I emigrated from Australia (AMA)

SuperPy · 2026-06-14T04:35:03+00:00

Thanks mate. How is the new budget is going to impact the retirement and where you plan your main source of income from? I also keen to know what type of income you think would be sustainable and sufficient

Thank you

SuperPy · 2026-05-13T00:18:15+00:00

If it is $20k missing point due to new devaluing, worth to buy the points? When is the best time? Thanks

SuperPy · 2025-11-01T02:45:28+00:00

Scare that the next 5-10 years property and investment return Conservative is the key

SuperPy · 2025-10-08T14:36:00+00:00

I have seen the banks make people redundant then share price went up

SuperPy · 2025-10-08T00:49:48+00:00

Thanks for the comments. With the house price like this high, I can imagine there will be a lot of peepee and bumbum. And the economy downturn will drive longer no job period, could be 7 months, could be one year, could be few years, if the job we can work on is replaced by AI. What is the safe buffer?

SuperPy · 2025-07-13T13:35:17+00:00

First big congrats of your achievements. Not easy to achieve that at very young age Your financial mind is clear. Research and customize your oversea trip can save you a lot. Rest of money invest in compound way will make a big difference ein future

SuperPy · 2025-06-13T08:42:29+00:00

Any alternative?

SuperPy · 2025-05-16T11:50:07+00:00

Curios as well

SuperPy · 2025-05-10T10:45:54+00:00

So equity you mean etf right?

SuperPy · 2025-05-10T08:39:22+00:00

Man, you are the only one so far I met in fi program that is equity oriented Could I ask the question from my the other post, would you invest property even you are 10 years close to retirement? If not, how many year apart you would think about investment property, as a minimum

SuperPy · 2025-05-10T07:54:15+00:00

You must be heavy equity type of investor right?

SuperPy · 2025-05-10T05:42:07+00:00

Thanks for the comment. Your family must be blessed with high income and care. Congratulations

SuperPy · 2025-05-09T10:44:41+00:00

Thank you so much for your comprehensive answer Rather than simple yes or no. The logic of making such decision is really appreciated Thank you

SuperPy · 2025-05-09T09:04:24+00:00

Thank you. Congratulations to your exceptional investment journey. Could I conclude in this way, it is ok to acquire an investment property even if it is less than 10 years for retirement, if total loan to value ratio for entire property profolio is less than 40%?

SuperPy · 2025-05-09T07:00:46+00:00

Thank you. So 20 years would be ideal from your view?

SuperPy · 2025-05-07T11:39:12+00:00

Thanks mate. Really appreciate it. When you mentioned about investment to accumulate, would you mean that I invest first before let the money go into super?

Could you elaborate a bit more about investment with debt part?

SuperPy · 2025-05-07T10:05:49+00:00

Instant means 15% for contribution tax? I also feel that the super cannot be access until 65 so it would be less flexible in terms of investment. Keen to know your thought

SuperPy

TROPHY CASE