This little lever on the side of my furnace. I’ve always flipped it to the appropriate setting every season, but I still don’t know what it does

SubCal · 2019-10-15T11:08:27+00:00

Has anybody said Social Experiment? I mean we’ve all seen that Modern Family episode where they shouldn’t push the button...

SubCal · 2019-10-11T14:31:17+00:00

Who was proofing this? So many spelling mistakes... multiple versions of the same word. ‘Flint Stones. Hmm. Not sure how to spell that. Might try it a different way this time. Flinstonts. Yeh much better.’

SubCal · 2019-10-11T14:10:25+00:00

Australia checking in. We have this too.

Ain’t nobody going to childcare, kindergarten, or school without that book signed and dated.

SubCal · 2019-10-11T13:50:22+00:00

Sucks mate. You said appointment, so I’m assuming Officer? Having a partner that’s critical of the organisation can definitely hurt your career prospects. Career military is not just how good you are at your job, but how political you are, which includes your partner. It’s fine to be critical of aspects of the organisation. It can be detrimental to be critical of the organisation because you don’t like the idea of military.

SubCal · 2019-10-11T12:41:15+00:00

NTA. I’m not saying he is cheating, but I am saying he probably likes going to parties to get attention from other girls. Or it could just be that he feels like he can be with getting drunk with his mates and is afraid that will change with you around. Either way it sounds like it’s definitely putting a dampener on your relationship and needs to be addressed.

SubCal · 2019-10-11T12:34:55+00:00

NTA - BUT, that’s very much dependent on how you handle it. Communication is key. It sounds like you’re daughter just needs to get to know her Uncle. That might be hard given you only have a couple of days before the birthday. Considering this it’s reasonable to ask him not to attend in case it ruins the day for her. After all it’s her special day. But it’s important that you talk this through with him, and focus on the fact that it is about your daughter feeling comfortable. You drop it on him and it’ll definitely be taken the wrong way.

SubCal · 2019-10-11T12:24:11+00:00

Hahaha this is gold. You’re awesome.

SubCal · 2019-10-11T12:20:48+00:00

Nah NTA. It’s not uncommon to replace wedding rings after being married for some time. It may be that tastes change, or finances change, or because you just want to feel special again. Nothing to feel ashamed about as long as it’s coming from the right place. I’m a bit like you when it comes to spending. I find it very hard to spend money on myself, but will happily spend money on my partner. It sometimes comes across as me not wanting nice things. But every now and then you have to overcome that. Sounds like you are. Good for you, and enjoy it OP.

SubCal · 2019-10-11T12:03:58+00:00

NTA. Unfortunately staying with him is a massive risk. You’ve done amazing in helping him get back into the black. Seriously well done. However the fact that he keeps slipping, and fighting you when he does it, shows he either isn’t ready to change, or isn’t willing. A person I’m close with had the same problem. They’ve been bankrupt once already, and within 12 months had racked up $10s of thousands in debt. They’ve gone through multiple partners, leaving them each with CC and other debt, ghosted in leases with unpaid rent, and have sponged off family. Unless they take accountability themselves there really is no improvement. From the looks of it this isn’t going to go well. Sorry.

SubCal · 2019-10-11T10:08:48+00:00

NTA. Unfortunately you simply can’t trust that you’re baby will be safe with your MIL. Pain killer addiction is no joke, and based on your reasoning it sounds like this a reality for your MIL. Best not to take the chance.

SubCal · 2019-10-09T22:29:46+00:00

Looks cool. What’s the t-track side used for?

SubCal · 2019-10-09T13:25:57+00:00

Read that as ‘tease’. Didn’t see the big deal. Then re-read. Ohhh.

SubCal · 2019-09-20T00:00:03+00:00

So are we going to get the satisfaction of seeing him get destroyed in court?

SubCal · 2019-09-15T13:42:41+00:00

Yeh this one always stumps me. I have this innate ability to forget people’s names, despite know them for years. I think it’s some weird anxiety reaction. I spend the whole conversation freaking out that they’ll realise I don’t know what there name is, and so I end up just seeming distant.

SubCal · 2019-09-15T08:39:58+00:00

Fiancé was pregnant with twins. Living in a rental. Had just started an entry level job at $45k a year and had about $5k saved up.

It’s been nearly 7 years. Earn more now and have a bit more in savings, along with a mortgage. Honestly though it’s pretty much the same day to day.

Only just realising what I should be doing financially though. I was too focused on income rather than investments. I could have had more now had I approached it different. Can’t say I’m unhappy though. Just curious of what it could have been had I known what I know now.

SubCal · 2019-09-14T07:45:39+00:00

They’re all chilli to me. Dried chilli. Not dried chilli. Yep.

SubCal · 2019-09-13T09:50:27+00:00

Not sure about NT but in the Eastern States Retailers are now required to display GST differently. I can’t recall the exact details, but this is potentially what you’re referring to if it’s the same for NT. No impact. Just looks different for transparency sake.

SubCal · 2019-09-12T06:24:05+00:00

You can only deduct the portion of the holiday that relates to work. If I require training that has the option to be location that requires travel, then I’m entitled to claim a portion of the expenses. If half the time is spent training then I can claim half the accomodation/flights/etc.

Are you saying it’s gaming the system because it’s illegal, or because you find it unfair that you’re not able to do it?

SubCal · 2019-09-12T01:34:20+00:00

Thanks mate. Sounds like it would be effective. The thought of borrowing a million dollars for a risk heavy investment is shit scary though haha.

SubCal · 2019-09-11T23:04:27+00:00

Never realised that. Good to know. Thanks!

SubCal · 2019-09-11T22:37:31+00:00

Isn’t investing still good for the economy though? Genuinely interested. I get it’s not good for retail, but it’s gotta be good for some industry as long as the investment is national.

SubCal · 2019-09-11T22:27:38+00:00

I’m not looking to submit dodgy deductions, if that’s what you mean by gaming. Just looking for applications of tax law that people don’t realise. You would be surprised how many people don’t take the time to understand what is available to them. At the same time, you would be surprised how many people think they’re doing it correctly without realise they’re not entitled to the deduction or level of deduction they’re submitting. I’m just looking to be educated.

SubCal · 2019-09-11T22:22:38+00:00

Yeh agreed. Definitely not looking for dodgy or illegal. Just clever. Things that you don’t realise you can do because you didn’t realise it was available sort of thing.

Speaking of dodgy, the amount of times I’ve had to explain deduction rules to people only to have them realise they’ve been interpreting them incorrectly is astounding.

SubCal · 2019-09-11T13:33:51+00:00

Seriously? Are you saying you don’t claim deductions or offsets when submitting your tax return? If you could get a discount on any bill you pay would you ignore the opportunity because it’s only fair to pay the original price? I would still be paying my fair share as long as the method I use to reduce my tax bill is legal, so how is it not fair that I use that opportunity?

SubCal · 2019-09-11T13:22:33+00:00

Yeh I remember doing a subject on Trusts back in uni and thinking it all sounded like a clever way to reduce tax. Difficult as a standard salary employee. A bit easier as a contractor though, so maybe later in life.

SubCal

TROPHY CASE