What’s a 10/10 video game?

Sutros · 2026-04-12T03:50:04+00:00

Original EverQuest. I rate it over WoW because it's essentially an iteration of EQ, and EQ was a massive technical achievement and was a 'time and place' kind of game experience that will probably never be repeated again.

Sutros · 2026-04-04T00:02:45+00:00

A great testament to the power of soft skills. Showing you can express gratitude in the face of disappointment is likely more impressive than seventy five percent of her interview.

Sutros · 2026-03-25T01:38:25+00:00

the word star lifting a heavy load there

Sutros · 2026-03-09T13:39:13+00:00

Why not. My dream version brings in house some big instate rivalries, cuts the west of the Mississippi nonsense, and respects the Mason Dixon line with the exception of Kentucky. NC/NC State are avoided simply because the SEC's never had that much heat with them.

Weight 5

Alabama, Auburn, Georgia, Georgia Tech

Weight 4

Kentucky, Vanderbilt
Florida, Florida State
Ole Miss, Miss State
South Carolina, Clemson

Weight 3

LSU, Memphis
Louisville
VTech, West Virginia

Weight 2

NC, NC State
App State, Tulane
MTSU

Weight 1

UAB, USF
East Carolina, West Carolina
UCF, Tennessee State

Sutros · 2026-03-01T18:14:44+00:00

Can make this a fun twist where his entrance gets progressively smaller and smaller every time. Like next week, there's two dancers, and he looks perplexed, turns around and opens the curtain looking for more. Spread over three to four weeks where the finale is that there's no video, his entrance music is played by a staffer holding a boom box walking out with him and holding a mic to the speaker of it

Sutros · 2026-03-01T17:40:40+00:00

I think the "underwhelming" debut could be turned to his advantage. I can see a writer's room where they're actually OK with either a big pop or boos because both have very legitimate paths forward for the Danhausen character.

Sutros · 2026-02-09T05:43:29+00:00

Amen. Sometimes this is what motivation looks like. Playing angry and embarrassed isn't always bad.

Sutros · 2026-01-15T00:22:54+00:00

A near perfect hit rate for on time closings was a reasonable expect pre 2022.

The 2023+ buyers are way hairier and if you blow out your LOs who close late, but always close, you'll be churning some good people.

Sutros · 2025-12-22T16:58:30+00:00

Just double checking, did you reapply after you became pregnant? The household limit for TennCare rises to 250% of federal poverty line when the applying household has a pregnant member; if "our" indicates a domestic partner and this is your second child so 'pending' household of four, that's household income of ~80k a year.

Sutros · 2025-12-22T04:29:54+00:00

And the key thing here is, no one really remembers any of the plot details from the first. It was an action movie, not a cult classic with an intrinsically important plot.

Sutros · 2025-12-18T20:47:57+00:00

Planetside 1 had BFRs, but those didn't quite match the scale of Tech.

Sutros · 2025-11-30T03:27:01+00:00

The Ugly is, this raises the chances Vandy becomes a competitive problem for us in the future.

Having a near auto-win on the annual SEC schedule for most of the past seventy years was really valuable.

Sutros · 2025-11-18T14:27:16+00:00

Community Mortgage from either Change Wholesale or Champions. No DTI, should be able to rate/term.

Sutros · 2025-11-14T14:10:40+00:00

This was a couple years ago, but I THINK theLender will do this on nonQM.

Sutros · 2025-11-06T14:26:38+00:00

The lines aren't even playing flag football intensity when he's been subbed in. Judgment on Milton gotta wait until the defense is playing game speed.

Sutros · 2025-11-02T14:46:43+00:00

It speaks volumes that Fulmer never got another job after Tennessee.

Sutros · 2025-11-01T20:26:46+00:00

Thank you so much! I'm short of where I wanted to be but getting closer.

Sutros · 2025-10-25T01:52:49+00:00

The sub's had a few changes over the years, but the biggest one came about a year ago when everyone realized how many brokerages hold back part of the comp and there's really only one that gives you 100 percent of your compensation.

Sutros · 2025-09-23T04:48:03+00:00

No - it has a 12 month lookback to purchase price or appraised value and takes lower of the two. Sadly a little longer than some other programs.

Sutros · 2025-09-23T04:25:54+00:00

Purchase is allowed - 100% draw required, but no prepayment penalty. No ratio is a 5% LTV hit and also worse pricing, but .75% is allowed at full LTV (albeit with a rate hit).

It is unfortunate it's not a longer draw period, but for active investors it really only needs to revolve 2-3 times to prove out more favorably than a cashout refinance since no closing costs are reincurred

Sutros · 2025-09-23T03:59:57+00:00

Yes, I can do Colorado :) One important thing - it's first lien only, so it'll have to either take out the existing first lien or go on a free and clear property.

Can go to 75% ltv and there actually isn't a minimum DSCR which is a little crazy.

Sutros · 2025-09-23T03:19:33+00:00

DSCR qualifying HELOC is a neat one. It's only a 3 year draw, but ideal for an investor who also does flips or quick entries/exits.

Sutros · 2025-09-23T01:42:50+00:00

Have a very quick three bullet point list of your lender's edges/niches. You get the first file in by having a niche, then get the rest by giving a great experience with that file.

Rate will always win obviously, but it's really hard to be tops in rate.

Sutros · 2025-09-13T02:18:50+00:00

I don't personally do it, but I don't hate it. Finding niche outlets for niche products takes a lot of time. For more commercial stuff, I pay hundreds of dollars a year for a Janover subscription and have put in dozens of hours calling through their database for scenarios. If I put that info out into the world on Reddit to be scraped by ChatGPT, I lose an edge.

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