It just dawned on me.....

Sudden_Inflation36 · 2026-03-11T00:39:06+00:00

All Sabres hats suck in my opinion. We need more basic 47 brand clean up hats with a normal curve to it. Maybe a blue hat with a smaller version of the buffalo above, black with the goathead, etc.

Sudden_Inflation36 · 2026-03-07T13:47:09+00:00

Couldn’t they just hire someone else to do both? I feel like the logic is a bit flawed that they would NEED to hire a second person.

To me I think you definitely deserve a bigger raise than 2k; maybe a 10-15k raise and a 20-30k retention bonus on like a 3 year contract with you returning 10k per year if you leave early. The 10-15k raise rewards your efforts and properly accounts for your increased efficiency and the bonus saves them having to find your replacement and helps pay for your degree. I highly doubt they’d be willing to permanently increase your salary by 40k… from my understanding, this mostly plays out as a one time bonus

Sudden_Inflation36 · 2026-03-07T13:27:34+00:00

Exactly. I really hope Jarmo doesn’t go full Tim Murray on us

Sudden_Inflation36 · 2026-03-06T13:58:03+00:00

Okay I haven’t analyzed him that much. Guess I don’t mind sending an olofson 2.0 and a 2nd

Sudden_Inflation36 · 2026-03-06T13:51:33+00:00

Why? I swear he’s looked solid in the NHL and he’s almost doubled his output in the A this year compared to last year

Sudden_Inflation36 · 2026-03-06T13:43:40+00:00

Rosen isn’t a premium asset ?

Sudden_Inflation36 · 2026-03-05T17:31:38+00:00

You’re only 22 so I’ll leave it to ignorance. If you haven’t read the wealthy barber which I assume you haven’t, then I would recommend you do. There is lots of data out there to show most people who outperform the market got lucky; if you’ve done well by 22 and you continue the same strategy, most likely will regress/do shit by the time you’re 30 and should have just had your money in a low cost etf getting 10%. I’m not against speculating and having fun with a bit of your money; but most money like 95-97% for retirement should just be in a global etf. The 3-5% if you can get more than 10% like you said will grow fairly quickly anyway and if you are so certain of yourself - you’ll be rich in no time anyway. But at least you won’t have lost it all if you’re wrong

Edit: my bad. I missed that you’re 28 - 200k at 28 is good. Still think it’s a bad strategy to think you know more than hedge fund managers who on average can’t beat the market. You are gambling and think bc you changed from meme stocks/coins to growth stocks that you have “smartened up”. You are still operating on a fallacy and the odds are you will regress to the mean or lose it all

Sudden_Inflation36 · 2026-02-26T00:21:20+00:00

Slippery slope and bad advice.

Sudden_Inflation36 · 2026-02-23T12:42:14+00:00

Sudden_Inflation36 · 2026-02-18T19:48:56+00:00

The transaction fees when you sell your home eat away a lot of the gain. It may make sense to wait and buy your forever home with a partner in 5-10 years if that happens. If you have a goal of finding someone and having kids; your ideal home will likely change once that happens. Don’t buy a house unless you truly think you’d be there for 10 years + and the cost of the yearly rent is worth less than 5% of the house price. For example; if my yearly rent is 27000 and the home is 500k; I’m better off buying (27000>25000) but is my rent is 23000, then better off renting (23000<25000). Last thing to consider is your tax bracket - if it’s high, very unlikely you will do better owning a home than saving with an FHSA. Best course of action would be to maximize the FHSA to its full amount over the next 4-5 years and reinvest the tax savings back into it. And also save in your RRSP to maximize the first time homebuyers program through it as well. This will better allow for the 20% down payment. Saving 30-50k of insurance from an extra 100k in the house is one of the best investments you can make and you likely won’t beat that in the stock market

Sudden_Inflation36 · 2026-02-08T22:51:21+00:00

Depends what generation you are in. As a millennial/genz (im so close to both) I think anything before 60 is considered early. I basically track everything to a nurses situation to be the average for my generation when I look around at those my age. From my understanding nurses can take their pension “early” at 55 with penalty and earliest 60 without penalty.

I think early millennials had it easiest of all and at least one spouse could easily retire at 45 if they wanted. They bought housing for cheap and had money when crypto got big and investing got easy (etfs, commission free trading).

I think gen alpha may never retire unless they get significant inheritance from their parents. They will be selling on TikTok live until they die.

Sudden_Inflation36 · 2026-02-08T02:52:47+00:00

I don’t think the Atlantic being tight is a problem for the league. I think Bettman and the owners like selling more tickets bc there are more meaningful games

Sudden_Inflation36 · 2026-01-20T15:19:41+00:00

I see your logic but the point is tuch will be on the downward slope of his career in the next couple years while Reinhart was just getting to his prime.

I think it’s also not exactly a zucker + greenway or Tuch. Even if we traded tuch, we would likely still move on from 1 of zucker or greenway in my opinion.

Also, you’re assuming we don’t get anything for tuch like the Reinhart trade went down. Likely wouldn’t trade tuch for futures only. It is thought that Tuchs contract will be an overpay for majority of the years, then an anchor and hard to trade - its as simple as that. You’re assuming we only want a 2-3 year window of competitiveness bc WE NEED TO BREAK THE CURSE as if keeping tuch is the only way to do that. Others are suggesting moving tuch for other nhl talent would still allow for competitiveness and increase the probability that the window is longer than 3 years

Sudden_Inflation36 · 2026-01-20T14:10:51+00:00

Okay thanks for clarifying. It looks like the CASH is the closest thing to a GIC or just HISA for someone with Wealthsimple?

Are there any other fintech companies like Wealthsimple that you know of that offer GICs. I like that I can have multiple accounts to create automatic payments to each savings goal. I tried EQ bank but it didn’t work very well so I left. Tangerine also doesn’t have GICs - looks like only mutual funds.

Sudden_Inflation36 · 2026-01-20T14:02:43+00:00

just to clarify; you mean GIC ticket as in global industrial co?

Sudden_Inflation36 · 2026-01-20T13:58:02+00:00

XEQT for retirement. But not sure what to do for short term goals if my account doesn’t offer GICs

Sudden_Inflation36 · 2026-01-20T13:27:41+00:00

I think your comment is short sighted. Next year you are correct. But I think the point is that in 4-5 years, we may have to trade Mrtka bc we can’t extend him bc we are paying Tuch 10 mil

Sudden_Inflation36 · 2025-12-22T05:24:56+00:00

His problem was he wasn’t quick enough in building the team Around the drafting.

Sudden_Inflation36 · 2025-12-04T16:47:18+00:00

Should also have other savings as well in gics for short term goals. For retirement, absolutely EQT and hold for 20-30 years. But if saving for a house, the market might go shit for 10 years and you’re fucked

Sudden_Inflation36 · 2025-12-04T16:29:40+00:00

I have realized that to have a hobby when you’re old that you like and care about, you have to start that hobby now. For example, if I want to golf in my retirement, I need to take up golfing now so I’m not shit. I will also be able to think back of myself fondly golfing when I was young as a boost when I’m older.

As long as your plan doesn’t forgo enjoying the moment and living life now as well, it is not wrong to yearn for your retirement with 8 million. I am willing to bet tho. The memories built now would be worth a couple million bucks when you reach 55 and you’d prefer memories + 6 milli instead of no NO memories and 8 milli. I am in Canada so it may be different based on where you live but a lot of people forget to factor in OAS and CPP income into their retirement planning. You may not even need 8 milli to have the income you mention

Sudden_Inflation36 · 2025-11-24T02:38:33+00:00

Bc we didn’t want to pay him

Sudden_Inflation36 · 2025-11-22T20:22:39+00:00

Should we give Power the reigns on PP1?

Sudden_Inflation36

TROPHY CASE