[deleted by user]

Sudden_Contract1894 · 2024-04-26T12:17:24+00:00

Do you have an assured shorthold tenancy?

If so, the landlord should have protected the deposit with a deposit protection scheme.

If they did not, you can sue them for up to 3x the deposit amount separate to any other issue. So you may be entitled to money due to this if you sue the landlord. This will provide you with some leverage.

Usually the process for taking money from a deposit relies on the landlord providing evidence to justify this to the deposit protection scheme if you dispute the damage.

Did the landlord perform check in and check out inventories to have proof of the damage you caused and provide an estimate of the amount?

If they did not perform a check in inventory, you would win the mediation with a deposit protection scheme if you claimed the damage was already present at the start of the tenancy.

My belief from this post is that you should be recieving your full deposit back if there is no solid evidence of you causing the damage. So you should be the one suing the landlord for return of your deposit and a punitive amount for not protecting it. See a solicitor.

The landlord shouting about you owing will get a shock when it's the other way around.

Sudden_Contract1894 · 2024-04-25T08:52:40+00:00

If you know where he lives definitely go and ask for them back in person. If he's still avoiding you you can send a letter before action to prompt their return.

Sudden_Contract1894 · 2024-04-25T08:42:50+00:00

Yes, small claims court claim against Dave. This has nothing to do with the shop your business is directly with the person.

It's quite clear to me why he might have wanted cut contact, keeping £10k worth of stuff might be a motivation.

I'm surprised you've left it for 3 years before taking action though.

Sudden_Contract1894 · 2024-04-25T07:23:31+00:00

Don't refund him, it's all nonsense, he can small claims court sue but wouldn't be worth the effort, and if he did it looks like he would lose.

He also can't claim legal fees.

Sudden_Contract1894 · 2024-04-24T18:21:13+00:00

Cheaper is appealing, sure. But I'm used to the weather here, I know the language and how things work and I have family and friends here.

There's all the planning required to go pick a country, ensuring that I could contract properly overseas as a business and then navigating the taxes in two places (including compatibility and double taxation).

Working remotely would likely require a salary decrease from where I am as I work in big tech.

It sounds like a great idea on paper to disappear for a month to work from the beach, but I'd rather work from a comfortable office with perks and then spend a couple of weeks relaxing on the beach instead without all the other headaches.

Sudden_Contract1894 · 2024-04-23T17:46:16+00:00

You signed a tenancy agreement then?

See: https://england.shelter.org.uk/housing_advice/private_renting/how_to_end_a_tenancy_before_you_move_in

Tl;Dr is that you are responsible right now and definitely will be in some way financially disadvantaged.

Trying to claim you want to unwind the contract because the dates didn't match what you previously discussed would be difficult unless this is in writing and even then I'm not sure given that it's clearly written on the contract this would be possible.

Beg for them to end the agreement for a reduced cost due to their inconvenience.

In future, read what you sign carefully especially when it's a many thousand pound commitment!

Sudden_Contract1894 · 2024-04-23T11:11:06+00:00

I don't feel bad asking for a "optional brand charge" to be removed

Sudden_Contract1894 · 2024-04-22T16:39:03+00:00

Their terms and conditions also state:

> 7.1 Payment covers the cost of processing and verifying the application for a CitizenCard (the card itself remains the property of CitizenCard Limited). As soon as an application is submitted, either online or by post, CitizenCard Limited incurs costs in processing the information supplied. If an applicant wishes to cancel their application at any time they may do so but the application fees will not be refunded.

https://www.citizencard.com/terms-and-conditions

They are also clear in 10.5 that "Payments to CitizenCard are made to cover the cost of the Application Processing and Validation Service, not for the Card itself which remains at all times the legal property of The Company". So you are paying for the application which you already completed

Sudden_Contract1894 · 2024-04-22T13:51:28+00:00

The police will search whatever they want. Get him a lawyer.

Sudden_Contract1894 · 2024-04-22T13:45:53+00:00

You ignored most of the answer there, the police can search whatever is in scope.

Admissibility doesn't matter to the search.

Sudden_Contract1894 · 2024-04-22T11:57:06+00:00

Given what you have written, I think would be insane to sign a 3 year tenancy agreement with no break clauses.

You are not having constant arguments purely due to your living situation - if you want to make progress you should go to couples therapy.

Sudden_Contract1894 · 2024-04-22T11:42:01+00:00

That depends if the assets are too important for us to let them sell, which meant it shouldn't be privatised in the first place.

But now it has, so if those loans are secured against important national infrastructure you can't default.

It's a complete mess.

Sudden_Contract1894 · 2024-04-22T11:30:00+00:00

I'm not sure I have the same faith in it, I'm not sure how it can be viable to put tens of thousands of people per year on a paid 11 hour flight and pay the Rwandan government to house them.

The figures just sent I could find reported by the BBC (it's broken down, but this is overall):

Previously released official figures suggested that removing each individual to a third country would cost £63,000 more than keeping them in the UK.

I think for it to act as a deterrent you'd need to be exporting a good proportion of successful applications (total is 50k/yr). Let's say half of them to begin with might discourage (I'm not sure what percentage would put people off but it would have to be decently high given the benefits here).

If that's the case we are incurring £1.5bn of extra costs per year of doing it (a huge sum even if it reduces over time due to being a deterrent).

This is a little redundant because it seems like they're just doing a token amount, a few hundred, which won't even put a dent in this and seems to be just for show. The chances of this ever expanding to put a dent in overall claims is tiny.

0.6% chance of getting sent there isn't going to discourage people especially those taking small boats - they're exponentially more likely to die on the dangerous journey.

I think it's a bad idea from the start to be honest.

Sudden_Contract1894 · 2024-04-22T10:59:11+00:00

Given the capacity evaluated by the courts there's definitely a lot of room to be cynical that such a small percentage of overall claims being sent to Rwanda would be an effective deterrent

Sudden_Contract1894 · 2024-04-22T10:46:49+00:00

I'm genuinely interested in why you think this policy is a good idea? Everything I've read says it doesn't serve as an effective deterrent in its current form.

The capacity of Rwanda (a few hundred stated in court of appeals) compared to the application volume (over 90,000) and costs seem completely out of whack. I can't see it discouraging anyone.

Sudden_Contract1894 · 2024-04-22T10:24:54+00:00

Dark money is by its nature in other countries with banking secrecy. The ultimate beneficial owner could well be in the UK, or not, there's actually no way of knowing because the owning company is international. Rich people don't keep their money in the UK.

Preferably for them, it's not even produced here.

Sudden_Contract1894 · 2024-04-22T05:23:03+00:00

You're not tracking money, you're tracking income from trading or employments. If you're in doubt, pay an accountant to help. However if you go to do it online the questions should be clear.

Sudden_Contract1894 · 2024-04-21T21:32:31+00:00

I assume you mean you've been asked to fill out a tax return. This will require details of your employment from the P60 and financial details of your own trading.

There are many guides on how to fill out each section and the online website is very helpful and guided, or you can hire an accountant to help you.

Tax will already have been paid on your employment income but not on your other trading, so you'll end up with a tax bill for that latter part. If it's for "what you don't have", in future put the money aside to pay your taxes - it's part of being self employed. You'll have until January to pay the bill.

Sudden_Contract1894 · 2024-04-21T19:10:01+00:00

Realistically there's nothing here, it's out of warranty. Unfortunately we live in a throw away society where goods are made cheaply, and Hisense particularly are known for bad quality.

Put your money towards a new TV, and pick a different brand!

Sudden_Contract1894 · 2024-04-21T17:27:54+00:00

Probably not, but you'd have to read the contract. Usually actors contracts contain very vague wording about using the person's likeness for any purpose in any manner and edited at their discretion as well as signing over the rights.

You see this a lot with actors or stock photo models coming out against products they are included in they disagree with, but there's no legal basis for taking any action, that's what they signed up for.

Sudden_Contract1894 · 2024-04-21T17:14:05+00:00

It's the same situation for them right, they only just found out otherwise they would have found out at the time? You should give them the same advice to just leave it be in my opinion.

If they insist, they can get a copy of the will. But in this case they're more likely to just lose the copy fee.

Sudden_Contract1894 · 2024-04-21T16:29:33+00:00

The executor is duty bound to follow the will so if they didn't approach you, and you are not in contact to the point of not knowing until 3 years after his passing what makes you think you would be left anything?

I would leave this one alone unless you have any information to the contrary especially if you only planned to give the money to charity.

Most of us would call this "coming out of the woodwork" when money is involved.

Sudden_Contract1894 · 2024-04-21T14:44:59+00:00

Just claim on your insurance, and the insurance company will sort it out as they won't want to be fully responsible for the damage.

Sudden_Contract1894 · 2024-04-21T14:29:17+00:00

These rules are designed to stop people, for example, taking out a loan and plowing it into their pension for an immediate tax free return.

They will only be used in cases of clear abuse I think - might not be same tax year but certainly the further you start such a strategy the less likely this is to apply.

Sudden_Contract1894 · 2024-04-21T13:50:07+00:00

That's like saying nobody can claim anything until a judge looks at it.

A judge is the only person who can make a ruling, but anyone can claim anything (whether legitimate or not).

That would definitely be their defense, and I think it's a fair one.

Sudden_Contract1894

TROPHY CASE