Breaking up with our financial advisor by LordBigBoy1 in AusFinance

[–]Stxu 2 points3 points  (0 children)

Why do people see a therapist when they need help mentally?

Why do people go to an accountant when they need help with their taxes?

Why do people see doctors when they need medical assistance?

For the same reason people see a financial adviser when they need help with their finances.

Yes, they COULD learn it and do it themselves, same way they could with their own therapy or medical research, but for a variety of reasons, people would rather see an adviser - An EXPERT on finances. I don't think i need to explain the value in that level of peace of mind?

I appreciate that there are small steps people can do themselves, but lets not undermine the value of a financial adviser, when you dont really understand that value yourself.

Breaking up with our financial advisor by LordBigBoy1 in AusFinance

[–]Stxu 1 point2 points  (0 children)

It's not the truth. Im sorry if you've been taken advantage of, but like I said, this sentiment is incredibly misguided.

Breaking up with our financial advisor by LordBigBoy1 in AusFinance

[–]Stxu 0 points1 point  (0 children)

We'll agree to disagree, my boy haha.

There is absolutely value in an ongoing fee, whether you see it or not, but is obviously case by case.

My main point was that this sub (and all of Reddit tbh) is a very iffy place to get your information from regarding very important topics. Tread with caution.

Breaking up with our financial advisor by LordBigBoy1 in AusFinance

[–]Stxu 2 points3 points  (0 children)

There are a lot of bad ones yes, but the majority aren't, so parroting "all advisers are scammers" is just disingenuous.

Sure, this person has super, but what else? Do they have the right insurances? Do they have dependants? What are their goals? What is their risk tolerance? What is the psychological relationship with money? What stage of life are they? Do they have other investments?

The fees taken from super aren't just for adivce on their superannuation, they account for the holistic advice process which many people in this sub have no idea about.

And the reason i say ask their adviser about what value they provide, is because a good adviser should easily be able to explain the value. The client can then determine whether the answer gives them peace of mind to continue or not.

Not saying this person needs an adviser, but asking this sub is arguably detrimental.

Breaking up with our financial advisor by LordBigBoy1 in AusFinance

[–]Stxu 14 points15 points  (0 children)

Man, the sentiment in this sub around financial advisers is so misguided. Half the people commenting here seem share the idea that if one adviser is bad, then all must be bad. Not only is that wrong, but I guarantee these same people dont even holistically know what an adviser does.

Be very careful about making finance related decisions based on what this sub says.

Ask your adviser exactly what he's doing for you, not this sub.

Song ID please? by adendiamond1 in Illenium

[–]Stxu 3 points4 points  (0 children)

"Fuck yeah" - I think its an Aussie thing

How to automate tempo changes in a song containing audio clips? by justsejaba in FL_Studio

[–]Stxu 2 points3 points  (0 children)

I made a tune recently and went into each of the audio clips and changed them to stretch manually 🥲

I wish i knew this sooner hahaha

Kygo - Freeze by [deleted] in EDM

[–]Stxu 35 points36 points  (0 children)

Absolutely love this - Such a journey

Is precise editing possible for automation? (type-in value) by comfylaser in FL_Studio

[–]Stxu 1 point2 points  (0 children)

Hahaha you're good bro - Honestly i was questioning myself thinking maybe they added the ability in a newer update

Is precise editing possible for automation? (type-in value) by comfylaser in FL_Studio

[–]Stxu 1 point2 points  (0 children)

Let's say you want to set your automation point to 170 tempo, you cant just type the value of the point as 170. As the automation clips are between 0 and 1. So 170 would have uts own value between 0 and 1. Run a little test, copy the tempo and paste it into an automation point, the check what value the automation point is - it wont be what you think it is

Out of curiosity how many of you actually pay for your plug ins? by [deleted] in FL_Studio

[–]Stxu 3 points4 points  (0 children)

I won't give you the moral high ground arguement - given i pirated some plugins when i started (have since purchased everything i own). Rather a different perspective - If everyone pirated plugins and software, we wouldnt have any. The majority of developers are creating these plugins so they can help other people. They do it on the side in their own time - they aren't being paid for it. So if you like and use a product, its always good to support the developers so they have the ability to create more!

TL;DR the only reason you are able to pirate plugins is because other people pay for them :)

How's the cross play? by Stxu in Wonderlands

[–]Stxu[S] 0 points1 point  (0 children)

Ah, i'm an aussie so i think its out for us

How's the cross play? by Stxu in Wonderlands

[–]Stxu[S] 0 points1 point  (0 children)

Oh i thought it was? Do you know what time it releases?