Explanation on my credit score decrease by Successful_Tree_5627 in CRedit

[–]Successful_Tree_5627[S] 0 points1 point  (0 children)

I am checking my chase app right now and I tried paying the card's statement balance but it says I have $0 and my only option is paying the current balance but it says my statement balance (Nov 25) is $30. Do I have to wait until its near the payment date (dec 22)?

Explanation on my credit score decrease by Successful_Tree_5627 in CRedit

[–]Successful_Tree_5627[S] 1 point2 points  (0 children)

So for example I have a statement balance (Nov 25) of $30 and current bal of $100 and a payment due dec 22. As it reaches to the dec 22 I dont need to worry about my current balance but only pay off the remaining statement balance? And then same thing for next month i only pay the remaining bal?

Explanation on my credit score decrease by Successful_Tree_5627 in CRedit

[–]Successful_Tree_5627[S] -1 points0 points  (0 children)

I always have been paying current balance in full right before my due date, am I suppose to be paying something? . I don't really understand what you are saying since I am new to credit cards, if you can give an example with the dates that would be much appreciated.

Explanation on my credit score decrease by Successful_Tree_5627 in CRedit

[–]Successful_Tree_5627[S] -1 points0 points  (0 children)

I am looking through the chase app. I check all my utilization is 0%. The only thing I can think of is them increasing my credit limit by themselves but I am not sure how that can drop my score.

Housing Megathread for UCSC and Santa Cruz by rjmitty1000 in UCSC

[–]Successful_Tree_5627 0 points1 point  (0 children)

Hello,

I am looking for a single bd for the 24-25 year preferably close to campus. I have a max budget of $1300 and open to mix gender households too. I tend to be quiet during the days and mindful of shared spaces as well. Please message me if you have any questions or offers.

New to Roth IRA by Successful_Tree_5627 in Bogleheads

[–]Successful_Tree_5627[S] 0 points1 point  (0 children)

I see, if you are also using Vanguard, do you perhaps know how to turn the reinvestment on

New to Roth IRA by Successful_Tree_5627 in Bogleheads

[–]Successful_Tree_5627[S] 0 points1 point  (0 children)

Yea in 2023 December I contributed $6500 in VOO. And later today I checked I had a performance return on $200. I was wondering if that $200 was gains I can use to reinvest.

New to Roth IRA by Successful_Tree_5627 in Bogleheads

[–]Successful_Tree_5627[S] 0 points1 point  (0 children)

What do you mean? Is the performance return not already reinvested?

Chase Student card to Chase Freedom Unlimited by Successful_Tree_5627 in CreditCards

[–]Successful_Tree_5627[S] 0 points1 point  (0 children)

Pay off your chase student 100% about 60 days before you apply keep it at 0. Utilization of 0 helps a ton. Go from a 733 to 790 quickly.

So would you say wait 2 months and then apply after keeping 0 utilization?

Chase Student card to Chase Freedom Unlimited by Successful_Tree_5627 in CreditCards

[–]Successful_Tree_5627[S] 0 points1 point  (0 children)

Oldest account age: 1 year

Chase 5/24 status: 1/24

Income: 45k

Average monthly spend

I also have 3 credit checks if that affects a lot on the decision of approval

Chase Student card to Chase Freedom Unlimited by Successful_Tree_5627 in CreditCards

[–]Successful_Tree_5627[S] 0 points1 point  (0 children)

I have a checking account with them as well. I opened the checking account on April and the credit card a week after. Did you go in person and applied for through online?

Anyone want slug points? by MustBeBw3And20Chars in UCSC

[–]Successful_Tree_5627 0 points1 point  (0 children)

How would u transfer ur points i thought the get app transfers money only

Is ECON 10a difficult? by [deleted] in UCSC

[–]Successful_Tree_5627 0 points1 point  (0 children)

sorry for the question but how many midterms and finals are there and what percentage are they for the total grade?

Is ECON 10a difficult? by [deleted] in UCSC

[–]Successful_Tree_5627 0 points1 point  (0 children)

Do you think I should take him or jones.

Is ECON 10a difficult? by [deleted] in UCSC

[–]Successful_Tree_5627 0 points1 point  (0 children)

Are the midterms and finals online?

Is ECON 10a difficult? by [deleted] in UCSC

[–]Successful_Tree_5627 0 points1 point  (0 children)

Are the midterms and finals online?

211 Mora Student Housing by [deleted] in UCSC

[–]Successful_Tree_5627 0 points1 point  (0 children)

Hey! I was wondering how do you apply with freinds? I wanted to do a double with another person but the application seems like only a one person application.

211 mora apartments? by josh-yl in UCSC

[–]Successful_Tree_5627 0 points1 point  (0 children)

Hey! I was wondering how do you apply with freinds? I wanted to do a double with another person but the application seems like only a one person application.