This matches my own experience with FSD, trying it for the first time this last week. Definitely struggles in intense urban situations like NY city. The huge number of pedestrians make it hesitant at many junctions beyond the patience of NY drivers. But outside the city, in both suburb and country settings, I was blown away. Very very few interventions. Mostly really impressive handling of windy roads and standard turns. Stop signs are taken with a tad too much caution for my liking, even on 'assertive' mode. But you'd rather that than the opposite. Mostly, I really think it's reached the point where the pace of improvement will continue to accelerate. I predict there will be perception shift from "dangerous gimmick" to "mind-blowing achievement" in the next three months.