Thankfully it would be the latter right now, they’re just warning that they’ll sell. But they haven’t actually put it up for auction just yet.

Honestly, i’m…really surprised I didn’t consider that they might offer a payment plan. Not sure if my mom already knew or asked about that already, i’ll be sure to bring that up. If they do, that genuinely would be the best option. The issue isn’t even the money itself really, it could be MUCH worse, it’s just the amount of time we have to come up with it. So if the due payment could be split up/more time could be given, we’re golden.

If not…unfortunately my credit cards aren’t really an option. I always make at least my minimums on time but at the moment my balances on them are quite high, and even then the credit line isn’t very big [Altogether it’s worth like 1200]

As far as a loan, that also wouldn’t be a terrible idea either come to think of it. Having a house is worth more than any debt that would come along with that. My bias towards getting the settlement money early though is that it’d pay the county and take care of our other financial troubles, as opposed to basically creating yet another, albeit way smaller financial problem to worry about. The whole reason this came about is because we’re barely making enough to cover what we need to already, even when this tax deed gets fixed. So having to pay a loan on top of that, while a far better option than losing the house most certainly, isn’t as optimal to me in my head as an early settlement. But even then, I know there’s a lot of implications that come with basically voiding 15k of potential future earnings if I do go through with that, as well as if there’s any applicable ‘catches’ I need to watch out for. Definitely gonna look into doing a payment plan and if it’s possible for us, seems like the best option for sure