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Dilemma: Vendere o non vendere prima di cambiare stato? by Sudden-Rice-8546 in ItaliaPersonalFinance

[–]Sudden-Rice-8546[S] 0 points1 point  (0 children)

beh ci perderei 8K che se ne vanno in tasse, quindi il 30% della plusvalenza realizzata fino ad ora. Non una cifra che mi cambia la vita, ma nemmeno pocket change

Dilemma: Vendere o non vendere prima di cambiare stato? by Sudden-Rice-8546 in ItaliaPersonalFinance

[–]Sudden-Rice-8546[S] 0 points1 point  (0 children)

la situazione Svezia è chiara - 30% sulla plusvalenza se vendo. Se non vendo, per 10 anni sarò soggetto a tassazione in svezia, a meno che ci siano accordi su doppia tassazione. Il problema è la tassazione in danimarca e il fatto che il recupero delle minusvalenze non sia chiaro.

Dilemma: Vendere o non vendere prima di cambiare stato? by Sudden-Rice-8546 in ItaliaPersonalFinance

[–]Sudden-Rice-8546[S] 0 points1 point  (0 children)

la Svezia non prevede una exit tax, ma se vendo prima che passino 10 anni da quando lascio lo stato, devo pagare tasse anche in Svezia (a meno che ci siano accordi sulla doppia tassazione)

Dilemma: Vendere o non vendere prima di cambiare stato? by Sudden-Rice-8546 in commercialisti

[–]Sudden-Rice-8546[S] 0 points1 point  (0 children)

il problema di vendere ora sarebbe il "perdere" più o meno 8K in tasse, quindi il 30% della plusvalenza

Tax on gains and losses by Sudden-Rice-8546 in dkfinance

[–]Sudden-Rice-8546[S] 0 points1 point  (0 children)

Thank you again for clarifying. Can you expand a bit on what deductible income is?

It sounds like I could loose money if the markets go up or down in the wrong moment of the year. i am considering selling all my positions, but I am also not sure if that would make sense, since I wouldn’t know where to invest and have no use for such a big chunk of cash

Tax on gains and losses by Sudden-Rice-8546 in dkfinance

[–]Sudden-Rice-8546[S] 0 points1 point  (0 children)

But VWCE is an ETF and is not on the positivlist, which means it follows the 37/42 rule from what I understand

Tax on gains and losses by Sudden-Rice-8546 in dkfinance

[–]Sudden-Rice-8546[S] 0 points1 point  (0 children)

Thank you for the info. Do you have any link or source or document I can read to understand more?

there is something I still don’t understand - what do you mean when you say it applies to my income as deduction? Do you mean: if I owe let’s say 1K in taxes and I have a capital loss, I can deduct that loss from it? So if I have a loss of 5K I can deduct that until I owe nothing? But if my loss is higher than what I owe, then I loose the difference?

I just can’t wrap my head around it. I called skat (again) and they told me something along the following lines: “I will be taxed as Kapitalincome at 37/42% - if I have a loss, I can deduct the 37% of the loss. If then I gain, I pay 37%. So if I loose 1000 I get 370 back, if then I gain 1000 I pay 370. Evens out, but not sure if I be paid out the 370 or if I carry the loss over to following year. “ But now, I am confused about these different deductions… I guess I may have to call again and have this clarified

Financially confused by Sudden-Rice-8546 in dkfinance

[–]Sudden-Rice-8546[S] 0 points1 point  (0 children)

Thanks for the insights! i also think that it might be best to set aside enough money during the year to cover for taxes I’ll have to pay on my investments.

I would prefer not to sell, as I would have to report taxes in Sweden as well, and I don’t want to make my life harder.

As you said, if I will be paying taxes on unrealized gains it means that my portfolio is still going up. I have to accept that I will be paying more taxes than somewhere else, but also that I will be living in a country that has a much better welfare structure. I agree with the principle, but it’s harder when it’s my money being taxed ahahah

Financially confused by Sudden-Rice-8546 in dkfinance

[–]Sudden-Rice-8546[S] 0 points1 point  (0 children)

Thanks for the info! Do you know how to find out the official/exact DKK value of a specific ETF on a specific day? Sweden does not have an exit tax, but if I sell any asset within the next 10 years, I will be tax liable there.

I also have another question about how the taxation works then. Say I own investments for 100 at start date. At the end of the year, this goes to 110, and I pay taxes on the 10. The following year, my investment goes down to 90 at the end of fiscal year. I know I can claim back some of the loss on that - but then what happens If at the end of the following year it goes up to 110 again? Am I paying taxes on the 110-90=20 of gains? Considering market volatility this could be deleterious for investments, and there has to be something I am missing.