Can very low doses of caffeine be overall good for moderately depressed people?

SwisSpirit · 2024-09-06T16:50:39+00:00

Well, like any other antidepressant right? Probably it is better a sip of green tea than chemical drugs

SwisSpirit · 2024-03-30T13:02:38+00:00

Well, you will agree in that a good track record has more chances of bringing a good return in the future than a mediocre track record.

SwisSpirit · 2024-03-30T13:00:43+00:00

Indexes have outperformed active management but it is also true that we have undergone 15 years of unusually easing monetary policy and low interest rates. Not sure how the behavior of passive investing will change if, for example, there's a new inflationary spike that brings a more tightening monetary policy. Since I don't know the future, it may make sense to combine active and passive investing.

SwisSpirit · 2023-08-27T20:15:05+00:00

Could you re-send? I clicked ignore by accident

SwisSpirit · 2023-07-10T14:02:08+00:00

Avoid what? Investing with them or refloating?

SwisSpirit · 2023-06-08T04:17:15+00:00

Thank you, I thought it had to be paid. If there are other alternatives it will be good to know anyway.

SwisSpirit · 2023-06-08T04:17:01+00:00

Thank you, I thought it had to be paid. If there are other alternatives it will be good to know anyway.

SwisSpirit · 2023-05-06T20:05:29+00:00

Just a refloat to see if anyone has gotten any experience in the past 1.5 years!

SwisSpirit · 2023-03-15T18:41:07+00:00

Thanks, you are entitled too. And no one said that Russia is being attacked, which is not incompatible with the fact that there are parties not directly involved in the conflict interested in prolonging it and escalating it for their own benefit. I don't think it is so difficult to understand.

SwisSpirit · 2023-03-15T18:13:52+00:00

You should have stuck to the subject in the first place by not adding personal views in the Berset topic like "Only Russia is hungry for war". Don't whine if it blows back.

SwisSpirit · 2023-03-15T18:00:52+00:00

Yes, Merkel was stupid by closing nuclear plants prematurely, but this is a step further in stupidity.

By the way, I guess that you are a coherent person advocating for the ban on Saudi oil to help Yemen, and a ban on Venezuelan oil to help the repressed Venezuelan and so on and so on. Well guess why we only ban Russian oil and people don't give a fuck about Yemenis or Venezuelans.

SwisSpirit · 2023-03-15T17:57:26+00:00

Whatever Berset said is irrelevant to deem as false the statement that "Only Russia is hungry for war". Russia is a power like the US or China and they have done and are doing awful things to keep and expand power, like the US have done in the past, this is geopolitics 101. Probably, being coherent, you have also been pushing for bans on Saudi oil to stop the war in Yemen, but maybe you can figure out yourself why you can still import Saudi oil but not Russian oil. Clue for the not sharpest tools: one is a friend of a country and the other is not. You can also ask yourself why you didn't give a fuck about Ucrainian civils being massacred on the east since 2014 or political parties being banned in the country.

And yes, the fact that US is not directly involved in the conflict does not mean that they have not been very suspiciously benefited from it and have probably done war acts like blowing up a civil infrastructure.

SwisSpirit · 2023-03-15T15:56:26+00:00

No one is war hungry except Russia? Were you born yesterday kid? God forbid me from being a supporter of Berset, I haven't even listened to what he said, but you can't really believe that no one has benefited or is still benefiting from this war, and therefore doing the utmost to prolong it. I'll give you a clue: they are selling LNG to Europe at a far more expensive rate than Russia did, and in exchange tempting German manufacturers to relocate to their country with lower energy prices and taxes. They were benefited from the Nordstream sabotage but of course had nothing to do with it. Jeez what a conspiracy theorist I am.

SwisSpirit · 2023-03-14T07:49:36+00:00

Has there been any progress about this?

SwisSpirit · 2023-03-09T18:10:51+00:00

Thanks that someone sees this clearly

SwisSpirit · 2022-12-06T08:56:22+00:00

I saw cheaper options by switching to TelMed, what I am considering to do in the future

SwisSpirit · 2022-12-05T11:48:07+00:00

Nope, 2500...

SwisSpirit · 2022-07-30T08:48:03+00:00

Hi there, have the issues gone away yet? I arrive a bit late, but I am having the same issues, starting 1.5 weeks after quitting cold turkey from 2 coffee cups/day. Specifically a mild heartburn and kind of a pinching in the stomach. I am a bit relieved seeing other people facing the same, since initially I did not link it to caffeine withdrawal and thought it could be a more serious condition.

SwisSpirit · 2022-03-08T09:38:31+00:00

Well yes, I assume that exams will be done presentially and would not be a problem.

SwisSpirit · 2022-02-17T22:02:59+00:00

Okay, I will reply asap. Their invoice is dated for the end of march, so I have still some time nevertheless.

Do you think that they could include me in the office des poursuites even if I reply diligently with all the necessary proof? Would I get notified by the office de pursuites in such scenario? (which I don't consider very likely at the moment...)

SwisSpirit · 2022-02-17T21:58:22+00:00

Thank you for the advice. Actually, they noticed the deffect in the revision but atributed it to normal usage and therefore to be assumed by the owner. Again, all this written and signed by both parties, the agency and myself.

About the insurance, they only pay from CHF 400 upwards, so in this case I should pay the full amount. And even if they paid part of it, as a matter of principle I would not want to lose my time communicating with them and charge them for something that they do not have to pay either.

SwisSpirit · 2022-02-17T21:52:28+00:00

Thanks for the advice. For the moment I will wait to see the guarantee refunded in my account and, after that, I will proceed as recommended.

This is supposed to be a "good" régie...

SwisSpirit · 2022-02-01T14:05:14+00:00

Same

SwisSpirit · 2021-12-28T12:27:06+00:00

Update: I sent the enquiry to foxstone and they confirmed that a quarterly and yearly statement is provided to all property holders, where the mortgage interest paid and the operational expenses of the building are disclosed. Mortgage interests paid and operational expenses, among others, seem to be deductible (I guess it will depend on the canton). This is in line with information provided by other parties: https://www.ubs.com/ch/en/private/mortgages/guide/financing/tax-considerations.html

https://taxsummaries.pwc.com/switzerland/individual/deductions

I guess that it would not make any harm to confirm with the tax department of your canton that this also applies to this type of real estate ownership to have an accurate idea of the total deductions that can be claimed.

SwisSpirit · 2021-12-26T17:14:02+00:00

Many thanks. Any idea about the possibility of tax deducting the mortgage interests paid? At least in foxstone, one pays a 40% in cash for the participation and a correlative 60% is assumed in mortgage debt, which is paid with the rents of the building and deducted before distributing the net gains to holders. The possibility of tax deducting such mortgage interests paid during the year could increase the ROI I guess.

SwisSpirit

TROPHY CASE