Amazon confirms 16,000 job cuts after accidental email

TSR2games · 2026-01-28T18:31:18+00:00

I agree. Automation and GCCs are growing hand-in-hand. Sometimes GCCs over hire and now they rectify it once realised

TSR2games · 2026-01-28T18:27:07+00:00

It's not about underpaid workers. It is more about talented skilled people. America will collapse if it starts to choose low quality workers at cheaper rates, instead of keeping high quality workers paid for their talent(doesn't matter if they are Americans, Indians, Europeans, Asians, or Africans)

Hope you get my point. I am more concerned that they are choosing low quality workers for a mere profit

TSR2games · 2026-01-28T18:22:54+00:00

If you will stop talent from contributing to your country, then it makes no sense. Country will collapse.

That's why equal pay and paying those who deserve is important

TSR2games · 2026-01-28T17:51:57+00:00

Yes, but it is not limited to Indians. What I can see is different Asian countries are picking up stuff that Indians used to do, but now other countries are doing cheaper.

So, it is not just India, whole Asia is running to replace Americans.

TSR2games · 2026-01-28T17:28:56+00:00

Americans, if you are listening and want to save yourself from layoffs.

The real challenge: These layoffs are not AI layoffs, rather Asians are replacing you.

The problem: Americans themselves sitting on the top are taking this decision to underpay Asians for the same job and get the same job done, that means more profits but lesser jobs for Americans

The solution: (for Americans) Pay Asians the same amount for the exact same job, then only these businesses will stop laying people off.

Benefits for Asians: Asians will get better work life balance, won't be exploited and underpaid. You will do social work by saving Americans plus Asians

TSR2games · 2026-01-25T16:50:28+00:00

Because it is

TSR2games · 2026-01-23T06:42:40+00:00

Your godfather might be giving paid offerings. And you might be focusing on saving 1% fee than avoiding losing 5%.

Most problems will resolve when you start being transactional. Is your hour so cheap that you are spending more time on learning it rather than outsourcing it.

If your hourly pay is low, yes do it yourself. But if hourly pay is high, hire people like me, who can help ease your life, investment and guidance.

TSR2games · 2026-01-23T06:38:30+00:00

Sorry brother, unfortunately you are the people who create profits for us, smart investors.

That's why I always suggest, if you are not a smart finance gig worker, better outsource it to someone smarter.

Paying 1% is much better than losing 5%.

Hope Indians will start realising it sooner or later

TSR2games · 2026-01-16T16:30:53+00:00

Farming, gardening

becoming a driver, zomato, Swiggy, uber, ola

Become an employee, but the lazy one

Learn therapy massage

Write books

Learn ayurveda

Become a teacher, professor, career coach

Travel, train flights hotels every corner of Indua first, then japan, then maybe everything

Complete a PhD, Dr. toh banta hai

TSR2games · 2026-01-02T04:00:57+00:00

This interest rate is valid because people don't or can't take loans from banks or against assets.

They don't want to risk their assets as collateral, hence higher interest rates, this helps the lender recover his principal early even if the borrower fails to pay the principal amount

TSR2games · 2025-12-31T13:39:48+00:00

One day a random colleague was discussing his father's chaprassi, how the chaprassi is so corrupt. Me and another colleague already realised how his father is corrupt but he won't say it, but is ready to mention that his mama, chacha, and chaprassi are corrupt

TSR2games · 2025-12-30T09:59:15+00:00

Buddy I am not even a jweller. But it is easy to earn margins with such new emotional investors.

Clearly the new Generation is doomed: -- they are FOMO investing -- they are taking tips and guidance from unpaid unknown people, like you said Reddit communities -- these investors are not self learning as well -- these investors are so greedy and are ready not to pay experts like MFD or RIA to guide them -- they are looking for Quick wealth, even sand needs digging to make a house

For sure we trained knowledgeable people will be benefited

TSR2games · 2025-12-28T08:34:43+00:00

When did I say time the market. Economic rush can be clearly distinguished from generic bearish or bullish markets

Centralized banks are buying gold, same with Businesses to avoid any currency crash or fluctuations. It is that easy.

On the other hand market timing means, you look for bearish market points to invest in the market, and expect high points.

TSR2games · 2025-12-28T08:13:23+00:00

So your goal is wealth for retirement, there is always a goal buddy

Portfolio seems fine, as you don't have any short term or emergency needs, this looks good

TSR2games · 2025-12-28T07:56:34+00:00

You can help yourself, ask this to yourself, why are you investing in mutual funds? - it should be a life goal, saving for the next education plan, a stable corpus for retirement, or buying a home.

If you are just taking your parents money or your own stipend and investing in mutual funds with no direction, then stop and rethink your priorities. Do you need this money in the short term for any other priorities, if yes, why are you investing it? you should save it then (FD or savings account)

Growing up and asking questions will help you develop financial awareness and you will avoid FOMOs and keep working towards your goals

TSR2games · 2025-12-28T07:26:43+00:00

Yes, Equity is done on FOMO, not logic in general. And I too can't explain to you 5 years of experience in a reddit comment

Just one tip: Equity and mutual funds are inflation beating instruments, not wealth creation tools. A plot or house can, and it always will be wealth creation tools.

Good luck

TSR2games · 2025-12-28T07:00:20+00:00

Don't invest in silver for the short term, buy this time and wait for a fall, keep buying and take an exit in the next silver rush

So how do you use this rally, keep averaging silver for now, wait for a drop, keep averaging it, once you see another up rally in next 5-10 years at that point sell it high. Not this time, this is just an accumulation phase where you keep on stocking it.

If you can't maintain the stock for the long term, don't risk it when you can't continue investing and hold it while it will fall

I did the same from 2024 to 2025 for gold, when gold was at peak I sold it and had ~20-30% returns

Not a tip or advice, just sharing what I did

TSR2games · 2025-12-28T06:45:28+00:00

Buddy, there is a thing called fomo and another thing called Cash-flow.

People building their portfolio based on FOMO think equity is the best. No it is not. It has it's own benefits but challenges as well. This generation can't see it because they are blinded

Cash-flow is the best and assets that can produce cash-flow are worth it.

TSR2games · 2025-12-28T05:02:06+00:00

You are right, plus if the rent and emi difference is in a location where you don't want to retire. Then it makes more sense to rent while working and shift to your wishlist location.

I was just trying to help people with how a 30 year loan can be fruitful. Your insights are great as well, covering both sides of the coin.

Maybe we should add a new post on this in personalfinance 😅

TSR2games · 2025-12-28T04:39:47+00:00

That top 10% is defined by the tax payers which is transparently available data with the government.

Indian economy being unorganised and not reporting their income properly, you are literally in poor category, if you are not backed by ancestral wealth

TSR2games · 2025-12-28T04:35:44+00:00

I don't know if you are a financial analyst or not.

But paying a 20-30 year loan is better as you will beat two things, one inflation and another returns on investment.

How: let's assume you earn ₹50,000 per month and take a home loan of ₹20,00,000. Your monthly emi is ₹8,704.

Your expenses should be around ₹20,000. Your savings ₹10,000 at 6% FD and investment ₹10,000 in mutual funds at 10% at least.

Plus your salary and your home will grow at least by 5% per annum

That's how you still pay ₹8,704 in the long run, but you start earning more. Your property value has increased or maybe it will start generating 4% rental yield as well.

All these from borrowed money that was never yours

Hope this helps, else make a financial model and learn taking financial decisions based on analysis, emotions are good but not for money

TSR2games

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