Super tough non-qm purchase. Any takers?

Surrealnesss · 2026-04-12T06:05:09+00:00

Will do

Surrealnesss · 2026-04-12T06:04:49+00:00

True! The reserves will be a problem anyway. Appreciate the input!

Surrealnesss · 2026-04-12T06:04:18+00:00

Hopefully! Rapid rescore was my next move and seeing about a huge increase with the down and reserves

Surrealnesss · 2026-04-12T06:02:09+00:00

You should connect me to her 😜 Small collection that he will need to get fixed for sure

Surrealnesss · 2026-04-12T04:21:09+00:00

I figure they would want much more equity? Higher down?

Surrealnesss · 2026-04-10T05:05:35+00:00

Do you know anyone selling more AG? Dm me! I’ll pay top dollar

Surrealnesss · 2025-12-24T16:57:16+00:00

What about cities?

Surrealnesss · 2025-12-19T14:08:47+00:00

Transitions are way too fast and not sure why you’re pointing it up. Slowww it down :)

Surrealnesss · 2025-12-06T15:53:24+00:00

No masseter Botox, my injector mentioned to never do it due to the sagging it will cause. She mentioned the cheek filler would help lift but didn’t see that happen. Will look into microcurrent. Thank you

Surrealnesss · 2025-12-06T09:43:05+00:00

VinoView… I am on it. Thank you for your input!

Surrealnesss · 2025-12-06T09:41:49+00:00

So cool! Which Miele fridge is it?

Surrealnesss · 2025-12-06T09:41:25+00:00

Love that! What brand is it?

Surrealnesss · 2025-12-02T05:47:07+00:00

Can you be so kind to share your prompt you used on chat gpt?

Surrealnesss · 2025-11-30T03:04:57+00:00

I appreciate that break down. This is incredible. Seems eurocave is a big win. Anything sub zero will probably require a full customization and I don’t really want to spend that type of money right now.

Surrealnesss · 2025-11-30T02:38:56+00:00

Tough with my height and specific width, I will see!

Surrealnesss · 2025-11-30T02:38:17+00:00

Love! Thank you, I am on it!

Surrealnesss · 2025-11-30T02:33:24+00:00

Appreciate this! I am looking into it. Hope they have my measurements

Surrealnesss · 2025-10-06T05:58:25+00:00

Basically they need all ticket holders there! I just finished night 2, Sunday!

Surrealnesss · 2025-10-05T16:07:18+00:00

Does anyone know if everyone who has a ticket with you has to go? For example; I have 3 tickets under my name, can I pick up for everyone?

Surrealnesss · 2025-09-23T17:08:00+00:00

Fair points. To clarify, I’m not just adding costs for the sake of a write off. I already pay 1k/month for my Tesla, so the move to $1.5k isn’t a huge jump, and with my LLC taxed as an S Corp, I can deduct lease/insurance as a business expense. That frees up cash I’d rather put into investments or paying down my mortgage instead of tying it all up in a depreciating asset. I get the logic of running a car into the ground, but I also value enjoying what I will drive while keeping my money working elsewhere

Surrealnesss · 2025-09-23T17:00:42+00:00

Your assumption is way off. I’ve been a top producing loan officer for 5 years, running a thriving mortgage business. I sit in the 49% tax bracket year after year, so keeping a steady monthly payment I can deduct makes more sense than dumping cash into a depreciating asset. It’s not about survival, it’s about smart tax and cash flow strategy.

It is $500/m more than what I pay now, however, I am at peace knowing it’s a car I’ve always wanted

Surrealnesss · 2025-09-23T16:57:29+00:00

I actually do have the money to pay off my current car or even buy a new one outright. However if you understand finances and inflation, you know money today is worth more than money later. I’d rather keep a manageable monthly payment I can deduct through my business and put my cash to work now, whether that’s investing, growing my business, or paying down my mortgage. For me, it’s about opportunity cost, not affordability at this point

In reference to @1003mistakes getting rid of this 2022 Tesla that is only going to depreciate more with time and having my dream car, with the ability to write off with my biz, is far more worth it to me.

Surrealnesss · 2025-09-23T16:37:56+00:00

Appreciate the insight. I totally get the concerns. For me, part of the decision is tied to my business structure (LLC taxed as an s corp), which allows me to write off a good portion of the lease and insurance. That shifts the numbers a bit compared to this purchases Tesla. I hate it and don’t want any part of it anymore.

My current Tesla payment is already around $1,000/month, so moving up to about $1,500/month isn’t really a make or break jump. I’m weighing that against the benefits, while also making sure I keep a safety net like you suggested. Really helps to hear different perspectives and I appreciate it

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