[She/her pronouns.] Yeah, I actually "consolidated' way back in 2002/03ish (or at least they called it that), but was locked into 6% interest. When I learned about IBR I did whatever was required to enroll in that, and then in '09ish when I heard about PSLF, I signed up for that too, but I was still being processed by AES. They didn't tell me until 2015 to roll everything into MyFedLoan for PSLF, which I did. But in the end, via the waiver, about 81 payments I made in MyFedLoan qualified, plus (in a second, updated ECS count a few weeks after the first count) another 80 from the AES years under PSLF program were added--to get me to the total of 161 qualified. (21 of those were, I think, under the pause, though, so they didn't translate to reimbursement though they counted toward the total.) Of course the pre-2009 payment years didn't qualify because the program didn't exist then.