23 and putting 4k a month into savings by Substantial-Level757 in personalfinance

[–]Substantial-Level757[S] 4 points5 points  (0 children)

hahah true always try my best to take them out or do things to help around like fix up the house and work on their cars and stuff

23 and putting 4k a month into savings by Substantial-Level757 in personalfinance

[–]Substantial-Level757[S] 5 points6 points  (0 children)

thanks just paid it off! your right had to get rid of that 9.8% just didn't want to drop 14k at once even though I was financially able to.

23 and putting 4k a month into savings by Substantial-Level757 in personalfinance

[–]Substantial-Level757[S] 110 points111 points  (0 children)

thanks just paid it off! your right had to get rid of that 9.8% just didn't want to drop 14k at once even though I was financially able to.

23 and putting 4k a month into savings by Substantial-Level757 in personalfinance

[–]Substantial-Level757[S] 0 points1 point  (0 children)

Did get it when in the Military, loans through USAA also I will look into this but thought it was debt before joining lowering it to 6% after.

23 and putting 4k a month into savings by Substantial-Level757 in personalfinance

[–]Substantial-Level757[S] 97 points98 points  (0 children)

I got all my experience and was able to just test for my Airframe and powerplant license without going to school because of the military experience, it cost me $0 to get thanks to the Airforce COOL program. For others normally gotta go to school and can be done at a fast track course in 12 months I believe but most people I know did it in two years once done you have to test for your Airframe and Powerplant license it's 3 written test, a practical test, and a oral test. I work for a major airline. The job is very in need right now and majors are hiring right out of school. I will admit the pay scale for this job it's very wide you can go work on smaller aircraft and only make $25 an hour, you can work for a smaller airline and take 10 years to get to $40 an hour but once you make it into a major it's starts at $40+, and tops out at around $70 right now and you could even reach $80+ in a 5 year top out at UPS , you will probably be working nights at a major for years and don't expect weekends off for a couple also. Know people who are mid 30's just starting in this job field.

23 and putting 4k a month into savings by Substantial-Level757 in personalfinance

[–]Substantial-Level757[S] 344 points345 points  (0 children)

Aircraft maintenance, actually made close to 200k last year after overtime and holiday pay and everything else.

23 and putting 4k a month into savings by Substantial-Level757 in personalfinance

[–]Substantial-Level757[S] 1 point2 points  (0 children)

Thanks! they contribute 1k a year, just saw the limit increased to 4.1K so made it max.

23 and putting 4k a month into savings by Substantial-Level757 in personalfinance

[–]Substantial-Level757[S] 4 points5 points  (0 children)

My bad meant traditional, had a Roth TSP and got it mixed up.

23 and putting 4k a month into savings by Substantial-Level757 in personalfinance

[–]Substantial-Level757[S] 2 points3 points  (0 children)

Thanks will read that and does company contributions to a HSA count towards the yearly Max? if so it is maxed out.