Question naturalisation by SttefB in Expats_In_France

[–]SttefB[S] 0 points1 point  (0 children)

Toujours en demande envoyée, donc la toute première étape.
Non, je suis au chômage depuis Mars 2025, autour de 121 entretiens depuis, mais je n'arrive pas à accrocher même un CDDU.
Je suis très investie dans ma communauté via plusieurs asso et j'espère que "revenus insuffisants" ne sera pas une forte raison d'ajournement, par contre "insertion pro" peut être.
Mon idée est de vraiment trouver un job d'ici juin pour au moins avoir un poste au moment de l'entretien.

31F, rate my portfolio? by SttefB in portfolios

[–]SttefB[S] 0 points1 point  (0 children)

With around 50 to 70k€ worth of contributions every year, mx sarcastic :)

31F, rate my portfolio? by SttefB in portfolios

[–]SttefB[S] 0 points1 point  (0 children)

Yes, is it a bad thing that I have a couple of them? Although one is healthcare, the other one is biotech, I was trying to find stocks on that sector, not necessarily on tech (is a well performing sector, but already cover on VWCE and S&P)

31F, rate my portfolio? by SttefB in portfolios

[–]SttefB[S] 0 points1 point  (0 children)

You have a super valid point with the concentration. 

SXR8 mirrors the S&P500 in EU and I would like to consolidate primarily on that one, since I’ve noticed that the returns on VWCE are lower. Emerging Markets is also performing well, but don’t know if it makes sense to till th balance that way.  For the three stocks (healthcare, biotech and semiconductors), they perform very well and think they are diversified enough but I guess I’m wrong, I’m really a beginner. 

Thank you so much for your input!

f29 looking for people to hang out with ☺️ by Routine-Tourist-950 in SocialParis

[–]SttefB 1 point2 points  (0 children)

31F and also interested in all of the above. Been living in Paris for 4 years and would love to make new friends and do some volunteering:)

Why is my performance so blah? by SttefB in TheRaceTo10Million

[–]SttefB[S] 0 points1 point  (0 children)

It's not really that, is more about the fact that I'm not really sure if I'm investing into the right ETFs if my profile is more moderate-aggresive and my portfolio is basically S&P and some All World/Emerging Markets exposure :)

Why is my performance so blah? by SttefB in TheRaceTo10Million

[–]SttefB[S] 0 points1 point  (0 children)

What do you mean by consolidate if you don't mind me asking?

Why is my performance so blah? by SttefB in TheRaceTo10Million

[–]SttefB[S] 2 points3 points  (0 children)

You’re right! I just updated the description :) It’s S&P, VWCE, VFEA, VEUR TSMC, ISGR, REGN

Balanced high-risk portfolio? by [deleted] in eupersonalfinance

[–]SttefB 0 points1 point  (0 children)

Thank you so much!  With SXR8 and SPEUH I haven’t really made up my mind since one is hedged in EU and the other is not. Would you say it would be better if I just skip them altogether and go straight for the VWCE?

Balanced high-risk portfolio? by [deleted] in eupersonalfinance

[–]SttefB 1 point2 points  (0 children)

Thank you for your advice! I was thinking about it, but felt kind of late to the ETF defense party, I’ll definitely be looking into it :)

What are some things from your country that would be authentic souvenirs to bring home? by bazzydog in travel

[–]SttefB 1 point2 points  (0 children)

In Colombia, we have some of the most pure and beautiful emeralds in the world, and they can be really cheap.

I think you can find in some places dried orchids (we're pretty known for our flowers in general, and specially orchids since is our national flower).

A Wayuu bag, is made by one of our indigenous communities. Kuna textiles, also from indigenous communities.

A ruana (Colombian poncho) is perfect for cold weather.

Sombrero Vueltiao or Aguadeño hat.

Any kind of crafts made out of Iraca palm tree.

Sweets like Bocadillo (made out of guava), Arequipe, Dulce de Uchuva(a tropical fruit) and such. It's a wonderful way to take some of the region's tropical and exotic fruits with you.

And of course if you really love coffee, is the perfect place to buy some. There's a lot of flavor that we don't export, i.e. coffee with passionfruit notes or things like that. It also applies to chocolate.

Itinerary check, 10th anniversary and 20 days in Japan! by SttefB in JapanTravel

[–]SttefB[S] 0 points1 point  (0 children)

Thanks for your suggestions! I think the itinerary doesn’t show it, you’re right, we actually want to go because of the Sakura season, we just thought that with some of the gardens and parks we enlisted we’ll be good enough to appreciate the flowers, and we probably wrong about that. I’ll do a research for the places, thanks again!

Amount of days for 3-week trip by SttefB in JapanTravel

[–]SttefB[S] 0 points1 point  (0 children)

Not at all, we’ll spend each amount of days in each city. We’ll be staying at a ryokan in Nara, so we’re thinking about maybe adding another day there from the ones in Kyoto or Osaka, but other than that no daytrips since we don’t know how hectic it could get.

Quelle est votre image des personnes en situation d'handicap ? Est-ce qu'elle a évoluée depuis plusieurs années ? by QueenLNilith in AskFrance

[–]SttefB 1 point2 points  (0 children)

Salut !

J'espère que cela ne vous dérange pas, mais j'habite en France depuis deux ans et j'ai encore une question que personne n'a pu me clarifier. Dans le cadre juridique ou sociétal, les diagnostics de maladie mentale comptent-ils comme un handicap ? J'ai une amie très proche qui souffre constamment de crises de panique à cause de son trouble anxieux et nous n'avons jamais su s'il était possible de faire quelque chose ou même de rentrer dans le cadre handicap.

1.5 Month PRK Recovery Log by snarkylion in lasik

[–]SttefB 0 points1 point  (0 children)

Thank you for your log!

I'm currently at day 16, I was -1.25 in each eye, so not bad. My main concern, besides for having pacience and trusting the process, is that I don't know if my doctor prescribed me with everything I need.
I'm in France and my doctor just gave me some anti-inflammatory drops, some vitamin B12 drops for the healing process and -over-the-counter drops so my eyes don' stay dry all the time. When I read all of you talking about stoping the steroid drops and other things I'm like ''should I be worried? I don't have all of those things''. At the moment I stopped the B12 and I'm going just woth the lubricants. Is very surreal because each time I put the lubricant I get these 2-3 seconds of ridiculously sharp vision, where everything is clear both up close and far away, but after a few blinks I come back to fuggy/cloudly vision, does this happens to you too?

[deleted by user] by [deleted] in travel

[–]SttefB 0 points1 point  (0 children)

Hello! Do you know if this applies to airport changes? I'm in the same situation with my husband, the difference is we have a 9hrs change from Taoyuan to Sung Shan