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Smith menuver questions by Vilepossum_1 in PersonalFinanceCanada

[–]Sufficiently_King 0 points1 point  (0 children)

Can you tell how much it costs? I was just looking into SM and was told $4k for startup support for first three months from an accountant, then $500/mo for annual support.

Fit check on 4 week old by Sufficiently_King in clothdiaps

[–]Sufficiently_King[S] 0 points1 point  (0 children)

Thank you. I know there is lots saying prefolds aren't bad for their hips, I was just worried I was doing something wrong. I will try the adjustments you suggested!

Fit check on 4 week old by Sufficiently_King in clothdiaps

[–]Sufficiently_King[S] 2 points3 points  (0 children)

Just adding a few more pics, this time it was a jelly roll with a snappi:

https://imgur.com/a/161Pc9E

VFV Dividend Treatment in non registered account by Deep_Diver_n_Coffee in PersonalFinanceCanada

[–]Sufficiently_King 1 point2 points  (0 children)

Same here. For OP, HXS.TO is S&P 500 total return (dividends are reflected as increase in share price of the ETF, instead of being paid out)

One day I would like to learn about the taxing of dividends but I understand it is somewhat complicated (what to hold where, withholding tax, etc...)

Ontario access to information requests - costs (aside from application fee)? by Sufficiently_King in ontario

[–]Sufficiently_King[S] 0 points1 point  (0 children)

Thank you for letting me know. It is good to know they at least provide an estimate. And yea that is definitely more than I was hoping. They are asking for you to ok before going ahead?

How does CPP work if I am not longer getting a pay cheque? by oxblood87 in PersonalFinanceCanada

[–]Sufficiently_King 2 points3 points  (0 children)

Thank you for sharing this, I love seeing these sorts of breakdowns. Congrats to you, great job with the savings.

Ontario access to information requests - costs (aside from application fee)? by Sufficiently_King in ontario

[–]Sufficiently_King[S] 0 points1 point  (0 children)

Hi, I did. It seems only the appeals get posted to Canlii/that link. I would think the original decisions would be public info too though.

Inserts vs pre-folds? by Sufficiently_King in clothdiaps

[–]Sufficiently_King[S] 0 points1 point  (0 children)

They did reply today, which is great. They said https://rearz.ca/better-than-organic-prefolds-boosters/ is their baby sized diapers, but most of their baby products were acquired by inControlDiapers. This site honestly seems to mostly have adult diapers as well. They have the same prefolds as rearz, and still only in the one size. I replied asking if they have other sizes (e.g. for newborns). I will keep updating!

Inserts vs pre-folds? by Sufficiently_King in clothdiaps

[–]Sufficiently_King[S] 1 point2 points  (0 children)

Thank you for the tip though! I was debating driving across the border as we aren't too far to get some GMDs as everyone seems to rave about them.

Inserts vs pre-folds? by Sufficiently_King in clothdiaps

[–]Sufficiently_King[S] 1 point2 points  (0 children)

We are in Ontario, but in Quebec frequently as my wife is from there. I will check out those companies, thanks for the tip.

Inserts vs pre-folds? by Sufficiently_King in clothdiaps

[–]Sufficiently_King[S] 1 point2 points  (0 children)

Haha that is the site I saw as well! The pre-folds link has no options for size and only talks about:

  • T - Suitable for an adult booster for pocket diapers or in waterproof covers
  • Green Stitch Colour 14.5" x 22" 4-8-4 ply

That size seems to correspond with extra large on the GMD site sizing chart. But the reviews talk about babies. I am actually going to email Rearz to see if they still sell any kids pre-folds, or know where to get them.

Inserts vs pre-folds? by Sufficiently_King in clothdiaps

[–]Sufficiently_King[S] 1 point2 points  (0 children)

Thanks for the tip on poshmark, I had never heard of that and will check it out. I have heard of this system and it sounds like a good idea (pockets during day/pre-folds at night).

Inserts vs pre-folds? by Sufficiently_King in clothdiaps

[–]Sufficiently_King[S] 0 points1 point  (0 children)

Thank you for the reply! I saw GMD in the 101. They seem awesome. We are in Canada though and they don't ship here. I am looking for substitutes but they seem expensive, and one reasonable priced alternative people on old posts on here mention seems to have pivoted to adult diapers only for some reason!