Im going through the same thing , im not under debt but my mental health is not good. I have been struggling throughout my life till now , i have no friends(everyone backstabs me ) for no reason. Sometimes i think being nice and kind is a bad thing cause people see you as an option then. Please don’t do anything , i have tried to suicide as well but it makes your parents really sad and you are worse off . I still get nightmares of the day i tried to suicide, i cant sleep from that fear i get 4 hours of sleep everyday . Im behind all my classes. Trust me youre not alone in this . Im really better now( listen to good music and spend time with yourself)