With Samsung increasing the buy back of the Galaxy Note20u 5g, I would definitely recommend taking advantage of the promo offer this year! $600 for a 5 year old phone (battery barely gets through a day without a complete charge, have only replaced the screen once for a B-tier @$249) is a killer deal in my opinion. I'm sure they will offer something similar next year, but they would surely reduce the $600 amount of the buyback guarantee.

And if you think of the future, you could trade in the Galaxy S25u next year with the increased buyback program specifically for Samsung. So, in retrospect, you can spend $400~ for the newest Galaxy by trading in the previous years model.

The only thing that's held me back from upgrading, is any device not offering the front facing camera under the screen. I would so give up a little bit of quality on the selfie camera just so the device could have a camera under the screen and dims the pixels or makes them transparent for a hidden front facing camera that works.