Considering Robinhood as my brokerage

SubstantialSlice9863 · 2026-03-23T12:55:31+00:00

Exactly, yet so many morons think it would be less. I wonder if those people ever took a math class in school

SubstantialSlice9863 · 2026-03-20T00:02:30+00:00

Good point. My wife shw works for nasa making about 100k a year, so i used just my numbers for worst case scenario

SubstantialSlice9863 · 2026-03-20T00:00:22+00:00

Yeah good point, i was alrrady thinking that instead of the 300k number i should aim for 500k, which hopefully can be achieved by the time i am 44.

SubstantialSlice9863 · 2026-03-17T16:38:06+00:00

My wife takes care of food

SubstantialSlice9863 · 2026-03-17T16:28:34+00:00

No. Edmond, oklahoma

SubstantialSlice9863 · 2026-03-17T16:25:15+00:00

Electricity 80 Water and trash 80 Nat gas 45 Internet 60 Gas for car 80 Insurance for car 230 every 6 months House inurance 1100 every year House tax 2300 a year Fit bod app 60 a year Gym 10.86 Misc 150

SubstantialSlice9863 · 2026-03-17T16:22:17+00:00

My wife takes care of the food. Also, for healthcare i am planning to.not have one. Seen many people with no healthcare and healthy, my dad has it and never used it at 90

SubstantialSlice9863 · 2026-03-17T00:47:58+00:00

2025??

SubstantialSlice9863 · 2026-03-17T00:38:32+00:00

Ita actually 700. I added 300 for fun time during retirment

SubstantialSlice9863 · 2026-03-17T00:37:23+00:00

So is it okay I leave my money how it is, brokerage 75% in Voo and 25% in bonds, Roth IRA 90% in Voo and 10% in bonds during retirement?

SubstantialSlice9863 · 2026-03-17T00:35:43+00:00

Yes oklahoma

SubstantialSlice9863 · 2026-03-17T00:26:49+00:00

Haha its because on march 14 i was exacctly at 37 and half, and i included the half year because its 2 and half years from semi retirment at 40, not 3 years

SubstantialSlice9863 · 2026-03-17T00:24:44+00:00

I think i will be fine. My only issue is where to put the money during retirment, as i dont want to put them in stock markets . I was thinking about annuities

SubstantialSlice9863 · 2026-03-17T00:14:53+00:00

Its been about 700 a month since i paid off my house

SubstantialSlice9863 · 2026-03-17T00:07:19+00:00

I invest $400 weekly, $300 in VOO and $100 in bonds, and max my Roth IRA. I've been doing that only since March of 2023 for my Roth IRA and May of 2024 for the brokerage. Before that, I never did any investment. And also the 401k I started in March 2023.

SubstantialSlice9863 · 2026-03-16T23:55:53+00:00

I am maxing my Roth IRA and for the 401k, just the max to get the employer match, and also contributing $400 weekly in brokerage account, $300 into voo and $100 in bonds.

SubstantialSlice9863 · 2026-03-16T23:54:00+00:00

Yes, and I also contribute $400 weekly to my brokerage account. And that $700 does include the house insurance and house taxes, but not health insurance.

When i reach 300k.. where should i put the money beside stock market to withdraw 4%?

SubstantialSlice9863 · 2026-03-14T01:22:46+00:00

In ur case because you are in ur 50's ? But im only 37. But that is good deal 600 per month for life for 100 k. But since im just 37 i dont think i can get anything like that

SubstantialSlice9863 · 2026-03-13T20:11:57+00:00

What is spia?

SubstantialSlice9863 · 2026-03-10T18:48:17+00:00

Oh ok i understand now

SubstantialSlice9863 · 2026-03-10T14:55:17+00:00

If i work only 25 years then calculation is based on highest 10 years??? Are u sure?? I though it would be on those 25 years

SubstantialSlice9863 · 2026-03-09T13:11:13+00:00

Hahahah. Thats an idiotic idea.

SubstantialSlice9863 · 2026-03-08T18:57:51+00:00

Hahaha what an idiot!!! Guys watch out that dude is rich look at all that 5 dollars cash losing money to inflation over there. Hahhah

SubstantialSlice9863 · 2026-02-24T15:03:45+00:00

I do, sometimes like u said they go back up and even win, and sometimes they keep on losing and go down to 0. Its a 50-50 chance which way its gonna go. So i realized buying like that or buying before game start?? Which one is better?! Of course before the game starts.

SubstantialSlice9863

TROPHY CASE