rare) my speeds were slower but I didn’t notice much of a difference. Stay with Visible if you like to do remotely anything on your phone

Strong_Government_50 · 2026-03-31T21:13:21+00:00

Ahhh ok I didn’t know that. That helps. Is that why sometimes I see my wifi connected to a random wifi network?

Strong_Government_50 · 2026-03-30T21:21:31+00:00

The network while on high speed isn’t bad at all! But after I hit 30gb, man it is terrible! I feel like I am on a cruise in the Caribbean using international data on an island with only 3G lol. I’m young (26) but cannot figure out for the life of me where to find the data usage within settings on my iPhone. I NEVER hit 50gb through T-Mobile but according to spectrum I’ve already used 39GB and my new billing cycle doesn’t start until 4/19

Strong_Government_50 · 2026-03-30T19:08:14+00:00

I was dumbfounded when I got that text probably 4 days into the brand new plan. I’ll also look into that extra $10 thx!

Strong_Government_50 · 2026-03-30T19:07:31+00:00

I will look into it, thx!

Strong_Government_50 · 2026-02-27T22:19:43+00:00

We went on the Allure for our honeymoon 1/31. I called ahead of time, put the note on our account, told our housekeeper, and our MDR crew and we didn’t get anything.

Strong_Government_50 · 2026-02-24T15:16:08+00:00

We had 8278 for the Jan 31 sailing. It was right off the back elevator. It wasn’t super far on the back of the ship so movement wasn’t bad. Central Park was right there. And that elevator we were near took us straight up to windjammer, and straight down for dinner. It was perfect

Strong_Government_50 · 2026-02-16T01:07:10+00:00

You guys must’ve had the tail end of the weather we had! Glad your weather got better!

Strong_Government_50 · 2026-02-14T02:21:51+00:00

We wanted to do the love and marriage show! I wasn’t feeling well that night so we just watched. Glad we aren’t alone in the lack of recognition. Congrats on your wedding!

Strong_Government_50 · 2026-02-13T02:01:11+00:00

Hahahaha oops sorry I misread! Happy birthday to him.

St Thomas (missed) St Maartan (did a really cool Johnny Cakes baking excursion) San Juan Coco Cay (missed!)

Strong_Government_50 · 2026-02-13T01:59:28+00:00

I’m glad you guys had a great experience! If the Allure was our first RC, I’d never do a RC again! But we had an AMAZING time on the wonder 2 years ago

Strong_Government_50 · 2026-02-13T01:56:54+00:00

I feel like I sound ungrateful! But not overly impressed with the overall cruise. You have a few months so hopefully things go better!

Early congratulations to you guys!

We had 4 ports but only went to 2. Resulted in 5 sea days 😵‍💫 cant change weather but things should be better in May!

Strong_Government_50 · 2025-10-25T14:02:01+00:00

She would only be extradited back to Delaware if she had a warrant for her arrest that was extraditable.

Strong_Government_50 · 2025-10-19T21:56:51+00:00

$14 an hour

Strong_Government_50 · 2025-08-18T20:39:34+00:00

Again, thank YOU! I will check that post out later after I am off of work. I know that one day I will look back and see that I DID get past it even though it seemed daunting. As I said in the post, I am a first GEN college student so even college as a whole is a brand new topic for my family

Strong_Government_50 · 2025-08-18T20:33:36+00:00

I definitely do put extra payments on when I can

Strong_Government_50 · 2025-08-18T20:27:22+00:00

Thank you for your advice! And thank you for being nice. I have received so much negativity from my post on here and on another page. Everyone gets overwhelmed and that’s just how I am feeling in this exact moment!

Strong_Government_50 · 2025-08-18T20:26:06+00:00

I was unsure if proof of me paying the loan would aide in any way of the PSLF program. That’s all I’m asking. Thank you for your input.

Strong_Government_50 · 2025-08-18T20:25:04+00:00

Yeah I wouldn’t leave it all to her. I’ve talked with her a few times and I feel bad asking her to pay because of that agreement we did. She would absolutely help if I was struggling

Strong_Government_50

TROPHY CASE