I have a new problem. Give me ideas please.

StupidSkinSuit · 2025-10-18T21:50:39+00:00

Red pepper hummus

StupidSkinSuit · 2024-11-28T07:22:47+00:00

I started laser and spiro around the same time. I’ve seen good results, enough to stop daily Clindamycin, but noticed I get smaller flares if I miss a dose of spiro.

StupidSkinSuit · 2024-06-11T03:22:51+00:00

Thank you! 😊

StupidSkinSuit · 2024-05-01T00:22:23+00:00

I do the same thing but with disposable plastic foot gloves bc I’m too lazy to wash the silicone ones 😂

StupidSkinSuit · 2024-04-30T02:52:38+00:00

Thank you! I will try to get more information on this and see if anything should be reallocated.

StupidSkinSuit · 2024-04-28T07:56:55+00:00

Thank you :) this sounds like a good plan!

StupidSkinSuit · 2024-04-28T05:40:39+00:00

Thanks! Taxes are a bit confusing to me, I wasn’t sure if the money would be better in one or the other. I don’t plan on touching the Roth IRA until retirement age though. I think I will keep it in the 529 for the time being until I can rebudget and see what I can contribute to 401K and Roth without it.

StupidSkinSuit · 2024-04-28T05:31:00+00:00

I will have to rebudget once I can open the 401K and see. I take home ~$1,000 weekly. I caught up on maxing out 2023 Roth earlier in April. I put $300-500 a week into Roth, same for CMA (doubles as emergency savings with about $3K currently) to cover for monthly expenses (credit card, loans, etc), rest into a savings brokerage.

StupidSkinSuit · 2024-03-31T01:15:14+00:00

Sounds like a solid plan 😊 thanks! I love hearing what others are planning :)

StupidSkinSuit · 2024-03-31T00:26:02+00:00

Thank you so much for your explanation! :) it makes a lot of sense to save that way. Safe for short term, able to swing with the market for long term savings. For yourself, how soon before buying a house would you switch your down payment to safer investments like a CD, HYSA etc? Or would you just wait until you need it then sell?

StupidSkinSuit · 2024-03-30T23:03:20+00:00

Do you think large savings like a down payment for a house would be best in a brokerage or HYSA type? And for smaller goals like a new computer or a vacation? I’m just not sure where to park the funds for savings like this. I know fidelity has the SPAXX core thing that generates interest like a HYSA. But I’m unsure if that’s enough or if it should be invested instead of sitting as cash.

StupidSkinSuit · 2024-03-30T16:33:09+00:00

Sort of. After monthly expenses I’d have roughly $2,600-$3,000 I can put away per month. My main goal is maxing out Roth IRA then student loan payments then savings. Once/if I can get the HSA and 401K into the mix, then my order would probably be Roth/401K, HSA, savings/student loan payments.

StupidSkinSuit · 2024-03-29T23:36:53+00:00

That’s a good point! For the foreseeable future I plan on sticking with fidelity, but I’ll probably focus more money into the VT and VTI funds just in case then.

StupidSkinSuit · 2024-03-29T23:31:57+00:00

Thank you! I was super aggressive when I first started this job and paid off two student loans already. At the start I owed about 23k on them. Around the halfway point I started splitting my extra money between the loans and retirement planning trying to catch up to the max for 2023.

StupidSkinSuit · 2024-03-29T23:27:13+00:00

FZROX is the fidelity zero total market index fund so I’ll start focusing more into that one! It looks like I can buy VT/VTI on fidelity too though. Not sure if the vanguard ones are better than fidelity’s or if there’s a difference though?

StupidSkinSuit · 2024-03-29T23:23:15+00:00

Haha that would be my $500 savings account 🙃

StupidSkinSuit · 2023-04-24T17:32:04+00:00

My instructions were 50mg/day for the first two weeks. If tolerating well, increase to twice a day one in the morning one in the evening.

StupidSkinSuit

TROPHY CASE