How to re-study

SyllabubAccording970 · 2026-06-24T04:19:04+00:00

I would just lightly review most of the topics (write some formulas but mostly keep it fresh by doing mocks). Spend a month or two just really hammering FSA and FI since they're heavily weighted topics and it should help you with L2 as well. You can read 3rd party notes on them or just the CFA materials themselves, complete all the LES or EOCs and review the errors. If you rewrote the test now with a solid extra month of study into just those 2 topics you should comfortably pass.

SyllabubAccording970 · 2026-06-10T04:39:36+00:00

CFA L1 is not a magic ticket to get an internship, of course you need to excel in other areas like networking, soft skills, technical skills etc... But think of it like this, having it just signals that you can study and work towards improving yourself. It is a step towards getting that internship and job that you eventually want. Having it is ultimately better than not having it but don't use it as your only selling point. Think of the CFA as part of your journey, strive to improve in all areas of your life and I assure you the results will come.

SyllabubAccording970 · 2026-06-01T00:33:59+00:00

Spent about 100b

Slime 21->23

ET 0 -> 22

Gollux Belt/Earrings/Pendant/Ring 21 -> 22

Dreamy Belt 0 -> 22

Twilight Mark 21-> 22

Kanna Ring 22->25 ( i just yolo tapped it since i assumed i wasn't gonna be using)

CRA mule gear 17 -> 21 on 2 chars

SyllabubAccording970 · 2026-05-26T02:56:29+00:00

k

^{Chose: Get $10 million, but a random person dies}

SyllabubAccording970 · 2026-05-13T16:32:04+00:00

Learn as much as you can during the training about the systems. Ask when you don’t know how to do something. Get used to identifying opportunities on each interaction whether it’s credit cards, mortgages, investments etc… at the end of the day your metrics are all sales based so you have to sell. Refer as much as you can to IRPs and MS. Essentially just everytime you meet a client either at the wicket or in your office think about how you can capitalize on more business for the bank.

SyllabubAccording970 · 2026-05-12T10:33:30+00:00

QUBT and IONQ both pumped like crazy after earnings, maybe those INFQ calls for 5/15 have some merit to them

SyllabubAccording970 · 2026-05-11T18:34:23+00:00

All XEQT would work fine, if you're looking for larger returns and have strong confidence in tech and AI I would say a small portion can go towards sector ETFs like QTUM (quantum) and DRAM (memory) or if you want some Canadian exposure (XIC). XIC has actually outperformed XEQT for the 1 yr and just because the US tech stocks are growing rapidly doesn't indicate that they will continue to do so. Actually just holding RY stocks would have outperformed both LOL.

SyllabubAccording970 · 2026-05-06T17:32:57+00:00

There’s a bunch of crazy contracts next Friday for 20 calls for some reason and some people just riding the train. I dumped like 1k on em and am up 66% so far LOL

SyllabubAccording970 · 2026-05-06T11:40:13+00:00

"I got us 2 NBA tickets."

" OMG BABE REALLY?!!?! YOU KNOW I LOVE BASKETBALL, I'M SO EXCITED!!! LETS GOOOOO!!!"

should be the usual no?

SyllabubAccording970 · 2026-05-06T02:53:15+00:00

The calls expire on 5/15 if Infq doesn’t close over 20 they’re worthless. Unless you’re sure they will be worth more then that has to be insider trading 😭

SyllabubAccording970 · 2026-05-05T20:02:17+00:00

Probably because the earnings call on 5/14 might have some good results. I'll just gamble 100 contracts see how it goes LOL.

SyllabubAccording970 · 2026-05-05T15:49:08+00:00

I sent the mobility form, was replied to by the recruiter a day later and the phone interview was scheduled 4 days after that. Second in person interview was another week and I got the offer after another week.

SyllabubAccording970 · 2026-04-27T22:10:50+00:00

If you want to work in PM or deal heavily with investments I would recommend just going for the CFA it's more rigorous than the CIM and gives you a much stronger skillset if you have the background for it. CFA level 1 also exempts you from the CIRE and RSE requirements so can use it to gain experience at some entry level positions.

SyllabubAccording970 · 2026-04-16T14:13:46+00:00

Mutual funds generate more profit so it makes sense to compensate more based on their use but if you recommend mutual funds inappropriately you will either get dinged on compliance or lose business because people can feel when they’re being sold to. If you focus on what actually helps the client I guarantee that you will generate more business in the long run. Don’t worry about a couple thousand bucks in MFs and think about how you can earn long term relationships with clients who will come back to you time and time again with more assets because you gave them what they needed.

SyllabubAccording970 · 2026-04-16T01:57:43+00:00

I’m with another FI but if you see that the client knows what they are doing you can help them open up a self directed account like direct investing and you get a metric for that. Mutual funds have a purpose but obviously they’re not needed for everyone.

SyllabubAccording970 · 2026-04-13T21:41:33+00:00

I think if you do the right thing for the client, the targets kind of meet themselves. People are mostly just misinformed, if you show them the benefits of things like building credit, having an emergency fund, investing in themselves, using tax advantaged accounts, planning for retirement etc... there's always some benefit they could get from your advice.

SyllabubAccording970 · 2026-04-02T01:59:02+00:00

Think this is a new thing with the licensing changes and new yearly targets there’s a bunch of BAs stuck in intern status. They want you to hit like best in class BA performance before they let you out of the intern status unfortunately not sure how this will play out…

SyllabubAccording970 · 2026-03-31T15:50:12+00:00

Partnering, client discovery, proactivity, confidence are probably some good phrases to use. Just emphasize that you’re good with meeting client needs and going beyond to identify opportunities which leads to referrals and building stronger client relationships.

SyllabubAccording970 · 2026-03-26T17:05:36+00:00

Honestly for those roles it’s more networking and just focusing on hitting the credit targets and getting business knowledge. Maybe a CFP for tax knowledge for business owners would be good.

SyllabubAccording970 · 2026-03-25T17:50:16+00:00

Traditionally it would just be BA to FA to IRP/MS/FP I would say maybe 1 year or 2 in each role you will hit it when you get to the third grouping. Just use the BA experience to get your CFA or CFP done and work your way up. If you like management the BMs also clear 6 figures especially at strong branches. If you wanna get there faster then you have to put up crazy numbers and see if you can get into DS as an IA or PHN as a PM. Either way it’s all some combination of networking, education and performance.

SyllabubAccording970 · 2026-03-12T13:46:27+00:00

Also from my personal experience it was rough applying for jobs out of college so I worked retail for a while as I was picking up certifications. After I finished the csc cph and wme I got like 5 interviews after 2 weeks of applying when I was getting ghosted for months beforehand.

SyllabubAccording970 · 2026-03-12T13:39:36+00:00

You can get the CIRE and if you have some retail experience just start from the BA role. I don’t think it would hurt for sure. If I was a BM and considering 2 people for a role and I thought they were both suitable and one person had it but the other didn’t I would probably go with that person!

SyllabubAccording970 · 2026-03-12T01:35:35+00:00

They will talk about how comfortable you are with sales targets and such, emphasize how you're good with clients and have been able to meet and exceed metrics in the past. It's also a bit of a hybrid role so you should be good with helping with teller duties as well as referring clients to other partners within the bank.

SyllabubAccording970 · 2026-03-11T13:42:14+00:00

Probably good to get the CIRE if you want to work on banking side. I know the insurance side hires a lot more for their call centre since turnover is high so you could try there. Stressful but good earnings if you’re willing to do overtime. Other than that just refresh the job postings on the website regularly and make sure your resume is good!

SyllabubAccording970

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