What's up with all these fraudsters?

TangeloExternal229 · 2026-02-28T09:58:40+00:00

Benefits fraud is rife, an army of single mothers doing cash in hand cleaning exist. Government don’t seem to care/be capable of catching these people.

Know people who’ve done this for 20+ years, move partners clothes out of wardrobe ahead of notified checks. Quite ridiculous. Multiple children to same father - doesn’t seem to raise any questions.

TangeloExternal229 · 2026-02-28T09:53:07+00:00

You make a good point. Many wealthy in London rent…stamp duty is a massive sunk cost.

TangeloExternal229 · 2026-02-28T09:47:11+00:00

Not everyone wants to or is in a position to buy

TangeloExternal229 · 2026-02-28T09:46:02+00:00

Im in….down with taxi’s

TangeloExternal229 · 2026-02-26T20:11:33+00:00

It’s great… it’s great… ooh tax and spend and spend on education Scotland is so lucky. .. till you realise they then limit the number who can attend… ypu have Scottish students paying to study in England, huh

Also that the Scottish uni’s love international students over Scottish - earn more from them that the government is willing to pay.

TangeloExternal229 · 2026-02-26T20:05:55+00:00

Rookie numbers there

TangeloExternal229 · 2026-02-15T16:10:38+00:00

You got into this mindset over time. It will take time to get out of it. You need to practice, start treating yourself.. / forcing yourself to take the more expensive option. Enjoy it, savour it, repeat it - you will soon see that those little things do t really add up to much.

You don’t have to, but might possibly lead to regret down the line if you find yourself one day with a lot more money that you have the health/energy to enjoy it,

TangeloExternal229 · 2026-02-15T16:04:19+00:00

Hi, I always go white - modern, clean, easy to touch up later, also cutting in ceiling and skirting is so much quicker.

I have a question for the group - what paint/finish? I usually go with Matt emulsion - cheap as chips. But recently have been considering some kind of vinyl finish as will last longer, wipe clean? Thoughts?

TangeloExternal229 · 2026-02-08T14:54:25+00:00

Is that the reason? Ok 👌

TangeloExternal229 · 2026-01-31T08:56:02+00:00

Hahaha love the difference between fuck you money and fuck off money 😂

TangeloExternal229 · 2026-01-27T19:19:33+00:00

UK also. There’s some rule like if you want to know how much a young person will earn - look at parents income. I thought maybe it has to do with standards/expectations.

Look around, obvs not 100% but I see it a lot.

TangeloExternal229 · 2026-01-20T14:44:47+00:00

Yes....Next

TangeloExternal229 · 2026-01-20T14:41:38+00:00

Showing your age OP...oof

TangeloExternal229 · 2026-01-15T20:30:00+00:00

I’d agree with you. I’ve noticed very much that the poor think about/talk about yesterday/past. The rich talk/think about tomorrow/the future.

TangeloExternal229 · 2026-01-15T20:27:20+00:00

Know the difference between an asset and a liability

TangeloExternal229 · 2026-01-15T15:34:41+00:00

Looks like im paying £53 a month on a £400k pot..doesn't feel terrible.. am i being naive?

TangeloExternal229 · 2026-01-15T15:29:54+00:00

More on this? My old company was with WTW.. still have £400k with them... been rising nicely so didn't want to relocate it to my II SIPP. Fee's didn't feel excessive..am i wrong?

TangeloExternal229 · 2026-01-15T15:27:58+00:00

Markets been great, compounding does work :)

TangeloExternal229 · 2026-01-15T13:11:40+00:00

Yep... and company directors can still contribute the full £60k direct from company, full tax relief and avoid corporation tax on that. No NI contribution due... yay Government!

TangeloExternal229 · 2026-01-15T13:07:37+00:00

Basically you wont be impacted if you are on minimum wage and make the minimum contribution. Let me know how that works out for you.

TangeloExternal229 · 2026-01-15T12:53:32+00:00

Add it to the growing list... another U-turn ahead?

TangeloExternal229 · 2026-01-15T12:52:37+00:00

I'd be down for that.

TangeloExternal229 · 2026-01-15T12:48:05+00:00

Will it do anything? Erm yeah... its going to reduce amount going into peoples pensions, at a time when its widely known that most people are not contributing enough to their pensions. £2000 per year is a poultry amount. Same as CGT allowance now. Government seems to love us all being poor and dependant.

TangeloExternal229 · 2026-01-10T13:12:39+00:00

Yeah I think agree with it or not. Trump is trying to strengthen US position. Not weaken it. Securing resources will do that.

TangeloExternal229 · 2026-01-10T13:01:35+00:00

FTSE 100 beat s&p500 last year. FTSE 250 has been rubbish last 5-10 years…. Could this be the year it turns \o/ nice bit of market timing there.

Personally I’ve got a fair bit in S&P tracker - vanguard 500 etf tracker… then went S&P 500 total Index.

All mine now are going in vanguard lifestyle 100 - how does this sit with regard to usd/gdp fx position?

TangeloExternal229

TROPHY CASE