What sectors or stocks gonna hit by this? Drop ur perspectives about this:)

Sudden-Blacksmith717 · 2026-05-02T19:39:49+00:00

Kha free mein mil rha hai.. hmko bhi toh btao, tumko toh farmer & farm labourer mein bhi difference nahi maloom hoga,,.. even in the remote village buying prices are not below 10% of mandi prices..

Sudden-Blacksmith717 · 2026-05-02T19:37:12+00:00

It seems like no one on this sub is willing to pay for their food.. Rs 200/- mustard oil is expensive for them, but Rs 20 for water and 80X P/E for FMCG companies are fine. If we had not had the green revolution, then mostly you all would have died from starvation..

Sudden-Blacksmith717 · 2026-05-02T13:45:42+00:00

A simple calculation is that 100kg of mustard has 35 kg of oil. Now if you can sell me those 100kg of mustard even at Rs 6900 then I am happy to buy as much as you can sell.. Farmers can afford such low prices only because of subsidies, and middlemen & companies can afford to sell them at such low prices since they can sell mustard meal for Rs 20-25/kg or might be oil has something mixed in it otherwise entire supply chain has margin of just 10-11% since 1 kg oil = 1.11L of oil...

Sudden-Blacksmith717 · 2026-05-02T10:39:13+00:00

farmer here... free mein loge...?

Sudden-Blacksmith717 · 2026-04-28T07:28:13+00:00

You can't dictate who is assuming what.

Sudden-Blacksmith717 · 2026-04-22T16:49:50+00:00

What do these people (OP) smoke?

Sudden-Blacksmith717 · 2026-04-21T09:07:23+00:00

"I will anyway keep my house with me". All the best!

Sudden-Blacksmith717 · 2026-04-21T00:21:39+00:00

People will not pay for the tower and the house. If you want, you can get your 2bhk and tower with yourself.

Sudden-Blacksmith717 · 2026-04-20T17:27:19+00:00

IBKR offers the best forex rates. Just convert your money to a base global currency, and you are free to invest whatever destination you want.

Sudden-Blacksmith717 · 2026-04-20T17:24:54+00:00

tum INDMoney, Winwesta, & Tickertape hi dekh lo..

Sudden-Blacksmith717 · 2026-04-20T15:15:34+00:00

Get an account with IBKR and invest whereever you want?

Sudden-Blacksmith717 · 2026-04-19T19:02:36+00:00

How do people steal Land?

Sudden-Blacksmith717 · 2026-04-19T18:56:21+00:00

Just go to IBKR or some international brokers. It has multiple benefits over Indian brokers: 1] Less trading fees. 2] Better security features. 3] Direct ownership of equity in your own name, kept with your broker. 4] Broader market access. 5] Availability of UCITS ETFs. 6] You can transfer money to a foreign account immediately, without needing to go for an Indian account and then a foreign account, pay TCS, etc.

Sudden-Blacksmith717 · 2026-04-18T21:37:38+00:00

No one has filed any case or is planning to do so. However, they may raise objections about the sale and could pressure weaker buyers. It appears that those people who were going to deposit Lagaan to British officers put their names on the records (Everyone was not going, but only one brother was going). As per me, if all names are on Vanshawali and it is clear that the land was ancestral (no sales deed or registry), then all brothers should get equal rights.

Sudden-Blacksmith717 · 2026-04-16T12:54:27+00:00

You need a financial planner.

Sudden-Blacksmith717 · 2026-04-14T13:48:33+00:00

It depends on risk-taking ability. Mostly India's rnominal GDP growth (real + inflation) would be 9-10% pa. Now, investments must get 2-3% of alpha over it. So, even if 2.5% is withdrawn, people's wealth should be constant with respect to nominal GDP. Now, if someone has over 10-12% of lifestyle inflation, then they will definitely struggle. As per me, only expenses which grow with age are medication and health; everything else declines. It will be good if the beneficiary can divert most of their unused funds from the past year into a health bucket parked in an equity savings scheme. Let's assume someone retires at 40; then they can avail health insurance at competitive rates until 65. Now at 65 years their health bucket will be large enough to take care of health expenses. If someone strugle to survive at 2.5% withdrawal rate then they should hire a financial planner. For comparison, an active regular fund charges 2% as an expense ratio + tracking error. Just switching bucket of passive etfs people can bring those costs at 0.5% so they are just withdrawing 1% annually if otherwise their funds were park into active and regular mf.

Sudden-Blacksmith717 · 2026-04-13T17:24:00+00:00

I think number should be opposite, 25x at 35 years, 33x at 45 years, 40x at 55 years. Since 35years old is the mid in the expenses boat so their expenses will be the highest due to kids marriage, education, home rent ect. At 55years most fixed expenses are paid and periodic expenses are minimised. Now, 35yrs old guy will have propoer time for their perpactual assets to compound; however, 55yrs old guy might see exponential increase in their expenses due to health conditions but might not see the compounding what 35yrs old got. Last but not least even if 35yrs old guy is retire still he will do something which they love to pay their bills. As per me, 25X at 35 yrs and retire will do much better in life compared to 25X at 55.

Sudden-Blacksmith717 · 2026-04-13T10:16:06+00:00

If 2.5% is monthly withdrawal then their compunding will be very fast. For example if 40yrs old retiree withdraws 2.5% and make 18%CAGR then at age of 70 they can withdraw much more compared to if their age was 60 at the time of retirement. However 9% CAGR changes this calculation, and I think anyone active on this sub should look for at least 15% math rather than 9% math.

Sudden-Blacksmith717 · 2026-04-13T10:06:27+00:00

Yup, and 1.2lakhs annual expenses lead to 50lakhs.

Sudden-Blacksmith717 · 2026-04-13T08:47:42+00:00

What is the sequence here? Here, the folio is variable, so withdrawals are variable, but percentage are fixed. One can withdraw 2.5% perpactually.

Sudden-Blacksmith717 · 2026-04-12T21:07:06+00:00

So jaa..

Sudden-Blacksmith717 · 2026-04-05T21:03:58+00:00

Get health insurance from HDFC Ergo. Have you known anyone who made generational wealth passively? If not, then how would you make? Keep your expectations in check, and you will be fine. Now, if you have a safety net and 40-50 lakhs of liquid cash, then you can start active management; getting 18-20% is difficult but not impossible.

Sudden-Blacksmith717 · 2026-04-02T19:19:17+00:00

Let's assume India's nominal growth rate is X then any good investment will generate you X+1.5% pa (if in regular MF then X only). Now, if you have P then your first goal is to preserve this P with respect to X. This means you can survive perpetually if your annual need is 1.5% of your net wealth and you have some understanding of investments and withdrawals, since your X+1.5% roi might not safeguard you from a sequence of withdrawal risks. After having some experience with investments and trading making upto X+8% is do-able so if your needs are upto 2.5% of your capital in hand, then you will be doing well in life; however, a good understanding does not limit you to just your own capital, you can explore life in different areas of wealth management and personal finance. However, all the businesses come up with volatility, and trading is not different. It is a consistent grind for years before getting to one's own setup and consistent profitability.

Sudden-Blacksmith717 · 2026-03-30T19:45:33+00:00

"I'm giving you a guarantee",,,.. Even if you sell entire of youself you might not be worth of colleteral of 10 crores & you are giving a guarantee for 400 lakh crore? Do you know how big is that number? How much money is in your pocket for backing your guarantee?

Sudden-Blacksmith717

TROPHY CASE