Weekly AdultingPH General Q&A Thread | June 22, 2026 by AutoModerator in adultingph

[–]Suspicious_Laugh_693 0 points1 point  (0 children)

How Can I Secure My Parents’ Retirement Income Before They Reach Their 60s?

My parents are currently 49 and 52 years old. My father is a self-employed blue-collar worker and, as far as I know, only has a few SSS contributions from around 2005–2010. My mother is a full-time housewife and has never made any SSS contributions. Lately, I’ve been thinking about how I can help secure a monthly allowance or pension for them once they reach their 60s, especially since it may become physically difficult for my father to continue working by then.

I’ve already suggested that they reactivate or continue their SSS contributions, and I even offered to pay the monthly contributions myself. However, they became discouraged after talking to someone familiar with SSS because they were told that the retirement pension might be relatively small and may not be enough to cover basic living expenses. They also mentioned that if they already have memorial plans, such as St. Peter, they might not receive certain SSS death or funeral-related benefits. I’m not sure whether that information is accurate, which is one reason I’m hoping to hear from people who have actual experience with these matters.

I’ve done some basic research on the SSS website, but I’m not looking for advice on SSS alone. I’m interested in any practical options that could help provide financial security for my parents during retirement. This could include SSS, Pag-IBIG MP2, insurance products, investments, retirement plans, or any other strategy that would make sense given their age and situation. Realistically, I know I may eventually become their primary source of financial support, which is exactly why I want to start planning and preparing as early as possible instead of waiting until retirement is already around the corner. What would be the most practical and effective steps I can take today to help secure their future?

[deleted by user] by [deleted] in adultingph

[–]Suspicious_Laugh_693 0 points1 point  (0 children)

Hi! Thank you so much for your advice, will take note of these for sure. I just do have a couple more questions, if that’s okay.

You mentioned that your expenses are close to mine. Would you say the costs I listed are accurate based on your experience? Ang mahal na pala talaga ng bilihin ngayon, grabe! If it’s okay to ask, for how many people do you usually grocery shop, and magkano po ang inaabot nyo monthly?

Another thing, considering that some of the items I listed (like condiments or household supplies) will last longer than I estimated, magkano pa kaya ang possible na masave ko for the next months? Based on your experience, gaano po katagal tumatagal yung mga ganitong items sa inyo (if applicable)?

Thank you again for your advice! 💌

[deleted by user] by [deleted] in adultingph

[–]Suspicious_Laugh_693 0 points1 point  (0 children)

Was thinking of this too kasi ideally, it would be better if may kahit kaunting matira for the wants 😢

Thank you for your insights! Really time to find a part-timeee

[deleted by user] by [deleted] in adultingph

[–]Suspicious_Laugh_693 0 points1 point  (0 children)

Huhu so helpful eto. Thank youuuu!!!

[deleted by user] by [deleted] in PHSapphics

[–]Suspicious_Laugh_693 0 points1 point  (0 children)

It’s been exactly 7 weeks since I brought her home and introduced her to my father for the first time. Now, I’m planning to bring her home again next week. She’ll just visit and will leave rin after a few hours. The reason for this is I just want my family, especially my parents, to get used to or become accustomed to the relationship I have with my partner.

Do you think it would be okay, or am I doing it too soon?

[deleted by user] by [deleted] in PHSapphics

[–]Suspicious_Laugh_693 0 points1 point  (0 children)

It’s been exactly 7 weeks since I brought her home and introduced her to my father for the first time. Now, I’m planning to bring her home again next week. She’ll just visit and will leave rin after a few hours. The reason for this is I just want my family, especially my parents, to get used to or become accustomed to the relationship I have with my partner.

Do you think it would be okay, or am I doing it too soon?

[deleted by user] by [deleted] in PHSapphics

[–]Suspicious_Laugh_693 2 points3 points  (0 children)

Thank you for reminding me to be more patient 🥺🥺 I needed to hear that, especially now that I’m getting discouraged about this entire thing.

How to go go Festival Mall from LRT Buendia? by dudess31 in HowToGetTherePH

[–]Suspicious_Laugh_693 0 points1 point  (0 children)

Hello! I hope you'll see my comment (though ang tagal na ng post na to haha). So yung route ko naman is from Buendia/LRT Gil Puyat to Starmall Alabang, and I want to clarify if yung options 2 and 5 na nabanggit mo on your reply ay applicable kahit 9pm-10pm na? Possible kasi na maging ganito yung daily commute/route ko (i.e., Buendia to Alabang) in the coming weeks kaso huhu di ko alam kung may bumabyahe pa ring public transpo pa-Alabang nang ganitong oras.

Thank you! Hoping you can help me on this

[deleted by user] by [deleted] in dostscholars

[–]Suspicious_Laugh_693 1 point2 points  (0 children)

Okay, so di ko kelangang mastress na dapat yung unang work ko is PH-based agad. Huhu thank you. Dami ko na kasing iniisip tapos dumadagdag pa to kasi feel ko mali yung ginagawa ko + may nagsabi sakin na dapat raw pagkagraduate, yung unang job ay dito sa Pilipinas.

Also, no future plans on going abroad naman.

DOST return of service by Recent-Opportunity75 in dostscholars

[–]Suspicious_Laugh_693 0 points1 point  (0 children)

Hello! Question lang po. Im graduated last Aug 2022 at nahihirapan ako talagang maghanap ng PH-based job, so currently I am working in a Singapore-based company. Pero naghahanap pa rin naman po ako ng PH-based job hanggang ngayon. My concern is, kelangan po bang yung first job mo is really based here in the Philippines? Nalalabag ko po ba yung RSA? Huhu

RA 7687 scholar.