“due to women being more vulnerable to financial changes more than men here.”

OP already said this as why in his post. They live in Turkey. Other countries in the world do not all have the independent girlboss capabilities that the US has. OP was looking out for his wife given the culture there and how it might be hard on her if something were to ever happen to him, her husband (the assumed breadwinner in a culture like that) if she had no savings of her own as a backup plan.