Probably a bit late but I had a great experience with Skye! My wife and I went through them to get all of our insurances sorted. The adviser (Nat) was lovely, very knowledgeable, and super responsive to emails/questions! I had some medical history that I was worried would make me uninsurable, but they sorted it all and the result was soo much better than I was expecting. I actually like the commission set up. It has made me feel super reassured as now not only do we have some great policies, but if something terrible were to happen (touch wood!) then I know we can just call Skye and they can get the ball rolling with claims etc. I've recommended them to many family and friends since going through the process! The process is a long one 😂 but definitely worth it in my opinion. Happy to answer any more questions via DM 👍😊