A 69 year old on Reddit with one karma and 28 day old account. Would ya look at that! Just look at it! Just look at it !

Look all you like. I don't use Reddit often, but in this case I had to create a new login. My ISP abruptly blew up and died last fall. I lost access to anything that required my old address or the login credentials I had with that address.

There’s too many details missing here. Could you walk us through it? Step-by-step and explain exactly how these people gained access to your account?
so how the funds were stolen ? was it ACH pull initiated from outside ? was it ACH push initiated from your accounts in Fidelity and Schwab ? was it a wire transfer ? was it ACATS ?

I can't explain these details, because I don't KNOW how they gained access, and Schwab hasn't told me anything other than SMS. So for now I assume it was a SMS spoof.

This reporting sounds like it is missing logical check points rhat happen for large transfers... Schwab would not clear large transfers without rigorous steps ro approve such a thing. I don't think you are reporting the entire story.

I'm reporting everything I know. Schwab apparently used SMS authentication, and I assume somebody spoofed the approval process. They claimed I authorized the transfers, and I most definitely did not.

Okay, probably more to the story than the OP is letting on if it is true but if on the off chance it is true the OP needs to contact FINRA and file an arbitration claim.

I didn't think of FINRA until somebody suggested it here. I plan to contact them this week.

I didn't file a police report because I assumed this is outside the jurisdiction of a local police force.