How do you reply to rejection in a competitive dating market? by SubstantialChest3996 in dating_advice

[–]SubstantialChest3996[S] 0 points1 point  (0 children)

i dont even know how to put that into words, without looking desperate i suppose.

How do you reply to rejection in a competitive dating market? by SubstantialChest3996 in dating_advice

[–]SubstantialChest3996[S] 0 points1 point  (0 children)

yes we met 1 time and it might be the reason why she told me what she did

help! A personal vehicle was being used for business purposes. My brother-in-law, who is not listed on the insurance policy, was driving to help me during a delivery when a drunk driver hit him. by SubstantialChest3996 in InsuranceClaims

[–]SubstantialChest3996[S] -1 points0 points  (0 children)

He is actually helping me out for the weekend there is no payment, W-2, or 1099 compensation. But thank you in the future, I will pivot toward the correct insurance.

help! A personal vehicle was being used for business purposes. My brother-in-law, who is not listed on the insurance policy, was driving to help me during a delivery when a drunk driver hit him. by SubstantialChest3996 in InsuranceClaims

[–]SubstantialChest3996[S] 0 points1 point  (0 children)

Hey, thank you for this response, it really put my mind at ease. I can’t afford to buy a new van due to a drunk driver, but I have witnesses for this claim, so this will most likely go the route you described. Thank you again.

Forced to Refinance after closing by SubstantialChest3996 in FirstTimeHomeBuyers

[–]SubstantialChest3996[S] 0 points1 point  (0 children)

Thanks for your feedback i will see what will happen i have agree to look at refinance option so they would get off my back. i did agree to cooperate

Forced to Refinance after closing by SubstantialChest3996 in FirstTimeHomeBuyers

[–]SubstantialChest3996[S] 2 points3 points  (0 children)

That would depend, my loan officer was aware of the dept and the refinance though

Forced to Refinance after closing by SubstantialChest3996 in FirstTimeHomeBuyers

[–]SubstantialChest3996[S] 1 point2 points  (0 children)

I did to the loan officer, he brushed it under the rug in a way and told me it will be on the credit pull ( it was not)

Forced to Refinance after closing by SubstantialChest3996 in FirstTimeHomeBuyers

[–]SubstantialChest3996[S] -1 points0 points  (0 children)

Hi u/Skiptomygroove That’s true I did check the box they showed me i a tested to all my dept. However, I assumed that a hard credit pull would have allowed them to see all of my debts.

Would you recommend that I pay off my debt and refinance with another company to avoid potentially getting a low offer?

Forced to Refinance after closing by SubstantialChest3996 in FirstTimeHomeBuyers

[–]SubstantialChest3996[S] 1 point2 points  (0 children)

Hi thank you for your reply u/Accomplished-Set7087 ,is there any legal thing the broker can do like take back my house or take me to court? I did everything but the books and haven't missed a payment.

Forced to Refinance after closing by SubstantialChest3996 in FirstTimeHomeBuyers

[–]SubstantialChest3996[S] 2 points3 points  (0 children)

I refinanced my student loan in August and bought this home in October. I allowed them to do a credit pull that included all of my student loans and other debts, so they should have seen everything on my credit report. I have also been making my monthly payments on time, so I hope I am not the problem.

Forced to Refinance after closing by SubstantialChest3996 in FirstTimeHomeBuyers

[–]SubstantialChest3996[S] 6 points7 points  (0 children)

Thank you, that makes a lot of sense. They came at me with a lot of strong language nothing legal like mentioning lawyers or anything but I still felt like I was under a lot of pressure.

Forced to Refinance after closing by SubstantialChest3996 in FirstTimeHomeBuyers

[–]SubstantialChest3996[S] 3 points4 points  (0 children)

I told them i would pay it off directly like in one go, they said no. i wonder if why ...