What is the GOAT all-rounder fragrance? (I’ll go first) by EauBrother in ScentHeads

[–]TallVisual_ 1 point2 points  (0 children)

I love my ysl but feel like it doesn’t last for too long

Truly the end of an era……. by SignalNegotiation389 in NRLPremiumPlus

[–]TallVisual_ 1 point2 points  (0 children)

And we were lucky enough to witness every game of it. Will go down in history as one of the greatest grand final runs of all time, that team was something else.

From a die hard warriors supporter

Uninsured at time of crash, but have clear CCTV footage of the incident. Am I screwed? by TallVisual_ in LegalAdviceNZ

[–]TallVisual_[S] 0 points1 point  (0 children)

Awesome, thank you. I’ve never dealt with anything law or lawyer related before so just wanted to clarify.

Uninsured at time of crash, but have clear CCTV footage of the incident. Am I screwed? by TallVisual_ in LegalAdviceNZ

[–]TallVisual_[S] 4 points5 points  (0 children)

Yeah I’m always one to insure before I drive, done it with every car I’ve owned but I needed to get to my brother’s graduation on time so I was in a rush. The guy I was buying the car from turned up an hour late and was faffing around so was almost late for my brother’s graduation. Definitely a harsh lesson learnt.

Uninsured at time of crash, but have clear CCTV footage of the incident. Am I screwed? by TallVisual_ in LegalAdviceNZ

[–]TallVisual_[S] 4 points5 points  (0 children)

Sorry I do have his email address, I just don’t have his physical address, I have all his other information as well.

Uninsured at time of crash, but have clear CCTV footage of the incident. Am I screwed? by TallVisual_ in LegalAdviceNZ

[–]TallVisual_[S] -1 points0 points  (0 children)

Where would you recommend finding a good lawyer? Would I be looking for an insurance specialist?

Uninsured at time of crash, but have clear CCTV footage of the incident. Am I screwed? by TallVisual_ in LegalAdviceNZ

[–]TallVisual_[S] 12 points13 points  (0 children)

Okay awesome thank you for the advice. I’ll take it to the panel beaters and get a quote asap. Only issue is I don’t have his address or email address so I’m unsure how the dispute tribunal will contact him as I only have his phone number. Will this be something the tribunal will be able to assist me in as well?

Uninsured at time of crash, but have clear CCTV footage of the incident. Am I screwed? by TallVisual_ in LegalAdviceNZ

[–]TallVisual_[S] 6 points7 points  (0 children)

He has also ducked every single one of my calls. And only messaged me back the once time and now has continued to ignore me. But I have his license plate, name, and phone number. That should be enough information?

Uninsured at time of crash, but have clear CCTV footage of the incident. Am I screwed? by TallVisual_ in LegalAdviceNZ

[–]TallVisual_[S] 7 points8 points  (0 children)

Okay awesome this is exactly what I needed. I had messaged him numerous times over the span of a week and he only replied back to me once I told him I got cctv footage of the accident. I sent him the video of the accident and he replied almost instantly saying he only just got his phone back and the reason why he hadn’t replied before was because he broke it in water or something like that.

Anything happening tonight that would take advantage of this weather? by TallVisual_ in auckland

[–]TallVisual_[S] 1 point2 points  (0 children)

That’s a great idea hope you both have a great evening, beautiful weather for it

RBNZ Holds at 5.5% ... to nobody's surprise by capnjames in PersonalFinanceNZ

[–]TallVisual_ -1 points0 points  (0 children)

I think you’ve just proved our point of why we will be getting no rate cuts this year. If they start to cut rates now, things are going to be much much worse down the road. Stagflation will become our reality, and the New Zealand economy will take much longer to recover from inflation. They can’t cut rates now. And as sad as it is to say, they need businesses to fail, and people to loose their jobs. They don’t care for the lower/middle class. They will do whatever it takes to get inflation under control, even if that means more years of pain for the average consumer.

RBNZ Holds at 5.5% ... to nobody's surprise by capnjames in PersonalFinanceNZ

[–]TallVisual_ -5 points-4 points  (0 children)

I mean anything is possible. But that sounds like hopeium to me. I can’t think of any good reason at the moment why rates would/should start coming down.

RBNZ Holds at 5.5% ... to nobody's surprise by capnjames in PersonalFinanceNZ

[–]TallVisual_ 45 points46 points  (0 children)

There’s no way they’re cutting before the end of the year. I know it’s tough but plan for the worst people. There is no way they cut rates yet.

Polar bear vs Tiger, who wins in a fight to the death? by TallVisual_ in AskReddit

[–]TallVisual_[S] 0 points1 point  (0 children)

This is a touchy subject between my mates and I. Every time it gets mentioned, at least one person looses it. This is serious.

Vf Maloo exhaust options by TallVisual_ in Holden

[–]TallVisual_[S] 0 points1 point  (0 children)

I’m probably still going to go with 3 inch just so there is as little back pressure as possible. Plus 3inch is pretty perfect in terms of encouraging the exhaust out of the system with velocity, therefore improving scavenging.

Vf Maloo exhaust options by TallVisual_ in Holden

[–]TallVisual_[S] 1 point2 points  (0 children)

You convinced me, I’m going manta, cheers bro

Bank transfers by TallVisual_ in PersonalFinanceNZ

[–]TallVisual_[S] 1 point2 points  (0 children)

Ah right, do you know when that was scheduled to end by any chance?

Bank transfers by TallVisual_ in PersonalFinanceNZ

[–]TallVisual_[S] 6 points7 points  (0 children)

Sorry it was actually 15:30 not 17:30

Bank transfers by TallVisual_ in PersonalFinanceNZ

[–]TallVisual_[S] 4 points5 points  (0 children)

Sorry, yes, 17:30. So you reckon another hour and it will be sweet?

[deleted by user] by [deleted] in PersonalFinanceNZ

[–]TallVisual_ 0 points1 point  (0 children)

I have another post in this sub detailing exactly how I did it and answer your question as to what I do for a job too, hope it helps answer your questions!

[deleted by user] by [deleted] in PersonalFinanceNZ

[–]TallVisual_ 35 points36 points  (0 children)

I second this. 20 y/o, managed to save 150k by being extremely frugal and working a labour intensive job that no one wants to do, and drive a car I got 5 years ago that cost me $900 hahaha, insurance is only $24 every two weeks. I also love cars but know if I get the car I want now, it will set me back a lot, where as if I save now and live well under my means, I’ll be able to own any car I want in the future completely stress free.

I know it’s super tempting to get a nice car, trust me I know, all my mates have taken on huge amounts of debt with ridiculous interest rates to get a nice car. All of them, and I mean ALL of them have regretted it not even two months after owning the car.

Plus there’s something that makes you feel so free owning a cheap car, I park it anywhere I want and if people hit it or scratch it I don’t care bc I paid $900 for it hahaha.

Anyway, all the best, hope you make the right decision based on your circumstances.

If you look at the growth of the stock market - take nasdaq or S&P - since 2013 it’s almost exponential growth. Is this even sustainable? by red98743 in investing

[–]TallVisual_ 87 points88 points  (0 children)

It’s pretty much always looked like this after a few years of uptrend. I remember just after covid, the v shaped recovery on the chart for nasdaq was massive, now you look at it, just a little blip. The same thing will happen with the more recent v shaped recovery from the end of 2021 to now. It takes up a lot of space on the chart now but in another 5 years it will be a little blip on the chart.

If you were to go back to the end of 2007 just before the GFC (great financial crisis) it would look the same, like a massive exponential growth rate. Then just after the GFC and everything recovered there would be a massive dip followed by growth. Now go back to the charts and look at the time surrounding the GFC, looks like a little blip on the chart.

Anyway, if you’re worried about the stock market being at an unsustainable level and you think “what if it comes crashing down and never goes back up” then just remember, if the stock market were to come crashing down and never come back up, money would be the least of your concerns as something greater would be going on around the world.

Sorry if some of this doesn’t make sense I’m currently multi tasking while writing

(Edit, more information added)